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Who we are:

Shape a brighter financial future with us.

Together with our members, we’re changing the way people think about and interact with personal finance.

We’re a next-generation financial services company and national bank using innovative, mobile-first technology to help our millions of members reach their goals. The industry is going through an unprecedented transformation, and we’re at the forefront. We’re proud to come to work every day knowing that what we do has a direct impact on people’s lives, with our core values guiding us every step of the way. Join us to invest in yourself, your career, and the financial world.

About the role

We are looking for a Staff Fullstack Software Engineer to play a key role in the design and implementation of our Cyberdigital white-labeled platform.

As a Staff Software Engineer, you’ll be in the middle of it all, acting as a leader and force multiplier – you’ll work with stakeholders to implement functionality, architect our systems, squash bugs, and continually grow as an engineer. The ideal candidate is both forward-thinking and hands-on, has a strong sense of ownership and drive for delivery, and is a good mentor and co-worker.

You will be responsible for collaborating with engineering leaders on the architecture direction and making sure you are supporting the team in adopting standards and ensuring that user-facing platforms are robust, maintainable and secure. You will work closely with product management, UX, backend architects, and delivery teams to translate business and user needs into elegant technical solutions.

What you’ll do

• Full development life-cycle design from project requirement to deployment.

• Work on automation and improvement of data exchanges and data pipelines between internal and external teams.

• Facilitate the definition of project scope, deliverables, and goals.

• Lead cross-functional delivery teams to ensure deliverables are met.

• Track project performance against defined milestones/goals.

• Conduct process improvement projects to increase performance in vital program metrics.

• Communicate ongoing project health with key stakeholders and business leadership.

• Maintain strict compliance with established project management policies and guidelines.

• Take initiative and produce timely results in a fast-paced and sometimes ambiguous environment.

• Make significant contributions to the code base.

• Define best practices and uphold coding standards.

• Consistently demonstrate extremely high levels of technical knowledge, ingenuity, and creativity. Develop and apply advanced technologies, engineering principles, theories, and concepts. Broad knowledge about the design and operation of systems outside of specialty.

• Work within the Engineering team to develop features that specifically benefit our users.

• Must be able to deliver high-quality code on schedule and communicate with groups in and outside the development team.

What you’ll need

• Bachelor’s Degree, Computer Science Degree, or equivalent from a fully-accredited college or university.

• 6+ years of Java programming experience.

• Our core stack is Java/React, and we run on Kubernetes in a microservices architecture.

• 3+ years of experience working in full stack, multi-channel products

• A proven understanding of web standards,performance, best practices, security and browser internals.

• Willingness to roll up your sleeves, collaborate with others, and get stuff done.

• Solid sense of responsibility; driving a project from inception to completion.

• Proven experience in production operations and support.

• Experience working in a collaborative coding environment, refining designs together, working through code reviews, and managing pull requests.

• Take initiative and produce timely results in a fast-paced and sometimes ambiguous environment.

Technology requirements

• Experience with ReactJS

• Experience with Java and NodeJS

• Solid understanding of web technologies and standards:

• Security best practices (XSS, CSRF, auth flows, secure storage, etc.)

• API integration (REST, GraphQL)

• JavaScript / TypeScript

• HTML5, CSS3, responsive design

• Modern build and tooling ecosystems (Webpack, Vite, npm/yarn/pnpm, etc.)

• Mobile native/hybrid development (React Native, Cordova, Swift, Kotlin, Kotlin Multiplatform)

Compensation and Benefits

The base pay range for this role is listed below. Final base pay offer will be determined based on individual factors such as the candidate’s experience, skills, and location.

To view all of our comprehensive and competitive benefits, visit our Benefits at So Fi page!
So Fi provides equal employment opportunities (EEO) to all employees and applicants for employment without regard to race, color, religion (including religious dress and grooming practices), sex (including pregnancy, childbirth and related medical conditions, breastfeeding, and conditions related to breastfeeding), gender, gender identity, gender expression, national origin, ancestry, age (40 or over), physical or medical disability, medical condition, marital status, registered domestic partner status, sexual orientation, genetic information, military and/or veteran status, or any other basis prohibited by applicable state or federal law.
The Company hires the best qualified candidate for the job, without regard to protected characteristics.
Pursuant to the San Francisco Fair Chance Ordinance, we will consider for employment qualified applicants with arrest and conviction records.
New York applicants: Notice of Employee Rights
So Fi is committed to an inclusive culture. As part of this commitment, So Fi offers reasonable accommodations to candidates with physical or mental disabilities. If you need accommodations to participate in the job application or interview process, please let your recruiter know or email accommodations@sofi.com.
Due to insurance coverage issues, we are unable to accommodate remote work from Hawaii or Alaska at this time.

Internal Employees

If you are a current employee, do not apply here - please navigate to our Internal Job Board in Greenhouse to apply to our open roles.