Company Description

As the world's leader in digital payments technology, Visa's mission is to connect the world through the most creative, reliable, and secure payment network - enabling individuals, businesses, and economies to thrive. Our advanced global processing network, Visa Net, provides secure and reliable payments around the world, and is capable of handling more than 65,000 transaction messages a second. The company's dedication to innovation drives the rapid growth of connected commerce on any device and fuels the dream of a cashless future for everyone, everywhere. As the world moves from analogue to digital, Visa is applying our brand, products, people, network and scale to reshape the future of commerce.

At Visa, your individuality fits right in. Working here gives you an opportunity to impact the world, invest in your career growth, and be part of an inclusive and diverse workplace. We are a global team of disruptors, trailblazers, innovators and risk-takers who are helping drive economic growth in even the most remote parts of the world, creatively moving the industry forward, and doing meaningful work that brings financial literacy and digital commerce to millions of unbanked and underserved consumers.

You're an Individual.We're the team for you.Together, let's transform the way the world pays.

Job Description

Team Summary

Visa Consulting & Analytics (VCA) Australia, New Zealand, and South Pacific (AUNZSP) is Visa's advisory division, working with Visa's clients on a broad range of key business initiatives including strategy, operational optimisation, customer engagement and overall business profitability.

• VCA is made up of three services lines
• Advisory, Data Science and Implementation Services, the latter being the execution arm of VCA. Our Implementation Services squads are embedded on client sites leading long-term engagements and delivering value primarily through implementation and execution services. We deliver objectives from a shared value agenda but are also closely connected to the broader VCA team, sharing knowledge, and bringing the best of Visa to the client.

We are seeking a Senior Solution Architect to join one of our banking clients in Wellington on a12-month fixed-term contract, starting in January/February 2026. In this embedded role, you’ll help deliver new-generation digital lending experiences. As part of a collaborative, customer-focused team, you’ll report to the Solution Architecture Practice Manager and will work closely with business and technical stakeholders.

Role Summary & Responsibilities

You will be a key driver in our client’s digital lending transformation, responsible for designing and delivering secure, scalable, and compliant solutions that enable seamless customer experiences. You will collaborate with cross-functional teams to architect innovative systems for lending origination, onboarding, and servicing, leveraging modern technologies and best practices to support the bank’s strategic objectives.

Highlights of your role include:

• Lead the architectural design and approval process for unsecured lending and cards, ensuring solutions align with enterprise standards and business goals.
• Develop and implement API strategies and event-driven integrations to support extensibility and interoperability across platforms.
• Architect end-to-end solutions for origination, onboarding, credit decisioning, and servicing, with a focus on scalability, security, and compliance.
• Present and defend architectural designs to governance boards, ensuring traceability and adherence to enterprise architecture principles.
• Foster collaboration across technology and business teams to maximise reuse and accelerate delivery of high-impact solutions.

Qualifications

Key Requirements

• Extensive experience in financial services architecture, ideally within lending and cards domains.
• Deep understanding of lending origination, customer onboarding, and digital servicing processes.
• Proven expertise in designing solutions using APIs (Kong gateway), event streaming (Kafka), and microservices (Spring Boot).
• Hands-on experience with cloud platforms (AWS) and modern UI frameworks (React).
• Strong stakeholder engagement and ability to drive consensus across diverse teams

Desirable

• Familiarity with BIAN standards and API governance.
• Exposure to open banking, digital identity verification (eKYC), and Agile delivery methodologies.
• Relevant certifications (e.g., TOGAF, AWS Certified Solutions Architect).

Note, you’re not expected to have 100% of these skills. If you have most of the skills required and this role sounds exciting to you, we'd love to hear from you!

The role will be based in Wellington CBD in a hybrid work environment (minimum 3 days in office per week).

Why this is important to Visa

This role is pivotal to our client’s strategic objectives, driving digital-first product transformation and championing technology innovation in financial services. By architecting secure, scalable, and user-centric solutions, you will help our client deliver seamless customer journeys and future-ready lending capabilities. This role directly supports Visa’s mission to shape the future of commerce, ensuring the company remains a leader in delivering value to clients and their customers through reliable, innovative financial solutions.​

Additional Information

Visa is an EEO Employer. Qualified applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, sexual orientation, gender identity, disability or protected veteran status. Visa will also consider for employment qualified applicants with criminal histories in a manner consistent with EEOC guidelines and applicable local law.