Job Duties: Associate, Internal Product Specialists with Goldman Sachs Bank USA in Dallas, Texas.

Underwrite and originate complex structured loans to commercial real estate-focused high net-worth clients.

Assess, monitor, and document the credit and business risks incurred across loan transactions within the existing portfolio of deals.

Conduct routine, thorough analysis of the borrower’s financial condition, evaluate any collateral securing the loan, identify risks and mitigants, and proactively make recommendations to senior leadership to address looming challenges.

Work on originating and managing a portfolio of various other structured underwritten loans secured by Firm and third-party private equity/hedge funds, aircraft, fine art, hobby properties, private company stock, yachts, and marketable securities.

Ensure underwriting standards approved by the bank are adhered to in the loan approval process, with exceptions appropriately mitigated and documented.

Participate in various business-related initiatives, such as new product development and systems/operational enhancements.

Job Requirements: Master’s degree (U.S. or foreign equivalent) or Bachelor’s degree (U.S. or foreign equivalent) in Finance, Business, Economics, Accounting, or related field and one (1) year of experience (with a Master’s degree) or three (3) years of experience (with a Bachelor’s degree) in the job offered or in a related role.

Prior employment must include one (1) year of experience (with a Master’s degree) or three (3) years of experience (with a Bachelor’s degree) with: private bank lending including a demonstrated proficiency in analyzing complex borrower and guarantor structures and financial reporting; financial Accounting principles and strong financial valuation and modeling skills using Microsoft Excel; understanding of the regulatory frameworks and controls that govern the banking industry and lending business; commercial real estate underwriting principles including collateral evaluation and market research using open and proprietary sources of information; and communicating effectively both in writing and verbally with senior business leadership, clients and relevant stakeholders.

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Goldman Sachs is an equal opportunity employer and does not discriminate on the basis of race, color, religion, sex, national origin, age, veteran status, disability, or any other characteristic protected by applicable law.