Lead Applied AI Developer - Client Data Technology at Charles Schwab

Pay range:

USD $138,500.00 - $210,000.00 / Year

Your opportunity

At Schwab, you're empowered to make an impact on your career. Here, innovative thought meets creative problem solving, helping us "challenge the status quo" and transform the finance industry together.

Join us as we lead the most significant technical transformation in Client Data Technology -architecting AI-native systems using Retrieval-Augmented Generation (RAG) and Model Context Protocol (MCP) to modernize legacy applications through Domain-Driven Design. You'll work at the intersection of cutting-edge AI technology and complex financial domains, building intelligent systems that directly impact millions of people's retirement security. With executive-level support, substantial budget, and technical freedom, you'll pioneer RAG architecture and multi-agent orchestration in a highly regulated, mission-critical environment.

This is your chance to establish yourself as an industry-leading expert in AI-driven legacy transformation, defining patterns that will become case studies for years to come. We thrive together as One Schwab, guided by respect and care for all. Our inclusive, collaborative, and positive environment values and supports every team member, empowering you to make a real impact.

What you have Required Qualifications

• Bachelor's degree in Computer Science, Software Engineering, or related technical field, or equivalent practical experience
• 7+ years of professional software engineering experience with a strong focus on AI/ML engineering
• 3+ years in technical leadership role
• 3+ years of hands-on experience building and deploying solutions in public cloud environments (GCP, AWS, Azure).
• 2+ years hands-on experience with AI/ML implementation and production deployment
• Experience with legacy application modernization and migration projects
• Hands-on experience with Large Language Models (e.g., GPT-5, Claude, Gemini, PaLM)
• Production implementation of RAG architectures
• Experience with Model Context Protocol (MCP) or AI agent orchestration frameworks
• Experience with vector databases (Pinecone, Weaviate, Chroma, or Vertex AI Vector Search)
• Prompt engineering and LLM optimization techniques
• Experience with Vertex AI platform on Google Cloud Platform or Bedrock platform on AWS
• Proficiency in Python (AI/ML development), .NET (enterprise services), and SQL (database design)
• Experience with event streaming platforms (Kafka, Pub/Sub, or similar)
• Proven ability to lead and mentor engineers
• Excellent communication skills-proven ability to explain complex technical concepts to non-technical stakeholders
• Experience collaborating with product managers, data scientists, and business stakeholders
• Problem-solving mindset with a focus on business outcomes
• Track record of driving consensus in cross-functional teams

Preferred Qualifications

• Master's degree in Computer Science, AI/ML, or related field
• 10+ years of professional software engineering experience
• 2+ years' experience implementing RAG architectures using frameworks like Lang Chain, Llama Index, or Haystack
• Financial services or highly regulated industry experience

What's in it for you

At Schwab, you're empowered to shape your future. We champion your growth through meaningful work, continuous learning, and a culture of trust and collaboration-so you can build the skills to make a lasting impact. Our Hybrid Work and Flexibility approach balances our ongoing commitment to workplace flexibility, serving our clients, and our strong belief in the value of being together in person on a regular basis.

We offer a competitive benefits package that takes care of the whole you - both today and in the future:

• 401(k) with company match and Employee stock purchase plan
• Paid time for vacation, volunteering, and 28-day sabbatical after every 5 years of service for eligible positions
• Paid parental leave and family building benefits
• Tuition reimbursement
• Health, dental, and vision insurance