About this role:

Wells Fargo is seeking a Secured Lending Underwriter.

In this role, you will:

• Participate in the partnership with the Underwriting team on all aspects of new business transaction process
• Perform financial analysis, calculate financial covenants, and prepare financing memorandum within Secured Lending Underwriting
• Review basic issues, policies, or procedures where answers can quickly be obtained related to low to medium risk and deliverables
• Receive direction from Secured Lending Underwriting supervisor and exercise independent judgement while developing understanding of function, policies, procedures, and compliance requirements
• Collaborate and consult with peers, colleagues, and managers to resolve issues and achieve goals

Required Qualifications:

• 2+ years of Secured Lending Underwriting experience, or equivalent experience demonstrated through one or a combination of the following: work experience, training, military experience, education

Desired Qualifications:

• MBA (Finance), CFA or Chartered Accountant
• 2+ years of Secured Lending Underwriting experience/ credit rating
• 2+ years of experience in one or a combination of the following: End to end credit lending services for commercial loans, credit underwriting specialized senior secured financing, accounts receivable financing and purchase order financing to companies and use qualitative and quantitative metrics to arrive at Rating of Borrowers and continuous portfolio monitoring and related tasks.
• Strong verbal and written Communication skills

Job Expectations:

• Manage a portfolio of Secured Lending clients, which includes regular monitoring with trend analysis, covenant calculation, risk rating, facility renewals, financial analysis credit write-up, industry analysis, company background, collateral analysis etc.
• Monitor timely receipt of customer documents like financials/ compliance certificate etc. and review the same for accuracy.
• Track and monitor performance of assigned portfolio and take necessary actions/decisions for any improvement or deterioration in financial performance.
• Strong stakeholder management
• Build in-depth knowledge of the process and become an SME for process-related activities.
• Collaborate and consult with Secured Lending Underwriting peers, colleagues, and middle level managers to resolve issues and achieve goals.
• Maintain and update reporting requirements as necessary.
• Quick learner and self-motivated
• Should be able to analyze Company’s management and equity sponsors’ strength & weaknesses.

AI Skills & Competencies

• Ability to leverage approved AI tools (e.g., Microsoft Copilot, GitHub Copilot, Tachyon, Agentspace) for drafting, summarization, and analysis with appropriate human oversight.
• Ability to interpret and validate AI‑generated outputs before applying them to credit decisions.
• Awareness of ethical considerations, data privacy, and compliance requirements related to AI usage.
• Willingness to continuously learn and adapt to evolving technologies.

Posting End Date:

28 May 2026

Job posting may come down early due to volume of applicants.We Value Equal Opportunity

Wells Fargo is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, status as a protected veteran, or any other legally protected characteristic.

Employees support our focus on building strong customer relationships balanced with a strong risk mitigating and compliance-driven culture which firmly establishes those disciplines as critical to the success of our customers and company. They are accountable for execution of all applicable risk programs (Credit, Market, Financial Crimes, Operational, Regulatory Compliance), which includes effectively following and adhering to applicable Wells Fargo policies and procedures, appropriately fulfilling risk and compliance obligations, timely and effective escalation and remediation of issues, and making sound risk decisions. There is emphasis on proactive monitoring, governance, risk identification and escalation, as well as making sound risk decisions commensurate with the business unit’s risk appetite and all risk and compliance program requirements.

Candidates applying to job openings posted in Canada: Applications for employment are encouraged from all qualified candidates, including women, persons with disabilities, aboriginal peoples and visible minorities. Accommodation for applicants with disabilities is available upon request in connection with the recruitment process.

Applicants with Disabilities

To request a medical accommodation during the application or interview process, visit Disability Inclusion at Wells Fargo.

Drug and Alcohol Policy

Wells Fargo maintains a drug free workplace. Please see our Drug and Alcohol Policy to learn more.

Wells Fargo Recruitment and Hiring Requirements:

a. Third-Party recordings are prohibited unless authorized by Wells Fargo.

b. Wells Fargo requires you to directly represent your own experiences during the recruiting and hiring process.