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Who we are:

Shape a brighter financial future with us.

Together with our members, we’re changing the way people think about and interact with personal finance.

We’re a next-generation financial services company and national bank using innovative, mobile-first technology to help our millions of members reach their goals. The industry is going through an unprecedented transformation, and we’re at the forefront. We’re proud to come to work every day knowing that what we do has a direct impact on people’s lives, with our core values guiding us every step of the way. Join us to invest in yourself, your career, and the financial world.

Senior Principal Engineer, Borrow

We are seeking an accomplished Senior Principal Engineer with a strong background in developing and scaling cloud infrastructure and platforms. In this role, you will spearhead the design and implementation of our internal developer platform, a critical component of So Fi's technology strategy. You will collaborate with engineering leaders and principal engineers across the organization to create a seamless and efficient developer experience, enabling our engineering teams to build and deliver high-quality products at high velocity. The ideal candidate is a hands-on technical leader with a deep understanding of cloud technologies, developer tools, and platform architecture, and a proven track record of driving large-scale infrastructure projects. This role is inherently cross-functional and you will work closely with engineering, product, marketing, risk, compliance, data science, operations, legal, and executive teams to set forth a strategy, define, and prioritize a vision. You’ll play a critical role delivering solutions that enable our engineers to get things done while driving our businesses forward; bridging engineering systems across products and teams in shaping the broader technical architecture.

You’ll face and solve a wide range of challenges: technical, product, and operational, shaping your personal growth and career along the way.

What you'll do:

• Design, build, and maintain scalable cloud infrastructure and platform services

that empower our engineering teams.

• Partner with cross-functional teams to understand their needs and pain points, and translate them into technical solutions.

• Drive the adoption of best practices in cloud infrastructure, including infrastructure as code, CI/CD, and observability.

• Mentor and guide other engineers, fostering a culture of technical excellence and continuous learning.

• Stay abreast of emerging technologies and industry trends, and proactively identify opportunities to improve our platform.

What you'll need:

• Bachelor's or Master's degree in Computer Science, Software Engineering, or a related technical field.

• 15+ years of software development experience, with significant experience working on cloud infrastructure and platform engineering.

• Deep expertise in public cloud platforms (AWS is preferred, but GCP and Azure are relevant), containerization and orchestration (Kubernetes, Docker), and related technologies.

• Strong programming skills and experience with infrastructure automation tools (Terraform, Ansible, etc.).

• Full stack “operator”: ability to both create and execute the business and product strategy; with clear objectives, but limited, ambiguous, or varied direction

• Excellent communication and collaboration skills, with the ability to work effectively with both technical and non-technical stakeholders.

Who you are:

• You are customer-obsessed and have an affinity for solving complex problems and shipping impactful features, and make pragmatic high judgment decisions without letting perfection become the enemy of progress.

• You demonstrate extremely high levels of technical knowledge, ingenuity and creativity.

• You work and play well with others; So Fi is a highly collaborative workplace and a melting pot of diverse talent.

• You are confident in asking difficult questions and challenging your team while also keenly listening and taking feedback.

• You are a voracious learner - you have the ability to quickly and independently acquire proficiency in new languages and technologies.

• You value mentorship and constantly look for ways to improve the technical depth of the individuals on your teams.

• You are open to feedback and comfortable engaging in continuous learning processes to improve how you work as well as what we work on.

Compensation and Benefits

The base pay range for this role is listed below. Final base pay offer will be determined based on individual factors such as the candidate’s experience, skills, and location.

To view all of our comprehensive and competitive benefits, visit our Benefits at So Fi page!
So Fi provides equal employment opportunities (EEO) to all employees and applicants for employment without regard to race, color, religion (including religious dress and grooming practices), sex (including pregnancy, childbirth and related medical conditions, breastfeeding, and conditions related to breastfeeding), gender, gender identity, gender expression, national origin, ancestry, age (40 or over), physical or medical disability, medical condition, marital status, registered domestic partner status, sexual orientation, genetic information, military and/or veteran status, or any other basis prohibited by applicable state or federal law.
The Company hires the best qualified candidate for the job, without regard to protected characteristics.
Pursuant to the San Francisco Fair Chance Ordinance, we will consider for employment qualified applicants with arrest and conviction records.
New York applicants: Notice of Employee Rights
So Fi is committed to an inclusive culture. As part of this commitment, So Fi offers reasonable accommodations to candidates with physical or mental disabilities. If you need accommodations to participate in the job application or interview process, please let your recruiter know or email accommodations@sofi.com.
Due to insurance coverage issues, we are unable to accommodate remote work from Hawaii or Alaska at this time.

Internal Employees

If you are a current employee, do not apply here - please navigate to our Internal Job Board in Greenhouse to apply to our open roles.