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Visa
Visa

Global payments technology company connecting the world

Senior Software Engineer, Open Banking (AI-first team, Java, AWS, GenAI)

职能前端
级别资深
地点Bengaluru, India
方式现场办公
类型全职
发布3个月前
立即申请

福利待遇

育儿假

Learning Budget

必备技能

JavaScript

Python

PostgreSQL

About Us

Help us enable everyone on the planet to gain access to the global economy by being the best way to pay and be paid.

Size: 10000+ employees
Industry: Technology, Fintech, Engineering, Information Technology

View Company Profile

Company Description

Visa is a world leader in payments technology, facilitating transactions between consumers, merchants, financial institutions and government entities across more than 200 countries and territories, dedicated to uplifting everyone, everywhere by being the best way to pay and be paid.

At Visa, you'll have the opportunity to create impact at scale — tackling meaningful challenges, growing your skills and seeing your contributions impact lives around the world. Join Visa and do work that matters - to you, to your community, and to the world.

Progress starts with you.

Job Description

Team Overview:

Tink, delivering Open Banking Solutions as a part of Visa, is building an open banking platform that enables banks, fintech and startups to develop data-driven financial services. Through one API, Tink allows customers to access aggregated financial data, initiate payments, enrich transactions and build personal finance management tools. Tink connects to more than 3,400 banks that reach over 250 million bank customers across Europe & US. Our solutions are ready-to-go products, each developed to solve specific problems and bring value to both businesses and their customers.

As part of the initiative, we are building Visa’s Open Banking engineering team in Bangalore—designed from the ground up to be AI-first. Every engineer in this team will work in close collaboration with Generative AI agents as development companions, leveraging Visa’s extensive portfolio of AI models, tools, and experimentation platforms. This AI-augmented approach will supercharge every stage of the engineering lifecycle—from solution design and code generation to testing, deployment, monitoring, and continual service improvement—enabling us to deliver innovative, high-quality connectivity solutions at unprecedented speed and scale.

Role Overview:

As a Software Engineer in this team, you will:

  • Build high-performance, scalable APIs integrating with both documented and undocumented banking interfaces.
  • Co-develop integrations / features side-by-side with GenAI agents to dramatically increase speed-to-market and code quality.
  • Operate in a true DevOps model—owning build, deploy, and maintain responsibilities in the cloud.
  • Continuously experiment with Visa’s rich portfolio of Generative AI models (transformers, LLMs, GANs, VAEs, multimodal models) and cutting-edge AI tools for production and innovation.
  • Deliver new features on a rapid cadence (every few days) with end-to-end accountability.

What You Will Do:

  • AI-Powered Development

  • Partner with GenAI agents for code generation, refactoring, and automated testing.

  • Experiment in Visa’s AI sandbox, where multiple GenAI models and frameworks are available for employee-driven innovation.

  • Apply Generative AI models to API integration challenges, anomaly detection, and intelligent automation.

  • Open Banking Integrations

  • Build components integrating with banks’ APIs to aggregate and enrich consumer financial data.

  • Handle high-load systems with stringent uptime requirements.

  • Work with Visa’s Tink technologies stack: Java, Node.js, JavaScript, AWS, Kubernetes, Docker, SQL, Datadog and much more.

  • Cloud-Native DevOps

  • Own end-to-end delivery: design, build, deploy, monitor, and maintain services in AWS/Kubernetes/Docker environments.

  • Implement CI/CD pipelines, infrastructure-as-code, and automated observability using Datadog and related tooling.

  • Participate in on-call rotations to ensure high availability and operational excellence.

  • Collaboration & Mentorship

  • Coach junior engineers, especially in leveraging AI engineering assistants.

  • Contribute to AI-first engineering culture—sharing learnings from model experimentation.

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This is a hybrid position. Expectation of days in the office will be confirmed by your Hiring Manager.

