We are seeking a highly motivated Associate for a front-office coverage role on the Digital, Technology & Communications Commercial Banking team. The associate will receive a strong foundation of knowledge and training, gain real-world experience and add immediate value to the team. This role focuses on developing core competencies in financial analysis, credit risk assessment, and client management within the dynamic of the Tech and Comms industry.

Responsibilities:

• Transaction Execution: Act as a primary contributor and reviewer in all facets of deal execution, including in-depth financial analysis, complex financial modeling, risk analysis, and due diligence for credit extensions to new and existing clients.

• Client & Partner Interaction: Support senior bankers in managing client relationships and interact with various internal partners, including Loan Structuring & Syndications, Commodities, Treasury & Trade Services, and various operations functions to deliver integrated financial solutions.

• Industry Analysis: Conduct detailed company research and industry analysis to identify key trends, risks, and opportunities within the Digital, Technology & Communications sector.

• Appropriately assess risk when business decisions are made, demonstrating particular consideration for the firm's reputation and safeguarding Citigroup, its clients and assets, by driving compliance with applicable laws, rules and regulations, adhering to Policy, applying sound ethical judgment regarding personal behavior, conduct and business practices, and escalating, managing and reporting control issues with transparency.

Qualifications:

• 3+ years work experience.

• Proficiency in financial modeling and financial data analysis is required.

• Strong presentation skills.

• Strong analytical and problem-solving skills.

• MS Word, Access, Excel, and PowerPoint are second nature.

• Obtain Series 63 and 79 licenses, and pass SIE, within 150 days of joining

Education:

• Bachelor's/University degree is required.

Job Family Group:

Management Development Programs:

Job Family:

Graduate

Time Type:

Full time

Primary Location:

San Francisco California United States:

Primary Location Full Time Salary Range:

$130 000,00 - $145 000,00

In addition to salary, Citi’s offerings may also include, for eligible employees, discretionary and formulaic incentive and retention awards. Citi offers competitive employee benefits, including: medical, dental & vision coverage; 401(k); life, accident, and disability insurance; and wellness programs. Citi also offers paid time off packages, including planned time off (vacation), unplanned time off (sick leave), and paid holidays. For additional information regarding Citi employee benefits, please visit citibenefits.com. Available offerings may vary by jurisdiction, job level, and date of hire.

Most Relevant Skills

Please see the requirements listed above.

Other Relevant Skills

For complementary skills, please see above and/or contact the recruiter.

Anticipated Posting Close Date:

abr 30, 2026

Citi is an equal opportunity employer, and qualified candidates will receive consideration without regard to their race, color, religion, sex, sexual orientation, gender identity, national origin, disability, status as a protected veteran, or any other characteristic protected by law.

If you are a person with a disability and need a reasonable accommodation to use our search tools and/or apply for a career opportunity review Accessibility at Citi.

View Citi’s EEO Policy Statement and the Know Your Rights poster.