Employee Applicant Privacy Notice

Who we are:

Shape a brighter financial future with us.

Together with our members, we’re changing the way people think about and interact with personal finance.

We’re a next-generation financial services company and national bank using innovative, mobile-first technology to help our millions of members reach their goals. The industry is going through an unprecedented transformation, and we’re at the forefront. We’re proud to come to work every day knowing that what we do has a direct impact on people’s lives, with our core values guiding us every step of the way. **Join us to invest in yourself, your career, and the financial world.**The role:

We are seeking a visionary Director of Strategic Bureau Business Manager to architect and lead our centralized framework for credit data engagement. In this high-impact role, you will move beyond traditional vendor management to build a high-leverage, diversified data ecosystem. You will be responsible for centralizing engagement with Credit Reporting Agencies (CRAs) and specialized FCRA vendors to streamline efforts, improve oversight, and accelerate innovation through modern cloud data environments.

Your mission is to transition the organization toward a hot-swappable data network where providers earn their place in our ecosystem through proven, measurable ROI and differentiated data assets.

What you’ll do:

• Strategic Framework Leadership: Centralize all bureau engagement into a unified framework to provide strategic guidance, contractual leverage, and operational oversight across multiple product lines. Partner with Procurement and internal stakeholders to ensure maximum business value is received from each relationship.

• Value Chain Management: Coordinate a holistic view of the Credit Reporting Agency value chain, managing the relationship between the proprietary data we furnish to the bureaus and the specialized services we consume in return.

• Continuous Optimization & Data Quality: Execute a multi-year roadmap focused on spend efficiency and data integrity. Conduct comprehensive audits of data consumption and provide regular analysis of bureau performance, data quality metrics, and trends in credit reporting errors or opportunities.

• Risk & Compliance Stewardship: Implement and maintain appropriate risk management controls related to credit bureau relationships. Ensure all credit reporting and data usage practices comply with applicable laws and regulations, including the Fair Credit Reporting Act (FCRA) and GDPR.

• Drive Strategic Agility: Build and execute a roadmap that reduces technical barriers to entry for new data partners, ensuring the organization can agilely pivot between providers based on real-time data performance.

• Performance-Based Partnership Management: Establish a value-based incentive model for data providers. Prioritize partnerships with vendors who provide high-value, unique data assets that drive measurable lift in underwriting, collections, and fraud prevention.

• Collaborative Innovation: Partner closely with Risk, Data Science, and Engineering teams to conduct Value Discovery sessions, proving the worth of new data assets in an offline environment before committing to production integration.

• Strategic Liaison: Act as the primary business liaison and architect for relationships with major CRAs and auxiliary FCRA vendors. Stay informed on industry developments and bureau-specific rules to assess their impact on the organization.

What you’ll need:

• 12+ Years of Experience: Deep expertise in credit data ecosystems, bureau operations, or fintech risk management.

• Strategic Orchestration: A proven track record of managing multi-million dollar vendor relationships and navigating complex, large-scale RFP processes.

• Data-Forward Mindset: Proficiency in navigating modern data environments and the ability to translate complex data studies into executive-level business strategies.

• Expertise in Alternative Data: Strong understanding of the evolving landscape of differentiated data assets, including trended data, utility/telco, and cash-flow analytics.

• Regulatory Command: Comprehensive knowledge of FCRA, GDPR, and relevant compliance standards governing credit reporting and data usage.

• Influential Leadership: Exceptional ability to drive cross-functional alignment between technical and business teams to execute a unified data vision.

Compensation and Benefits

The base pay range for this role is listed below. Final base pay offer will be determined based on individual factors such as the candidate’s experience, skills, and location.

To view all of our comprehensive and competitive benefits, visit our

[Benefits at SoFi](https: //sofietyinfo.sofi.com/sofi-benefits) page!

So Fi provides equal employment opportunities (EEO) to all employees and applicants for employment without regard to race, color, religion (including religious dress and grooming practices), sex (including pregnancy, childbirth and related medical conditions, breastfeeding, and conditions related to breastfeeding), gender, gender identity, gender expression, national origin, ancestry, age (40 or over), physical or medical disability, medical condition, marital status, registered domestic partner status, sexual orientation, genetic information, military and/or veteran status, or any other basis prohibited by applicable state or federal law.

The Company hires the best qualified candidate for the job, without regard to protected characteristics.

Pursuant to the San Francisco Fair Chance Ordinance, we will consider for employment qualified applicants with arrest and conviction records.

New York applicants: Notice of Employee Rights

So Fi is committed to an inclusive culture. As part of this commitment, So Fi offers reasonable accommodations to candidates with physical or mental disabilities. If you need accommodations to participate in the job application or interview process, please let your recruiter know or email accommodations@sofi.com.

Due to insurance coverage issues, we are unable to accommodate remote work from Hawaii or Alaska at this time.

Internal Employees

If you are a current employee, do not apply here - please navigate to our Internal Job Board in Greenhouse to apply to our open roles.