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职位Citigroup

Officer - Credit Risk Analyst - C10 - Mumbai

Citigroup

Officer - Credit Risk Analyst - C10 - Mumbai

Citigroup

MUMBAI, Mahārāshtra, India

·

On-site

·

Full-time

·

10mo ago

The Credit Portfolio Analyst II is an intermediate-level position responsible for conducting credit reviews, credit approval and monitoring the portfolio to identify credit migration in coordination with the Risk Management team.

The overall objective of this role is to manage Citi's portfolio exposure to clients and counterparties globally.

Responsibilities:Conduct risk assessments and client credit analyses, review financial results and peer analyses and prepare financial projections Prepare green-light and transaction approval memos, conduct due diligence, build cash flow models and conduct sensitivity analyses Escalate credit concerns/updates to senior risk and business managers and propose risk mitigation action to be taken by staying continuously informed of related developments/news for the portfolio and industry covered and understanding the credit process, policies and Citi's risk appetite Assist with portfolio review preparation and conducting stress tests Build working relationships with various teams across the bank, including deal, coverage and product teams Appropriately assess risk when business decisions are made, demonstrating particular consideration for the firm's reputation and safeguarding Citigroup, its clients and assets, by driving compliance with applicable laws, rules and regulations, adhering to Policy, applying sound ethical judgment regarding personal behavior, conduct and business practices, and escalating, managing and reporting control issues with transparency.

Qualifications:2-4 years of experience in credit risk analysis or corporate banking Experience in financial analysis, accounting and valuation Knowledge of accounting and corporate finance, financial modelling, credit and banking products, credit analytics, risk assessment, and transaction execution Consistently demonstrate clear and concise written and verbal communication Proven ability to work with little direction and in a team Demonstrated accountability, self-motivation and business acumen Education:Bachelor's degree/University degree or equivalent experience------------------------------------------------------Job Family Group: Risk Management------------------------------------------------------Job Family:Credit Decisions------------------------------------------------------Time Type:Full time------------------------------------------------------Citi is an equal opportunity employer, and qualified candidates will receive consideration without regard to their race, color, religion, sex, sexual orientation, gender identity, national origin, disability, status as a protected veteran, or any other characteristic protected by law.

If you are a person with a disability and need a reasonable accommodation to use our search tools and/or apply for a career opportunity review Accessibility at Citi.

View Citi’s EEO Policy Statement and the Know Your Rights poster.

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关于Citigroup

Citigroup

Citigroup

Public

Citigroup Inc. or Citi is an American multinational investment bank and financial services company based in New York City. The company was formed in 1998 by the merger of Citicorp, the bank holding company for Citibank, and Travelers; Travelers was spun off from the company in 2002.

10,001+

员工数

New York City

总部位置

$86B

企业估值

评价

3.7

10条评价

工作生活平衡

4.0

薪酬

2.8

企业文化

4.2

职业发展

3.5

管理层

3.3

68%

推荐给朋友

优点

Good work-life balance

Supportive management and colleagues

Good benefits

缺点

Low/uncompetitive salary and pay

Poor management and lack of direction

Heavy workload and long hours

薪资范围

38个数据点

Junior/L3

Mid/L4

Senior/L5

Junior/L3 · Investment Banking Analyst

13份报告

$135,050

年薪总额

基本工资

$117,500

股票

-

奖金

-

$126,500

$143,750

面试经验

3次面试

难度

3.3

/ 5

时长

14-28周

体验

正面 0%

中性 33%

负面 67%

面试流程

1

Application Review

2

HR Screen

3

Technical Assessment

4

Hiring Manager Interview

5

Final Round Interview

6

Offer Decision

常见问题

Technical Knowledge

Behavioral/STAR

Past Experience

Problem Solving

Culture Fit