About this role:

Wells Fargo is seeking a Principal Engineer to be part of the Global Payments & Liquidity Treasury Technology organization helping to drive delivery of critical technology initiatives. The ideal candidate will have expertise in architecting and designing solutions that promote reusability, scalability, efficiency, and resiliency and possess strong communication skills to articulate the proposed solutions with both technical and business partners. This role will enable the candidate to work across a horizontal set of payment products helping set payment standards across the board and aligning the strategy towards omni channel, unified payment workflows. The ideal candidate will collaborate across Technology, Platform Support and Business partners focusing on strategic vision, AI solutions and optimization of redundant payment systems.

Learn more about the career areas and lines of business at wellsfargojobs.com

In this role, you will:

• Assist development team of experienced engineers with moderate complexity and risk, responsible for building high quality capabilities with modern technology
• Ensure adherence to the Banking Platform Architecture, and meeting non-functional requirements with each release
• Partner with, engage and influence architects and experienced engineers to incorporate Wells Fargo Technology technical strategies, while understanding next generation domain architecture and enable application migration paths to target architecture
• Function as the technical representative for the product during cross-team collaborative efforts and planning
• Identify and recommend opportunities for driving escalated resolution of technology roadblocks including code, build and deployment while also managing overall software development cycle and security standards
• Determine appropriate strategy and actions to act as an escalation partner for scrum masters and the teams to meet moderate to high risk deliverables and help remove impediments, obstacles, and friction while encouraging constant learning, experimentation, and continual improvement
• Build engineering skills side-by-side in the codebase, conduct peer reviews to evaluate quality and solution alignment to technical direction, and guide design, as needed
• Interpret, develop, and ensure security, stability, and scalability within functions of technology with moderate complexity, as well as identify, manage and mitigate technology and enterprise risk
• Collaborate with, partner with and influence Product Managers/Product Owners to drive user satisfaction, influence technology requirements and priorities in the product roadmap, promote innovative and intelligent solutions, generate corporate value and articulate technical strategy while being a solid advocate of agile and DevOps practices
• Interact directly with third party vendors and technology service providers
• Identify AI solutions and strategies for speed to market and optimized payment solutions

Required Qualifications:

• 7+ years of Engineering experience, or equivalent demonstrated through one or a combination of the following: work experience, training, military experience, education
• 7+ years of experience with J2EE architecture (including Kafka, JMS, RESTful or SOAP/REST web services)
• 5+ years of MongoDB experience
• 7+ years of experience Strong understanding of Service-Oriented and microservices architectures and user Interface design
• 4+ years of experience with Payment Systems – ACH, and/or Wires strongly preferred
• 3+ years of experience with REACT, JSON, XML,

Desired Qualifications:

• Hands-on experience working with Microservices, J2EE architecture
• Strong analytical skills with high attention to detail and accuracy
• Must be able to work on multiple projects in virtual environment where key team members and partners are in various time zones and locations
• Ability to take initiative, identify opportunities and implement change
• Proficient in monitoring and observability tools like Splunk and Grafana
• Strong understanding of middleware and application server concepts like Integration, Transactions and XA transaction, Security, Connection pooling, Load balancing and Messaging; clustered server environment and familiar with system performance related tasks
• Must have excellent communications and teamwork skills, be self-directed, self-motivated, committed, and a quick learner.

Job Expectations:

• Ability to work onsite at one of the posted locations
• Relocation assistance is not available

Posting Locations:

• 194 Wood Ave S, Iselin, NJ 08830
• 300 S Brevard Street, Charlotte, NC 28202

Pay Range

Reflected is the base pay range offered for this position. Pay may vary depending on factors including but not limited to demonstrated examples of prior performance, skills, experience, or work location. Employees may also be eligible for incentive opportunities.

$159,000.00 - $305,000.00

Benefits

• Wells Fargo provides eligible employees with a comprehensive set of benefits, many of which are listed below. Visit [Benefits

• Wells Fargo Jobs](https://www.wellsfargojobs.com/en/life-at-wells-fargo/benefits) for an overview of the following benefit plans and programs offered to employees.

• Health benefits

• 401(k) Plan

• Paid time off

• Disability benefits

• Life insurance, critical illness insurance, and accident insurance

• Parental leave

• Critical caregiving leave

• Discounts and savings

• Commuter benefits

• Tuition reimbursement

• Scholarships for dependent children

• Adoption reimbursement

Posting End Date:

25 Apr 2026

Job posting may come down early due to volume of applicants.We Value Equal Opportunity

Wells Fargo is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, status as a protected veteran, or any other legally protected characteristic.

Employees support our focus on building strong customer relationships balanced with a strong risk mitigating and compliance-driven culture which firmly establishes those disciplines as critical to the success of our customers and company. They are accountable for execution of all applicable risk programs (Credit, Market, Financial Crimes, Operational, Regulatory Compliance), which includes effectively following and adhering to applicable Wells Fargo policies and procedures, appropriately fulfilling risk and compliance obligations, timely and effective escalation and remediation of issues, and making sound risk decisions. There is emphasis on proactive monitoring, governance, risk identification and escalation, as well as making sound risk decisions commensurate with the business unit’s risk appetite and all risk and compliance program requirements.

Applicants with Disabilities

To request a medical accommodation during the application or interview process, visit Disability Inclusion at Wells Fargo.

Drug and Alcohol Policy

Wells Fargo maintains a drug free workplace. Please see our Drug and Alcohol Policy to learn more.

Wells Fargo Recruitment and Hiring Requirements:

a. Third-Party recordings are prohibited unless authorized by Wells Fargo.

b. Wells Fargo requires you to directly represent your own experiences during the recruiting and hiring process.