R&D Software Engineer at Charles Schwab

Pay range:

USD $119,000.00 - $152,000.00 / Year

Your opportunity

The Schwab Technology Services (STS) Research & Development team explores emerging technologies and evaluates how they can create value across Schwab.

The R&D Software Engineer contributes to early-stage research initiatives by building prototypes, experiments, and proof-of-concepts under the guidance of senior engineers and technical leaders. This role is well-suited for engineers early in their careers who are curious, eager to learn, and motivated to work on innovative technology in a collaborative research environment.

Key Responsibilities:

• Contribute to the design and development of prototypes and proof-of-concepts in areas such as generative AI, digital assets, and emerging platforms.
• Implement well-scoped technical solutions based on research direction and architectural guidance.
• Independently research and learn a new area/field, define and conduct relevant experiments, present key results, and work with stakeholders to identify valuable use cases
• Assist with experimentation, testing, and iteration on early-stage concepts and technical ideas.
• Collaborate with cross-functional partners on research initiatives, platform integrations, and exploratory projects.
• Participate in technical discussions, code reviews, demos, and knowledge-sharing sessions.
• Clearly document work and communicate progress, challenges, and learnings to the broader team.

What you have

Requirements:

• Bachelor's degree in computer science, computer engineering, or a related technical field.
• 2-5 years of professional experience, internships, or academic project work in software engineering or applied research.
• Exposure to one or more programming languages such as Python, Java, C#, or JavaScript/Node.js.
• Foundational understanding of modern software development practices.
• Interest in emerging technologies such as AI/ML systems, agent-based architectures, or decentralized technologies.
• Ability to work effectively in ambiguous problem spaces with guidance and mentorship.
• Strong collaboration skills, curiosity, and a growth mindset.

What Success Looks Like in This Role:

• Delivers reliable, well-structured code for research prototypes and experiments.
• Learns quickly from feedback and applies best practices over time.
• Demonstrates curiosity and initiative in exploring new technologies.
• Builds strong working relationships across the R&D team and partner organizations.

What's in it for you

At Schwab, you're empowered to shape your future. We champion your growth through meaningful work, continuous learning, and a culture of trust and collaboration-so you can build the skills to make a lasting impact. Our Hybrid Work and Flexibility approach balances our ongoing commitment to workplace flexibility, serving our clients, and our strong belief in the value of being together in person on a regular basis.

We offer a competitive benefits package that takes care of the whole you - both today and in the future:

• 401(k) with company match and Employee stock purchase plan
• Paid time for vacation, volunteering, and 28-day sabbatical after every 5 years of service for eligible positions
• Paid parental leave and family building benefits
• Tuition reimbursement
• Health, dental, and vision insurance