Qualifications

Basic Qualifications:2 or more years of work experience with a Bachelor’s Degree or an Advanced Degree (e.g. Masters, MBA, JD, MD, or PhD)Preferred Qualifications:3 or more years of work experience with a Bachelor’s Degree or more than 2 years of work experience with an Advanced Degree (e.g. Masters, MBA, JD, MD)Bachelor degree in Computer Science or related field and at least 4-8 years of Software Development Experience or a Masters with at least 2-8 years of Software Development Experience.We are looking for a Senior Software Engineer with experience of building innovative and scalable products. You understand the trade-offs of speed vs quality on technical decisions and look at problems from different angles. You also invest time in your own, and the team's development to build up your overall knowledge.Extensive experience working with Java, Node.js and JavaScriptExperience with Generative AI:Understanding of transformers, GANs, VAEs, and other generative architectures.Application of NLP, multimodal AI, and AI-powered developer tools in production systems.Practical exposure to prompt engineering and tooling orchestration for AI agents in enterprise environments, ensuring reproducibility and compliance.Experience with cloud-native DevOps:AWS, Kubernetes, Docker, CI/CD pipelines, infrastructure-as-code Experience in agile product-centric environments with rapid iteration cycles.Operational excellence & incident response experience.Financial API integration experience.Experience mentoring engineers in AI-assisted development.

Additional Information

Visa is an EEO Employer. Qualified applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, sexual orientation, gender identity, disability or protected veteran status. Visa will also consider for employment qualified applicants with criminal histories in a manner consistent with EEOC guidelines and applicable local law.

Client-provided location(s): Bangalore, India

Job ID: b91dc1f9-5de2-438b-8fce-c2f794c1f5f8

Employment Type: OTHER

Posted: 2026-01-19T08:01:45
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Perks and Benefits

Health and Wellness

  • Long-Term Disability
  • HSA With Employer Contribution
  • On-Site Gym
  • Health Insurance
  • Dental Insurance
  • Vision Insurance
  • Life Insurance
  • Short-Term Disability
  • Health Reimbursement Account
  • Mental Health Benefits
  • Virtual Fitness Classes
  • HSA

Parental Benefits

  • Fertility Benefits
  • Family Support Resources
  • Birth Parent or Maternity Leave
  • Non-Birth Parent or Paternity Leave

Work Flexibility

  • Flexible Work Hours
  • Remote Work Opportunities
  • Hybrid Work Opportunities

Office Life and Perks

  • Commuter Benefits Program
  • Company Outings
  • On-Site Cafeteria
  • Holiday Events
  • Happy Hours
  • Casual Dress

Vacation and Time Off

  • Paid Holidays
  • Paid Vacation
  • Volunteer Time Off
  • Summer Fridays
  • Leave of Absence
  • Personal/Sick Days

Financial and Retirement

  • 401(K)
  • Relocation Assistance
  • Performance Bonus
  • Stock Purchase Program
  • Company Equity
  • 401(K) With Company Matching
  • Financial Counseling

Professional Development

  • Shadowing Opportunities
  • Access to Online Courses
  • Promote From Within
  • Learning and Development Stipend
  • Tuition Reimbursement
  • Mentor Program
  • Leadership Training Program
  • Associate or Rotational Training Program
  • Lunch and Learns
  • Internship Program
  • Professional Coaching

Diversity and Inclusion

  • Diversity, Equity, and Inclusion Program
  • Employee Resource Groups (ERG)

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关于Visa

Visa

Visa

Public

Visa Inc. is an American multinational payment card services corporation headquartered in San Francisco, California. It facilitates electronic funds transfers throughout the world, most commonly through Visa-branded credit cards, debit cards and prepaid cards.

10,001+

员工数

Foster City

总部位置

$500B

企业估值

评价

10条评价

3.7

10条评价

工作生活平衡

3.2

薪酬

4.2

企业文化

4.1

职业发展

4.0

管理层

3.8

72%

推荐率

优点

Good benefits and high compensation

Learning opportunities and growth

Supportive management and team culture

缺点

Fast-paced and demanding environment

Slow decision-making and approvals

Long internal processes

薪资范围

28个数据点

Junior/L3

Junior/L3 · ASSOCIATE DESIGNER

1份报告

$122,200

年薪总额

基本工资

$94,000

股票

-

奖金

-

$122,200

$122,200

面试评价

4条评价

难度

3.3

/ 5

时长

14-28周

体验

正面 0%

中性 75%

负面 25%

面试流程

1

Application Review

2

Online Assessment

3

Phone Screen

4

Technical Interview Rounds

5

Final Round Interview

6

Offer

常见问题

Coding/Algorithm

Technical Knowledge

Behavioral/STAR

System Design