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Machine Learning
We believe that the way people interact with their finances will drastically improve in the next few years. We’re dedicated to empowering this transformation by building the tools and experiences that thousands of developers use to create their own products. Plaid powers the tools millions of people rely on to live a healthier financial life. We work with thousands of companies like Venmo, So Fi, several of the Fortune 500, and many of the largest banks to make it easy for people to connect their financial accounts to the apps and services they want to use. Plaid’s network covers 12,000 financial institutions across the US, Canada, UK and Europe. Founded in 2013, the company is headquartered in San Francisco with offices in New York, Washington D.C., London and Amsterdam.
The Data team within Plaid’s Fraud organization builds the machine learning systems that power Plaid’s newest fraud detection products, leveraging the breadth of Plaid’s network data to stop fraud before it occurs. We manage the full lifecycle of these systems—from feature pipeline development and model training to deployment, serving, and monitoring—ensuring our solutions scale reliably as we grow to support hundreds of customers.
As a Data Scientist on Plaid’s Fraud Data team, you will analyze customer and network traffic to understand how Protect performs across different segments and use cases. You’ll build dashboards and performance metrics that create a clear, shared view of product health for both the team and our go-to-market partners. You will run backtests on customer traffic to evaluate model and rule performance, uncover high-value opportunities, and generate insights that support sales motions and customer expansion. You’ll also design the underlying data models and schemas that enable efficient, reliable analysis and reporting. In close partnership with Product and Engineering, you will help design and evaluate experiments that shape new customer-facing features and inform the future of our fraud products.
We are open to remote candidates
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About Plaid

Plaid
Series DThe easiest way for users to connect their bank accounts to an app.
501-1,000
Employees
San Francisco
Headquarters
$13.4B
Valuation
Reviews
3.1
5 reviews
Work-life balance
2.5
Compensation
4.0
Culture
2.8
Career
2.9
Management
2.7
45%
Recommend to a friend
Pros
Competitive compensation package
Good benefits offerings
Location flexibility options
Cons
Concerns about long-term career growth
Limited mentorship compared to other companies
Toxic attitudes in tech community
Salary Ranges
269 data points
Mid/L4
Senior/L5
Director
Mid/L4 · Data Scientist
10 reports
$175,713
total per year
Base
$143,960
Stock
$31,753
Bonus
-
$119,175
$263,794
Interview experience
3 interviews
Difficulty
3.0
/ 5
Duration
21-35 weeks
Interview process
1
Application Review
2
Recruiter Screen
3
Technical Phone Screen
4
Onsite/Virtual Interviews
5
Background Check
6
Offer
Common questions
Coding/Algorithm
Technical Knowledge
Behavioral/STAR
System Design
Past Experience
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