About Us

At Mastercard, we're powering economies and empowering people, building ​ a sustainable economy where everyone prospers.

Size: 10000+ employees
Industry: Consulting, Financial Services, Technology, Fintech

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Our Purpose

Mastercard powers economies and empowers people in 200+ countries and territories worldwide. Together with our customers, we're helping build a sustainable economy where everyone can prosper. We support a wide range of digital payments choices, making transactions secure, simple, smart and accessible. Our technology and innovation, partnerships and networks combine to deliver a unique set of products and services that help people, businesses and governments realize their greatest potential.

Title and Summary

• Senior Principal Data Architect
• Finance Modernization

Mastercard Overview:

Mastercard is seeking talented professionals to join our team and contribute to our mission of connecting and powering an inclusive, digital economy that benefits everyone, everywhere. Our ideal candidate thrives in a collaborative environment, embraces challenges, and is committed to achieving excellence. If you are ready to advance your career and be part of a forward-thinking company that values creativity, dedication, and professional growth, we invite you to explore this exciting opportunity with Mastercard.

Role Overview:

Mastercard is on a journey to modernize and advance our Finance Technology landscape and architecture. As the Senior Principal Data Architect, you will lead the architecture design and development of end-to-end Finance infrastructure and capabilities. You will be responsible for the technology architecture of all finance systems, covering Billing, Financial Planning, Accounting, Settlement, Treasury, and Reporting and Analytics. You will collaborate with senior leaders across the organization to align finance technology architectural design with business objectives and customer needs. You will also drive the modernization of the finance infrastructure, leveraging cloud, data, and automation technologies to optimize performance, scalability, and security.

Responsibilities:

As the Senior Principal Data Architect, you will be responsible for the following:

• Serve as the lead architect and oversee the technical vision and strategy, including the architecture, design, and development for Finance systems and applications
• Build scalable, secure, and resilient architecture aligned with business objectives and establish technical strategies and roadmaps. Partner across the enterprise to drive standards and frameworks.
• Drive the innovation and transformation of the finance technology portfolio, leveraging cloud, data, and automation technologies to enhance the customer experience, operational efficiency, and business agility. Perform architecture and cost analysis for internal, hybrid, and public cloud environments.
• Collaborate with engineering, data, application, and operations teams to ensure architectures meet performance, security, and operational needs. Collaborate with finance business stakeholders to understand the requirements, identify solutions, propose ideas, and provide technical thought leadership.
• Identify and implement new architectural patterns and methodologies, driving innovation and continuous improvement for performance and cost-efficiency.
• Drive the architectural design, including dependent services, service interactions, and policies.
• Simplify and improve the cost/benefit of a function/service/architecture strategy.
• Consult across teams and across program lines to identify synergies and reuse opportunities.
• Drive the overall systems/application architecture, create high level designs, and provide guidance to the engineering teams on low level designs.
• Directly contribute to and design holistic platform security posture, which includes proactively identifying security risks and implementing both risk mitigation plans and control functions.
• Stay informed on emerging trends and evaluate and implement Finance industry best practices to keep Mastercard on pace with industry advancements.

All About You:

• Experience in leading the initiation and formation of large global projects including architecting, estimating, planning, implementing and operating as well as selecting talent resources across multiple geographies and functions.
• Extensive experience with data lifecycle management, including ingestion, ETL, modeling, and governance, within highly regulated environments.

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• Deep understanding of data modeling, data warehousing, and data lake architectures, tools and technologies.

• Demonstrated thought leadership and cross-functional influence and partnership demonstrated by a successful track record of enabling business through these technical decisions.

• Skills to succinctly articulate architecture patterns of complex systems, with business and technical implications, to executive and customer stakeholders.

• Design and build for resilience, including observability, throttling, toggling, single points of failure, redundancy, replication, routing, micro services, and event driven processing.

• Has skills to develop and evangelize on reference architecture and run principles to help teams adopt Mastercard's Engineering Principles from the start (poison pill, active/active/active, auto-scaling, self-healing, others).

• Has skills to drive trade-off discussions to set right development capacity based on value drivers (e.g., regulatory, security, new business, market parity, technical debt).

• Has experience in design and execution of automation across multiple business areas and provides guidance on best methods and tools.

• Performance engineering experience to ensure applications are built to scale, run, and perform for varying traffic patterns.

