Role Outline/Job Summary

This position is within the Cards Credit Abuse/First Party Fraud Strategy Management team as an individual contributor. Role highlights:

• • Drive credit abuse (First party fraud) acquisition/ECM strategy development/maintenance for Cards
• Collaborate with multiple stakeholders like portfolio policy team, IT, governance, compliance etc.
• Effective communication to senior management for various strategy changes

Responsibilities:

• Accountability to drive end-to-end credit abuse strategy including development/enhancement, implementation, maintenance, MIS management etc.
• Effective communication is critical. Should be able to effectively provide updates and communicate key initiatives to senior risk management.
• Mentoring/Guiding junior resources – Drive projects as lead with junior resources.
• Should have the ability to manage different stakeholders – Risk Policy, Legal/compliance, IT, Regulators, Audit, governance teams etc.
• Presentations to both technical and non-technical personnel are required to be done frequently as part of the job.
• Develop Risk Segmentation using advanced statistical techniques likes decision tree, for credit abuse/first party fraud risk discrimination at Acquisition and Existing Customer Management stages. Work in establishing the swap set analysis and P&L optimization using the analysis
• Develop recommendations to adjust credit abuse strategies by analyzing loss and financial performance and utilizing statistical scoring, segmentation, and regression and simulation techniques
• Create story boards, presentations and project plans for discussions with senior management and governance requirements to drive insights
• Participate in audit related reviews, regulatory reporting and should have sound communication skills to present in such forums
• Work closely with cross functional teams, including business stakeholders, MRM and governance teams, and model implementation teams
• Lead projects for junior team members and help them in their professional development
• Participate in developing, testing, and optimizing credit abuse (first party fraud) strategies, ensuring consistency and regulatory compliance, and assist in the implementation of those strategies, processes and other related initiatives

Qualifications

• Under Grad/ Post Graduate degree with a specialization in Statistics, Economics, Mathematics, Engineering, Business administration or other quantitative discipline from reputed academic institutions.
• 7+ years of relevant work experience required
• Experience in strategy/model development in banking/financial industry preferred

Skills

• Strong analytical skills in conducting sophisticated analysis.
• Experienced in developing, implementing and monitoring, that is end-to-end project management.
• Experience in statistical analysis with working knowledge of at least one of the following statistical software packages: SAS, SQL, CHAID tree segmentation in Unix environment
• Highly proficient in Excel/pivot tables and PowerPoint. Tableau is a plus
• Exposure to project/process management
• Prior experience in mentoring teams of juniors’ analysts is preferred.
• Strong communication and presentation skills targeting a variety of audiences
• A qualified candidate needs to be able to work with cross functional teams
• Flexibility in approach and thought process
• Ability to work effectively across portfolio risk policy teams and functional areas teams
• Strong influencing and facilitation skills.

Job Family Group:

Decision Management

Job Family:

Business Analysis

Time Type:

Full time

Most Relevant Skills

Please see the requirements listed above.

Other Relevant Skills

For complementary skills, please see above and/or contact the recruiter.

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