Employee Applicant Privacy Notice Who we are:

Shape a brighter financial future with us.

Together with our members, we’re changing the way people think about and interact with personal finance.

We’re a next-generation financial services company and national bank using innovative, mobile-first technology to help our millions of members reach their goals. The industry is going through an unprecedented transformation, and we’re at the forefront. We’re proud to come to work every day knowing that what we do has a direct impact on people’s lives, with our core values guiding us every step of the way. Join us to invest in yourself, your career, and the financial world.Senior Software Engineer

We are looking for eager Senior Software Engineers excited to dive in and help build and support the cutting edge technology systems of the Lending Platform team. So Fi is trying to push the boundaries of lending and provide next-level products for our members and investors, and we are seeking anyone with big ideas and a drive to help achieve our goals.

We value forward-thinking engineers who are hands-on, take ownership, and drive delivery. You’ll be surrounded by a talented team where mentorship, knowledge-sharing, and collaboration are central to our culture.

As a senior software engineer, you will be part of a team that is empowered to make technical decisions that have direct impact on the success of the business. You will be in the middle of it all – working with partner teams in Lending Engineering and Data Science, implementing new functionality, architecting our system, squashing bugs, maintaining the health of our code, delivering scalable and highly-available services, and continually growing as an engineer. The ideal candidate is both forward-thinking and hands-on, has a strong sense of ownership and drive for delivery, and is a good mentor and co-worker.

At So Fi, we pride ourselves on the collaboration between Product, Design, and Engineering and so you will be involved in the entire product lifecycle, from ideation through building, testing, deploying, monitoring, supporting, and continual improvements and evolution of mission-critical systems. You’ll face and solve a wide range of challenges: technical, product, and operational, shaping your personal growth and career along the way, as well as using your areas of expertise to grow the capabilities of the rest of the team.

What You’ll Do:

• Use different object-oriented programming languages to build performant and scalable applications in a cloud-based microservice architecture

• Participate in shaping the technical architecture of the product

• Own technical solutions for new product requirements

• Deliver highly available and scalable services in a production environment

• Generate ideas for new initiatives and technologies

• Collaborate with business stakeholders, product management, operations, and peer technical teams to focus on delivering impactful products

• Mentoring other members of the team and helping foster a learning environment within the team across multiple offices

• Work in our core stack: Java, Kotlin, Microservices, Spring Boot, Kafka, AWS, Postgre

SQL and MongoDB:

What You’ll Need:

• Bachelor’s Degree, in a technical field

• 5+ years programming experience, ideally on a modern, microservice stack

• Our core stack is: Java, Kotlin, Microservices, Spring Boot, Kafka, AWS, PostgreSQL, MongoDB and Snowflake. Expertise with any modern Java frameworks, REST APIs, and SQL and NoSQL databases.

• Strong sense of accountability and ownership; driving a project from inception to completion

• Willingness to roll up your sleeves, collaborate with others and get stuff done

• Experience working in a team coding environment, refining designs together, working through code reviews and managing requests

• Passionate about broadening your technical skill set, trying out new ideas, and teaching others

• Effective communication and technical leadership skills

• Desire to grow, learn, and collaborate with a team of engineers

Nice to Have:

• Full-stack engineering experience, or willingness to expand your skills across our entire stack

• Experience with Kafka, Docker, Kubernetes, Spring Boot, python, React, JavaScript, cloud infrastructure, DBT/Airflow, Terraform and CI/CD

• Experience with cloud native services, especially AWS services such as Lambda, Kinesis, SQS, S3 and/or Athena

• Fintech/finance experience

Compensation and Benefits
The base pay range for this role is listed below. Final base pay offer will be determined based on individual factors such as the candidate’s experience, skills, and location.

To view all of our comprehensive and competitive benefits, visit our Benefits at So Fi page!
So Fi provides equal employment opportunities (EEO) to all employees and applicants for employment without regard to race, color, religion (including religious dress and grooming practices), sex (including pregnancy, childbirth and related medical conditions, breastfeeding, and conditions related to breastfeeding), gender, gender identity, gender expression, national origin, ancestry, age (40 or over), physical or medical disability, medical condition, marital status, registered domestic partner status, sexual orientation, genetic information, military and/or veteran status, or any other basis prohibited by applicable state or federal law.
The Company hires the best qualified candidate for the job, without regard to protected characteristics.
Pursuant to the San Francisco Fair Chance Ordinance, we will consider for employment qualified applicants with arrest and conviction records.
New York applicants: Notice of Employee Rights
So Fi is committed to an inclusive culture. As part of this commitment, So Fi offers reasonable accommodations to candidates with physical or mental disabilities. If you need accommodations to participate in the job application or interview process, please let your recruiter know or email accommodations@sofi.com.
Due to insurance coverage issues, we are unable to accommodate remote work from Hawaii or Alaska at this time.
Internal Employees
If you are a current employee, do not apply here - please navigate to our Internal Job Board in Greenhouse to apply to our open roles.