Employee Applicant Privacy Notice

Who we are:

Shape a brighter financial future with us.

Together with our members, we’re changing the way people think about and interact with personal finance.

We’re a next-generation financial services company and national bank using innovative, mobile-first technology to help our millions of members reach their goals. The industry is going through an unprecedented transformation, and we’re at the forefront. We’re proud to come to work every day knowing that what we do has a direct impact on people’s lives, with our core values guiding us every step of the way. Join us to invest in yourself, your career, and the financial world.

The Team

The Digital Identity Platform collects, protects, and distributes the critical data that enables So Fi to recognize and support its members as they move through every product and feature. Digital Identity is the virtual representation of a person’s physical identity — the digital attributes essential for customer identification, relationship & entitlement and authorization (granting access to resources). If you are passionate about working on the platform that every So Fi product depends on to know its customers, this is the team. Our team’s tech stack is Java/Kotlin, PostgreSQL, Kubernetes, ArgoCD, Datadog, Snowflake. For AI based development we use Claude Code, Cursor, Windsurf etc.

The Role:

You focus on software features and systems, anchored on a team but interacting across teams to deliver outcomes. Problems you tackle are broadly defined — you identify the specific solutions. You think 6–12 months ahead about system evolution and set standards for your team’s engineering practices. In So Fi’s AI-native environment, you produce structured critiques of AI-generated architecture, identify distributed systems failure modes that AI consistently misses, and define how your team uses AI tools effectively. When needed, you lead cross-functionally to deliver business outcomes.

Key Responsibilities:

• Design software that addresses both current and future business needs; promote efficient development, clarity, reusability, testability, and reliability

• Set coding standards and best practices for the team, including standards for AI-assisted development — when to use AI, how to verify, what to own

• Produce structured critiques of AI-generated distributed system designs, identifying race conditions, incorrect consistency models, silent data loss, and improper failure handling

• Participate in group-level strategic planning and resource prioritization, representing the team’s perspective; align team projects with group direction

• Lead team design reviews; teammates recognize that your input improves results and seek your feedback

• Simplify the team’s systems, avoiding unnecessary complexity; enable easy integrations across teams; optimize for long-term impact

• Frame and navigate trade-offs in technology choices with a pragmatic, value-focused perspective on when to adopt vs. invent

• Drive operational excellence: automate and streamline build, deployment, testing, and maintenance; identify patterns in bugs and incidents to propose systemic improvements

• Mentor teammates proactively to grow their skillsets and impact, providing meaningful feedback from a well-calibrated perspective

What You’ll Need:

• Bachelor’s degree in Computer Science, Software Engineering, or equivalent practical experience

• 6-10 years of professional software development experience

• Advanced expertise in writing code, consistently demonstrating best practices with clear and exemplary usage of their team’s software languages

• Advanced expertise in how team components contribute to broader system architecture; recognizes and makes trade-offs in component interactions

• Demonstrated ability to identify and critique architectural flaws in AI-generated code — race conditions, data consistency issues, incorrect failure handling

• Experience with 6–12 month strategic thinking; setting team priorities and driving operational excellence improvements

• Domain knowledge in their product area, informing decision making and design

• Proven ability to lead cross-functionally and represent the team in technical discussions

• Strong focus on operational excellence with a track record of identifying systemic improvement patterns

• Prior experience with front-end development using Typescript and frameworks like React Js/Angular Js, Node Js will be nice to have.

Compensation and Benefits

The base pay range for this role is listed below. Final base pay offer will be determined based on individual factors such as the candidate’s experience, skills, and location.

To view all of our comprehensive and competitive benefits, visit our Benefits at So Fi page!
So Fi provides equal employment opportunities (EEO) to all employees and applicants for employment without regard to race, color, religion (including religious dress and grooming practices), sex (including pregnancy, childbirth and related medical conditions, breastfeeding, and conditions related to breastfeeding), gender, gender identity, gender expression, national origin, ancestry, age (40 or over), physical or medical disability, medical condition, marital status, registered domestic partner status, sexual orientation, genetic information, military and/or veteran status, or any other basis prohibited by applicable state or federal law.
The Company hires the best qualified candidate for the job, without regard to protected characteristics.
Pursuant to the San Francisco Fair Chance Ordinance, we will consider for employment qualified applicants with arrest and conviction records.
New York applicants: Notice of Employee Rights
So Fi is committed to an inclusive culture. As part of this commitment, So Fi offers reasonable accommodations to candidates with physical or mental disabilities. If you need accommodations to participate in the job application or interview process, please let your recruiter know or email accommodations@sofi.com.
Due to insurance coverage issues, we are unable to accommodate remote work from Hawaii or Alaska at this time.

Internal Employees

If you are a current employee, do not apply here - please navigate to our Internal Job Board in Greenhouse to apply to our open roles.