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Who we are:

Shape a brighter financial future with us.

Together with our members, we’re changing the way people think about and interact with personal finance.

We’re a next-generation financial services company and national bank using innovative, mobile-first technology to help our millions of members reach their goals. The industry is going through an unprecedented transformation, and we’re at the forefront. We’re proud to come to work every day knowing that what we do has a direct impact on people’s lives, with our core values guiding us every step of the way. Join us to invest in yourself, your career, and the financial world.

The Role

We are looking for a Senior Principal Software Engineer to provide AI leadership to So Fi’s technology organization. In this role, you will directly influence, impact and lead the AI enablement strategy for So Fi in collaboration with key engineering and data science leaders. Your work will focus on championing best practices for applying AI to a wide variety of domains, particularly software development and our back-office, along with leading the vision for the infrastructure and approach required to support these use cases and ensuring we can rapidly adopt the latest foundation model capability and emerging best practices. To facilitate this, you will oversee a build over buy approach to make sure we avoid friction due to heavy dependency on third party vendors while ensuring we make judicious investments in vendors that are likely to accelerate our delivery and not inhibit future innovation.

You will have the opportunity to define and solve challenging problems in a fast-paced, highly collaborative and innovative organization. The ideal candidate will be a thought leader in applying AI in the software development domain with experience impacting business users and non-technical team members. You should have experience and a willingness to mentor and develop skills across our organization and evangelize the use of AI alongside traditional techniques to improve the velocity and quality of the company. You will be expected to dive in and lead prototyping and production solutions as needed to drive these broad-based organizational changes.

What You’ll Do:

• Technical leadership- Provide thought leadership around enabling and applying AI across the company.

• Strategic Partnership- Serve as a key strategic technical advisor to engineering and select business leadership, influencing roadmaps, participating in planning sessions, and ensuring alignment with business objectives.

• Innovate- Collaborate with cross-functional teams to drive innovation and advancements in AI assisted developer productivity flows.

• **Operational Excellence -**Be a subject matter expert, role model practitioner across the developer tooling domain including operational excellence. Drive observability strategy and practices, including SLOs, and guiding teams on critical incident resolution, root-cause analysis and remediation.

• Mentor - Collaborate with engineers across the Platform organization, provide mentorship, and expertise to enhance the overall technical capabilities of teams.

• Continuous Improvement - Contribute to creating a culture of continuous learning, data-driven decisions and improvements. Proactivelyidentify and manage risks.

• Collaborate –Build strong working relationships with coworkers, cross-organizational leaders, including engineering managers and product managers.

• Influence - Be a change agent influencing and scaling the adoption of AI-enabled developer tooling and best practices across the engineering organization.

What you'll need:

• Bachelor's or Master's degree in Computer Science, Software Engineering, Data Science, or a related technical field.

• 15+ years of software development experience

• Significant experience in the last several years applying Generative AI in software development and for end users, ideally in the context of a medium or large enterprise.

• Expertise in public cloud platforms (AWS is preferred), containerization and orchestration (Kubernetes, Docker), and related technologies.

• Deep understanding of modern development practices and CI/CD and how AI can change and improve on these practices to increase both quality and velocity.

• Familiarity with ‘agentic’ architectures including SDKs, context engineering, MCPs, authorization .

• Full stack “operator”: ability to both create and execute the business and product strategy; with clear objectives, but limited, ambiguous, or varied direction

• Excellent communication and collaboration skills, with the ability to work effectively with both technical and non-technical stakeholders.

Who you are:

• You are customer-obsessed and have an affinity for solving complex problems and shipping impactful features, and make pragmatic high judgment decisions without letting perfection become the enemy of progress.

• You demonstrate extremely high levels of technical knowledge, ingenuity and creativity.

• You work and play well with others; So Fi is a highly collaborative workplace and a melting pot of diverse talent.

• You are confident in asking difficult questions and challenging your team while also keenly listening and taking feedback.

• You are a voracious learner - you have the ability to quickly and independently acquire proficiency in new languages and technologies.

• You value mentorship and constantly look for ways to improve the technical depth of the individuals on your teams including peers and peer teams.

• You are open to feedback and comfortable engaging in continuous learning processes to improve how you work as well as what we work on

Compensation and Benefits

The base pay range for this role is listed below. Final base pay offer will be determined based on individual factors such as the candidate’s experience, skills, and location.

To view all of our comprehensive and competitive benefits, visit our Benefits at So Fi page!
So Fi provides equal employment opportunities (EEO) to all employees and applicants for employment without regard to race, color, religion (including religious dress and grooming practices), sex (including pregnancy, childbirth and related medical conditions, breastfeeding, and conditions related to breastfeeding), gender, gender identity, gender expression, national origin, ancestry, age (40 or over), physical or medical disability, medical condition, marital status, registered domestic partner status, sexual orientation, genetic information, military and/or veteran status, or any other basis prohibited by applicable state or federal law.
The Company hires the best qualified candidate for the job, without regard to protected characteristics.
Pursuant to the San Francisco Fair Chance Ordinance, we will consider for employment qualified applicants with arrest and conviction records.
New York applicants: Notice of Employee Rights
So Fi is committed to an inclusive culture. As part of this commitment, So Fi offers reasonable accommodations to candidates with physical or mental disabilities. If you need accommodations to participate in the job application or interview process, please let your recruiter know or email accommodations@sofi.com.
Due to insurance coverage issues, we are unable to accommodate remote work from Hawaii or Alaska at this time.

Internal Employees

If you are a current employee, do not apply here - please navigate to our Internal Job Board in Greenhouse to apply to our open roles.