The Company

Pay Pal has been revolutionizing commerce globally for more than 25 years. Creating innovative experiences that make moving money, selling, and shopping simple, personalized, and secure, Pay Pal empowers consumers and businesses in approximately 200 markets to join and thrive in the global economy.

We operate a global, two-sided network at scale that connects hundreds of millions of merchants and consumers. We help merchants and consumers connect, transact, and complete payments, whether they are online or in person. Pay Pal is more than a connection to third-party payment networks. We provide proprietary payment solutions accepted by merchants that enable the completion of payments on our platform on behalf of our customers.

We offer our customers the flexibility to use their accounts to purchase and receive payments for goods and services, as well as the ability to transfer and withdraw funds. We enable consumers to exchange funds more safely with merchants using a variety of funding sources, which may include a bank account, a Pay Pal or Venmo account balance, Pay Pal and Venmo branded credit products, a credit card, a debit card, certain cryptocurrencies, or other stored value products such as gift cards, and eligible credit card rewards. Our Pay Pal, Venmo, and Xoom products also make it safer and simpler for friends and family to transfer funds to each other. We offer merchants an end-to-end payments solution that provides authorization and settlement capabilities, as well as instant access to funds and payouts. We also help merchants connect with their customers, process exchanges and returns, and manage risk. We enable consumers to engage in cross-border shopping and merchants to extend their global reach while reducing the complexity and friction involved in enabling cross-border trade.

Our beliefs are the foundation for how we conduct business every day. We live each day guided by our core values of Inclusion, Innovation, Collaboration, and Wellness. Together, our values ensure that we work together as one global team with our customers at the center of everything we do – and they push us to ensure we take care of ourselves, each other, and our communities.

Job Summary:

We're part of Global Fraud Prevention team, dedicated to building foundational data infrastructure, automation, and ML tooling that enhance risk decisioning at scale. We're seeking a staff machine learning engineer with strong interest in payment industry to lead data-driven initiatives that improve fraud detection and prevention. In this role you will design and implement scalable machine learning data pipelines, ensure high data quality and integrity, develop and deploy production grade solutions, and provide mentorship to junior team members. Your work will directly contribute to smarter, faster, and more reliable risk decisions across our global platform.

Job Description:

Essential Responsibilities:

• Lead the development and optimization of advanced machine learning models.
• Oversee the preprocessing and analysis of large datasets.
• Deploy and maintain ML solutions in production environments.
• Collaborate with cross-functional teams to integrate ML models into products and services.
• Monitor and evaluate the performance of deployed models, making necessary adjustments.

Expected Qualifications:

• 5+ years relevant experience and a Bachelor’s degree OR Any equivalent combination of education and experience.
• Extensive experience with ML frameworks like Tensor Flow, Py Torch, or scikit-learn.
• Expertise in cloud platforms (AWS, Azure, GCP) and tools for data processing and model deployment.

Additional Responsibilities & Preferred Qualifications:

Additional Responsibilities:

• Design and implement end-to-end, data-driven solutions that advance Pay Pal’s global fraud and financial risk objectives.

• Partner with product and platform engineering teams to develop scalable, secure, and innovative ML-powered products that enhance customer experiences.

• Collaborate closely with data engineering and analytics teams to ensure robust training datasets, high data quality, and reliable monitoring infrastructure.

• Oversee the development and maintenance of production-grade data pipelines, machine learning algorithms, and advanced statistical models.

• Leverage large-scale datasets to perform exploratory analysis, build high-impact features, and generate insights that inform strategic business decisions.

• Ensure fairness, explainability, and model integrity through rigorous validation, testing, and bias detection practices.

• Communicate progress, analytical insights, and recommendations clearly to stakeholders and senior leadership.

• Lead, mentor, and develop a high-performing team of ML engineers and data scientists, fostering innovation across techniques such as supervised, unsupervised, reinforcement, and deep learning.

Preferred Qualifications:

• 8+ years of experience in data science, machine learning engineering, risk modeling, or related fields.

• Advanced proficiency in Python, SQL, and modern ML frameworks (e.g., scikit-learn, XGBoost, Py Torch, Tensor Flow).

• Experience with LLMs, prompt engineering, RAG systems, or AI agent frameworks is a strong plus.

• Deep expertise in anomaly detection, incident forensics, or root-cause analysis.

• Proven ability to translate complex business challenges into effective machine learning solutions.

• Exceptional communication skills and a collaborative mindset.

• Strong problem-solving ability; fast learner with broad technical and business knowledge.

• Bachelor’s or Master’s degree in Computer Science, Statistics, Engineering, or a related field; PhD preferred.

Subsidiary:

Pay Pal

Travel Percent:

0

PayPal does not charge candidates any fees for courses, applications, resume reviews, interviews, background checks, or onboarding. When making an application directly, we will never ask you to share passwords, one-time passcodes (OTP), or verification codes. Any such request is a red flag and likely part of a scam. All communication regarding your application will come from official PayPal email domains. If you suspect fraudulent activity, please report it immediately. To learn more about how to identify and avoid recruitment fraud please visit https://careers.pypl.com/contact-us.

For the majority of employees, Pay Pal's balanced hybrid work model offers 3 days in the office for effective in-person collaboration and 2 days at your choice of either the Pay Pal office or your home workspace, ensuring that you equally have the benefits and conveniences of both locations.

Our Benefits:

At Pay Pal, we’re committed to building an equitable and inclusive global economy. And we can’t do this without our most important asset-you. That’s why we offer comprehensive, choice-based programs, to support all aspects of personal wellbeing—physical, emotional, and financial—delivering meaningful value where it matters most. We strive to create a flexible, balanced work culture with a holistic approach to benefits, including generous paid time off, healthcare coverage for you and your family, and resources to create financial security and support your mental health.

Who We Are:

Click Here to learn more about our culture and community.

Commitment to Diversity and Inclusion

Pay Pal provides equal employment opportunity (EEO) to all persons regardless of age, color, national origin, citizenship status, physical or mental disability, race, religion, creed, gender, sex, pregnancy, sexual orientation, gender identity and/or expression, genetic information, marital status, status with regard to public assistance, veteran status, or any other characteristic protected by federal, state, or local law. In addition, Pay Pal will provide reasonable accommodations for qualified individuals with disabilities. If you are unable to submit an application because of incompatible assistive technology or a disability, please contact us at paypalglobaltalentacquisition@paypal.com.

Belonging at Pay Pal:

Our employees are central to advancing our mission, and we strive to create an environment where everyone can do their best work with a sense of purpose and belonging. Belonging at Pay Pal means creating a workplace with a sense of acceptance and security where all employees feel included and valued. We are proud to have a diverse workforce reflective of the merchants, consumers, and communities that we serve, and we continue to take tangible actions to cultivate inclusivity and belonging at Pay Pal.

Any general requests for consideration of your skills, please Join our Talent Community.

We know the confidence gap and imposter syndrome can get in the way of meeting spectacular candidates. Please don’t hesitate to apply.