The Senior Product manager will play a pivotal role in shaping the future of Flex and Installments, driving innovative product solutions and strategies that leverage both deep domain expertise and cutting-edge generative AI technologies. This individual will be responsible for bridging business requirements and technical execution to deliver scalable, secure, and user-centric payment products. They will collaborate with cross-functional teams- including Product Strategy, Solution Enablement, Platform Products, Tokens, Architecture, and Engineering ensuring robust solution architectures and seamless product delivery in a rapidly evolving ecosystem.

This is a global role, requiring the ability to balance regional variations with cohesive global platform priorities.

Key Responsibilities:

• Drive end‑to‑end product strategy and execution for Flex and Installments, spanning discovery, roadmap definition, delivery, launch, and iteration.
• Champion user experience across digital checkout, tokenized experiences, wallets, BNPL flows, and merchant/issuer integrations.
• Define and maintain a globally aligned roadmap, balancing innovation, technical feasibility, regulatory requirements, time‑to‑market, customer needs, and profitability.
• Translate complex problem spaces into clear product decisions, prioritization frameworks, and trade‑offs.
• Author high‑quality product requirements, user stories, and acceptance criteria that guide engineering delivery.
• Partner closely with Architecture and Engineering to navigate technical trade‑offs, manage dependencies, support estimation, and balance new features with platform quality, scalability, and technical debt.
• Act as a subject matter expert in client solutioning and implementations with issuers, acquirers, processors, fintechs, and merchants.
• Track performance, analyze adoption, and translate market feedback into continuous product improvements.

This is a hybrid position. Expectation of days in office will be confirmed by your hiring manager.

Basic Qualifications

• 8 or more years of relevant work experience with a Bachelor Degree or at least 5 years of experience with an Advanced Degree (e.g. Masters, MBA, JD, MD) or 2 years of work experience with a PhD

Preferred Qualifications ·

• 9 or more years of relevant work experience with a Bachelor Degree or 7 or more relevant years of experience with an Advanced Degree (e.g. Masters, MBA, JD, MD) or 3 or more years of experience with a PhD
• Knowledge of consumer payments, digital wallets, tokens or other financial services or banking products
• Strong experience with solution architecture for payment platforms, including payment rails, gateways, partner integrations, and APIs.
• Experience using AI to improve the effectiveness and efficiency of product delivery
• Experience leading cross functional processes within large, global, matrixed organizations.
• Ability to balance strategic thinking with hands‑on execution, driving products from concept to scale.
• Experience operating in regulated environments, with strong attention to risk, controls, and operational rigor.
• Proven ability to manage and execute a prioritized product backlog in a fast‑paced environment.

Work Hours:

Varies upon the needs of the department.

Travel Requirements:

This position requires travel 5-10% of the time.

Mental/Physical Requirements:

This position will be performed in an office setting. The position will require the incumbent to sit and stand at a desk, communicate in person and by telephone, frequently operate standard office equipment, such as telephones and computers.

Visa is an EEO Employer. Qualified applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, sexual orientation, gender identity, disability or protected veteran status. Visa will also consider for employment qualified applicants with criminal histories in a manner consistent with EEOC guidelines and applicable local law.

Visa will consider for employment qualified applicants with criminal histories in a manner consistent with applicable local law, including the requirements of Article 49 of the San Francisco Police Code.

U.S. APPLICANTS ONLY: The estimated salary range for this position is 169,100.00 to 270,800.00 USD per year, which may include potential sales incentive payments (if applicable). Salary may vary depending on job-related factors which may include knowledge, skills, experience, and location. In addition, this position may be eligible for bonus and equity. Visa has a comprehensive benefits package for which this position may be eligible that includes Medical, Dental, Vision, 401 (k), FSA/HSA, Life Insurance, Paid Time Off, and Wellness Program.

Visa is a world leader in payments technology, facilitating transactions between consumers, merchants, financial institutions and government entities across more than 200 countries and territories, dedicated to uplifting everyone, everywhere by being the best way to pay and be paid.

At Visa, you'll have the opportunity to create impact at scale — tackling meaningful challenges, growing your skills and seeing your contributions impact lives around the world. Join Visa and do work that matters — to you, to your community, and to the world.

Progress starts with you.