Hi, we're Oscar. We're hiring an Associate, Individual and Family Plan Insurance Solutions to join our Insurance Product Development team.

Oscar is the first health insurance company built around a full stack technology platform and a relentless focus on serving our members. We started Oscar in 2012 to create the kind of health insurance company we would want for ourselves—one that behaves like a doctor in the family.

About the role:

The Associate, Individual and Family Plan Insurance Solutions, supports end to end product strategy, research, and delivery across Oscar’s Individual & Family (IFP) and employer-subsidized (e.g., ICHRA) solutions. This role operates horizontally across product lines, partnering with product management, market leadership, actuarial, regulatory, operations, and analytics to support product design decisions, filing readiness, and in-market performance through structured research, analysis, and disciplined execution.

You will report into the Vice President, Insurance Product Innovation and Development

Work Location: This is a remote / work-from-home role. You must reside in one of the following states: Arizona, California, Colorado, Florida, Georgia, Illinois, Massachusetts, Michigan, Nevada, New Jersey, New York, North Carolina, Ohio, Pennsylvania, Texas, or Virginia. Note, this list of states is subject to change.

Pay Transparency: The base pay for this role is: $106,812 - $140,190 per year in New Jersey, New York, and California. The base pay for all other locations is: $96,130 - $126,171 per year. You are also eligible for employee benefits, participation in Oscar's unlimited vacation program, and annual performance bonuses.

Responsibilities:

Product Strategy & Research:

Identify and provide key data and market insights that contribute to the design, launch and management of a product portfolio based on current product performance, competitive market, and new industry trends

For a subset of the portfolio, play a key role in determining which products should be added, modified, or discontinued based on product performance results

Support product strategy development across on-exchange and employer-subsidized offerings through market research, competitive analysis, and internal performance insights

Conduct structured qualitative and quantitative research to inform product design decisions, including benefit structures, cost-sharing approaches, and positioning

Track and synthesize regulatory, policy, and market developments and assess potential product impacts

Support population and segment based research to understand member and employer needs across portfolios

Cross Functional Execution Support:

Support execution of product initiatives that span IFP and employer-subsidized solutions

Assist in development of product artifacts required for filings, launch readiness, and internal governance

Coordinate inputs across product, market, actuarial, regulatory, and operational teams to ensure alignment and completeness

Track timelines, dependencies, and risks across multiple concurrent workstreams

Performance Monitoring & Insight Development:

Support monitoring of post-launch product performance across growth, retention, utilization, and margin metrics

Develop analyses to identify emerging risks, performance gaps, and optimization opportunities

Prepare materials to support post-launch reviews, remediation discussions, and future year planning

Governance, Quality & Documentation

Support QA and validation of product designs, filing materials, and supporting documentation

Assist in documenting assumptions, decision, and learnings to support auditability and future cycles

Compliance with all applicable laws and regulations

Other duties as assigned

Requirements:

3+ years experience developing and managing commercial insurance products.

• Travel up to 25% of the time

Bonus points:

BS/BA degree in a quantitative or healthcare field such as Business, Healthcare, Economics, Mathematics, Statistics, Actuarial Science and Finance or equivalent years of experience.

3+ years in a fast-paced, cross-functional environment such as consulting, finance, economics, or business development

Proven analytical experience with the analytical skills to translate hard data into insight and action

Prior experience in Health Insurance (Individual and/or Small Employer) and/or Healthcare industry

Demonstrated ability to navigate ambiguity to drive to outcomes, work with large datasets and distill analyses into actionable business insights with a structured and systematic thought process

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At Oscar, being an Equal Opportunity Employer means more than upholding discrimination-free hiring practices. It means that we cultivate an environment where people can be their most authentic selves and find both belonging and support. We're on a mission to change health care -- an experience made whole by our unique backgrounds and perspectives.

Pay Transparency: Final offer amounts, within the base pay set forth above, are determined by factors including your relevant skills, education, and experience. Full-time employees are eligible for benefits including: medical, dental, and vision benefits, 11 paid holidays, paid sick time, paid parental leave, 401(k) plan participation, life and disability insurance, and paid wellness time and reimbursements.

Artificial Intelligence (AI): Our AI Guidelines outline the acceptable use of artificial intelligence for candidates and detail how we use AI to support our recruiting efforts.

Reasonable Accommodation: Oscar applicants are considered solely based on their qualifications, without regard to applicant’s disability or need for accommodation. Any Oscar applicant who requires reasonable accommodations during the application process should contact the Oscar Benefits Team (accommodations@hioscar.com) to make the need for an accommodation known.

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