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As responsibility for volume, quality, timeliness of end results and shared responsibility for planning and budgets. Work affects an entire area, which eventually affects the overall performance and effectiveness of the sub-function/job family. Full supervisory responsibility, ensuring motivation and development of team through professional leadership to include duties such as performance evaluation, compensation, hiring, disciplinary and terminations as well as direction of daily tasks and responsibilities.
Responsibilities:
- Performs oversight of Client Excellence Team within Correspondent channel that supports sellers through the prepurchase review process.
- Supports the Correspondent Account Executives in their initiatives against volume goals.
- Responsible for managing Risk and Controls and maintaining quality expectations set forth by the organization.
- Monitors capacity against established plans and forecasts.
- Integrates in-depth credit operations knowledge with a solid knowledge of industry standards and practices.
- Uses sound judgment to complete more complex credit transaction reviews.
- Performs analysis of credit and investor delivery quality on mortgage transactions.
- Appropriately assess risk when business decisions are made, demonstrating particular consideration for the firm's reputation and safeguarding Citigroup, its clients and assets, by driving compliance with applicable laws, rules and regulations, adhering to Policy, applying sound ethical judgment regarding personal behavior, conduct and business practices, and escalating, managing and reporting control issues with transparency, as well as effectively supervise the activity of others and create accountability with those who fail to maintain these standards.
Qualifications:
- 5-8 years previous Mortgage Credit Analysis experience required.
- Extensive mortgage industry knowledge related to credit worthiness, regulatory requirements and agency guidelines is required.
- Knowledge of mortgage documentation including closing and post-closing documents.
- Correspondent Lending experience preferred.
- Working knowledge of reporting and presentation skills is a plus.
Education:
- Bachelor’s/University degree or equivalent experience
This job description provides a high-level review of the types of work performed. Other job-related duties may be assigned as required.
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About Citigroup

Citigroup
PublicCitigroup Inc. or Citi is an American multinational investment bank and financial services company based in New York City. The company was formed in 1998 by the merger of Citicorp, the bank holding company for Citibank, and Travelers; Travelers was spun off from the company in 2002.
10,001+
Employees
New York City
Headquarters
Reviews
3.3
4 reviews
Work Life Balance
3.0
Compensation
3.2
Culture
2.8
Career
2.5
Management
2.7
35%
Recommend to a Friend
Pros
Compensation increases for investment banking roles
Legitimate investment banking employer
Internship opportunities available
Cons
Unclear career progression paths
Limited meaningful experience in internships
Compensation raises lower than competitors
Salary Ranges
28 data points
Mid/L4
Senior/L5
Staff/L6
Mid/L4 · Business Risk Intermediate Analyst
1 reports
$77,165
total / year
Base
$67,100
Stock
-
Bonus
-
$77,165
$77,165
Interview Experience
5 interviews
Difficulty
2.8
/ 5
Duration
14-28 weeks
Experience
Positive 0%
Neutral 40%
Negative 60%
Interview Process
1
Application Review
2
Recruiter Screen
3
Programming Assessment
4
Hiring Manager Interview
5
Panel/Superday Interviews
6
Final Decision
Common Questions
Technical Knowledge
Case Study
Behavioral/STAR
Past Experience
Culture Fit
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