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Card Services Risk Strategic Analytics – Associate (Bangalore / Mumbai)

JPMorgan Chase

Card Services Risk Strategic Analytics – Associate (Bangalore / Mumbai)

JPMorgan Chase

Bengaluru, Karnataka, India, IN

·

On-site

·

Full-time

·

2w ago

Posting description

As part of Risk Management and Compliance, you are at the center of keeping JPMorgan Chase strong and resilient. You help the firm grow its business in a responsible way by anticipating new and emerging risks and using your expert judgement to solve real-world challenges that impact our company, customers and communities. Our culture in Risk Management and Compliance is all about thinking outside the box, challenging the status quo and striving to be best-in-class.

CCB Risk Cards Strategic Analytics team generates thoughtful analytics and recommendations concerning strategy development, implementation, operational controls, and performance monitoring. As an associate, you will perform quantitative and qualitative analysis on credit card customers to determine the optimal credit risk strategy to be executed through the card life cycle.

Job responsibilities:

  • Collaborating in developing, maintaining, and improving credit program policies, strategies, processes and procedures within the assigned function

  • Collaborating across policy teams, owning Control reports and monitoring Data Quality metrics

  • Conducting complex analysis and providing accurate and concise results with recommendations to management.

  • Develop and maintain ongoing analytics to provide management with full insight into emerging trends and the quality of the originated accounts and portfolio

  • Acquire deep understanding of the operational processes, key performance metrics and profitability drivers, enabling the delivery of insights encompassing the full account lifecycle (e.g., underwriting, portfolio management, collections)

  • Identify, evaluate, interpret and leverage complex internal and external data and develop analytical solutions to enhance risk strategies

Required qualifications, capabilities, and skills

  • Bachelor’s or Master’s in Engineering, Statistics, Econometrics, Operations Research, Mathematics (or equivalent quantitative field)

  • Strong SAS/R/Python and SQL programming skills and Advanced Word, PowerPoint, and Excel skills

  • 3-7 years of experience in Business Analysis, Consulting, Data Analytics, Risk Strategy or related Financial Analysis

  • Demonstrated excellent written and oral communication skills to clearly present analytical findings and make business recommendations and prepare executive level communications.

  • High degree of initiative, self-direction, and excellent project management skills to manage competing priorities under tight deadlines

  • Proven ability to collaborate and build strong partnerships.

  • Intellectual curiosity, attention to detail with a proven ability to learn quickly

Preferred Qualifications, Capabilities, and Skills

  • Prior experience of working in Cards industry

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About JPMorgan Chase

JPMorgan Chase

JPMorgan Chase is a multinational investment bank and financial services company that provides banking, investment, and asset management services globally. It is one of the largest banks in the United States by assets and market capitalization.

300,000+

Employees

New York City

Headquarters

Reviews

4.2

10 reviews

Work Life Balance

4.2

Compensation

4.3

Culture

4.5

Career

4.4

Management

4.1

75%

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Pros

Good pay and benefits

Work-life balance

Career advancement opportunities

Cons

Heavy workload at times

Career advancement takes time

Pay could be better in some roles

Salary Ranges

47 data points

Junior/L3

Mid/L4

Senior/L5

Junior/L3 · Analyst

21 reports

$126,500

total / year

Base

$110,000

Stock

-

Bonus

-

$95,450

$155,250

Interview Experience

4 interviews

Difficulty

2.8

/ 5

Duration

14-28 weeks

Interview Process

1

Application Review

2

HireVue Video Interview

3

Technical/Behavioral Assessment

4

Final Interview Round

5

Offer Decision

Common Questions

Behavioral/STAR

Technical Knowledge

Past Experience

Culture Fit

Case Study