About Revolut

People deserve more from their money. More visibility, more control, and more freedom. Since 2015, Revolut has been on a mission to deliver just that. Our powerhouse of products — including spending, saving, investing, exchanging, travelling, and more — help our 70+ million customers get more from their money every day.

As we continue our lightning-fast growth,‌ 2 things are essential to our success: our people and our culture. In recognition of our outstanding employee experience, we've been certified as a Great Place to Work™. So far, we have 13,000+ people working around the world, from our offices and remotely, to help us achieve our mission. And we're looking for more brilliant people. People who love building great products, redefining success, and turning the complexity of a chaotic world into the simplicity of a beautiful solution.

About the role

Risk at Revolut operates across all functions, products, and regions to monitor front-line performance and ensure the business operates safely. They’re among the first to be involved in new initiatives, from tech to customer support.

We’re looking for a Business Compliance Manager to sit within the first line of defence on the Credit team. You'll take an analytical approach to develop sustainable growth strategies that align with operational risk frameworks and take our risk management procedures to the next level.

Up to shape what's next in finace? Let's get in touch.

What you'll be doing

• Acting as the 1Lo

D SME for WFT Hypothecair Krediet:

• Designing controls for client data, advice records, and the entire creditworthiness assessment (verantwoord kredietverlening)
• Identifying and documenting operational risks across the mortgage lifecycle, from digital application and verification to settlement, servicing, and collections
• Designing and testing controls for automated credit systems (e.g., LTI/LTV limits) to prevent erroneous or irresponsible lending
• Implementing controls for accepting valuation reports (taxatierapporten), managing the valuation panel, and minimising operational risk in the collateral process (e.g., NWWI standards)
• Managing and reporting on significant risk events (e.g., incorrect disbursement, WFT breaches)
• Performing detailed root-cause analysis and validating permanent corrective actions
• Defining and monitoring key risk indicators (KRIs) for the mortgage portfolio (e.g., application quality, control failure rates)

What you'll need

• A 2:1 degree (or equivalent) from a top university
• 2+ years of specific experience in operational risk, compliance, or 1LoD controls within the Dutch mortgage lending sector (e.g., bank, insurer, servicer)
• In-depth knowledge of the Wet op het financieel toezicht (WFT), specifically Hypothecair Krediet rules, and the supervisory expectations of DNB and AFM
• A proven ability to design and implement risk controls for highly regulated products, focusing on loan origination systems (LOS), document verification, and customer onboarding (KYC/CDD)
• An understanding of the structure and key risks of the Dutch mortgage market, including the roles of NHG, notary, and certified appraisers
• Previous examples of practically interpreting and organising complex data
• An organised and methodological approach
• The ability to quickly assume responsibilities
• Excellent interpersonal skills
• Fluency in English

Nice to have

• Fluency in Dutch

Building a global financial super app isn’t enough. Our Revoluters are a priority, and that’s why in 2021 we launched our inaugural D&I Framework, designed to help us thrive and grow everyday. We're not just doing this because it's the right thing to do. We’re doing it because we know that seeking out diverse talent and creating an inclusive workplace is the way to create exceptional, innovative products and services for our customers. That’s why we encourage applications from people with diverse backgrounds and experiences to join this multicultural, hard-working team.

Important notice for candidates:

Job scams are on the rise. Please keep these guidelines in mind when applying for any open roles.

• Only apply through official Revolut channels. We don’t use any third-party services or platforms for our recruitment.

• Always double-check the emails you receive. Make sure all communications are being done through official Revolut emails, with an @revolut.com domain.

We won't ask for payment or personal financial information during the hiring process. If anyone does ask you for this, it’s a scam. Report it immediately.

By submitting this application, I confirm that all the information given by me in this application for employment and any additional documents attached hereto are true to the best of my knowledge and that I have not wilfully suppressed any material fact. I confirm I have disclosed if applicable any previous employment with Revolut. I accept that if any of the information given by me in this application is in any way false or incorrect, my application may be rejected, any offer of employment may be withdrawn or my employment with Revolut may be terminated summarily or I may be dismissed. By submitting this application, I agree that my personal data will be processed in accordance with Revolut's Candidate Privacy Notice