• Has skills to evaluate practices, metrics, and roles to continually optimize SDLC methodologies and automate processes to improve lead time and quality.

• Has skills to perform architecture and cost analysis for internal, hybrid, and public cloud environments.

• Qualifications• Advanced degree in Data Science, Engineering, Computer Science, or related field.

• 15+ years of engineering experience in software, data, or related field.

• Prior experience in financial systems, such as Oracle Financials, Oracle Fusion Cloud, and Hyperion, with experience optimizing their integration into broader data ecosystems, is a plus.

Mastercard is a merit-based, inclusive, equal opportunity employer that considers applicants without regard to gender, gender identity, sexual orientation, race, ethnicity, disabled or veteran status, or any other characteristic protected by law. We hire the most qualified candidate for the role. In the US or Canada, if you require accommodations or assistance to complete the online application process or during the recruitment process, please contact reasonable_accommodation@mastercard.com and identify the type of accommodation or assistance you are requesting. Do not include any medical or health information in this email. The Reasonable Accommodations team will respond to your email promptly.

Corporate Security Responsibility:

All activities involving access to Mastercard assets, information, and networks comes with an inherent risk to the organization and, therefore, it is expected that every person working for, or on behalf of, Mastercard is responsible for information security and must:

• Abide by Mastercard's security policies and practices;
• Ensure the confidentiality and integrity of the information being accessed;
• Report any suspected information security violation or breach, and
• Complete all periodic mandatory security trainings in accordance with Mastercard's guidelines.

In line with Mastercard's total compensation philosophy and assuming that the job will be performed in the US, the successful candidate will be offered a competitive base salary and may be eligible for an annual bonus or commissions depending on the role. The base salary offered may vary depending on multiple factors, including but not limited to location, job-related knowledge, skills, and experience. Mastercard benefits for full time (and certain part time) employees generally include: insurance (including medical, prescription drug, dental, vision, disability, life insurance); flexible spending account and health savings account; paid leaves (including 16 weeks of new parent leave and up to 20 days of bereavement leave); 80 hours of Paid Sick and Safe Time, 25 days of vacation time and 5 personal days, pro-rated based on date of hire; 10 annual paid U.S. observed holidays; 401k with a best-in-class company match; deferred compensation for eligible roles; fitness reimbursement or on-site fitness facilities; eligibility for tuition reimbursement; and many more.

Pay Ranges

O'Fallon, Missouri: $200,000 - $320,000 USD

Client-provided location(s): O'Fallon, MO

Job ID: Mastercard-22331_R-253724

Employment Type: OTHER

Posted: 2025-09-11T19:20:29
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Perks and Benefits

Health and Wellness

• Health Insurance
• Dental Insurance
• Vision Insurance
• Life Insurance
• Short-Term Disability
• Long-Term Disability
• FSA
• FSA With Employer Contribution
• HSA
• HSA With Employer Contribution
• Fitness Subsidies
• On-Site Gym
• Pet Insurance
• Mental Health Benefits
• Virtual Fitness Classes
• Health Reimbursement Account

Parental Benefits

• Birth Parent or Maternity Leave
• Non-Birth Parent or Paternity Leave
• Fertility Benefits
• Adoption Assistance Program
• Family Support Resources
• On-site/Nearby Childcare
• Adoption Leave

Work Flexibility

• Flexible Work Hours
• Remote Work Opportunities
• Hybrid Work Opportunities

Office Life and Perks

• Commuter Benefits Program
• Casual Dress
• Happy Hours
• Snacks
• Company Outings
• On-Site Cafeteria
• Holiday Events
• Some Meals Provided

Vacation and Time Off

• Paid Vacation
• Paid Holidays
• Personal/Sick Days
• Leave of Absence
• Volunteer Time Off

Financial and Retirement

• 401(K) With Company Matching
• Performance Bonus
• Relocation Assistance
• Financial Counseling
• Stock Purchase Program
• 401(K)
• Company Equity

Professional Development

• Tuition Reimbursement
• Promote From Within
• Mentor Program
• Access to Online Courses
• Lunch and Learns
• Internship Program
• Work Visa Sponsorship
• Leadership Training Program
• Associate or Rotational Training Program
• Shadowing Opportunities

Diversity and Inclusion

Employee Resource Groups (ERG)

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