The Company

Pay Pal has been revolutionizing commerce globally for more than 25 years. Creating innovative experiences that make moving money, selling, and shopping simple, personalized, and secure, Pay Pal empowers consumers and businesses in approximately 200 markets to join and thrive in the global economy.

We operate a global, two-sided network at scale that connects hundreds of millions of merchants and consumers. We help merchants and consumers connect, transact, and complete payments, whether they are online or in person. Pay Pal is more than a connection to third-party payment networks. We provide proprietary payment solutions accepted by merchants that enable the completion of payments on our platform on behalf of our customers.

We offer our customers the flexibility to use their accounts to purchase and receive payments for goods and services, as well as the ability to transfer and withdraw funds. We enable consumers to exchange funds more safely with merchants using a variety of funding sources, which may include a bank account, a Pay Pal or Venmo account balance, Pay Pal and Venmo branded credit products, a credit card, a debit card, certain cryptocurrencies, or other stored value products such as gift cards, and eligible credit card rewards. Our Pay Pal, Venmo, and Xoom products also make it safer and simpler for friends and family to transfer funds to each other. We offer merchants an end-to-end payments solution that provides authorization and settlement capabilities, as well as instant access to funds and payouts. We also help merchants connect with their customers, process exchanges and returns, and manage risk. We enable consumers to engage in cross-border shopping and merchants to extend their global reach while reducing the complexity and friction involved in enabling cross-border trade.

Our beliefs are the foundation for how we conduct business every day. We live each day guided by our core values of Inclusion, Innovation, Collaboration, and Wellness. Together, our values ensure that we work together as one global team with our customers at the center of everything we do – and they push us to ensure we take care of ourselves, each other, and our communities.

Job Summary:

Treasury Manager will report to the Senior Treasury Manager, Product Liquidity & New Products and be based in the Luxembourg In this hands-on role you will implement and manage cash forecasting models, ensure sufficient funds are available to meet ongoing operational and regulatory requirements, manage numerous bank accounts, and support key controls.
You will also operationalize the design of product funds flow and collaborate with the Bank Admin team to stand up new bank accounts, funding sweeps or other banking and/or Treasury systems infrastructure to support new product rollouts at Pay Pal.

Job Description:

Essential Responsibilities:

• Take ownership of key Treasury processes such as corporate cash management or FX risk management activities.
• Partner with internal constituents to solve corporate cash management issues.
• Leading junior treasury team members for professional growth.
• Institute and socialize BCP/BIA processes and planning.
• Maintain and manage Treasury Workstation usage, optimization, testing, and upgrades.
• Integrate acquisitions and standardize policies across the organization.
• Provide oversight of intercompany loans and other Treasury Policies.
• Identify automation initiatives for daily operations efficiency.
• Collaborate with Risk and Compliance teams for regulatory and licensing compliance.

Minimum Qualifications:

• 5+ years relevant experience and a Bachelor’s degree OR Any equivalent combination of education and experience.

Additional Responsibilities & Preferred Qualifications:

In your day-to-day role you will

· Support and provide oversight of day to day cash management operations, including cash and FX needs forecasting, in accordance with treasury policies and procedures to meet Pay Pal product liquidity and Pay Pal entities regulatory requirements

· Identify weaknesses and associated risks in our internal process controls and recommend mitigation of risks and reduction of repeat operational issues

· Document, maintain and update operational processes, exceptions to policies and cross-train

· Identify opportunities for and explore the build-out of critical tools to automate routine work where possible and address longer-term issues, partly through design of monitors, reports, dashboards & early warning mechanisms (with product and engineering teams)

· Understand product flows and any operational issues as it relates to payment rails

· Manage our bank relations and ensuring a functioning set-up while we expand to new countries or integrate new acquisitions

· Participate in the development of funds in/out processes for existing and new products. Work across business functions including Engineering, Compliance, Finance and Product/Platform.

· Participating in financial contract/ instrument review and negotiations

· Incident management, including tracking & reporting, and support settlement of customer activities for fiat and crypto flowing through the platform

· Support resolution of payment operational challenges (with internal and external teams)

· Execute on continuous improvement of our treasury & cash management tools, systems and processes, including cash flow, liquidity & FX forecasting, payments and reconciliations

Work on ad hoc projects as assigned

Skills/Qualifications

· Expertise in euro payment schemes and infrastructures, including SEPA credit transfers, SEPA Instant and Direct Debit, with operations experience, real‑time monitoring, incident management and strong scheme compliance and control mindset

· Hands‑on experience operating TARGET services (T2/RTGS, TIPS) via ESMIG, including ISO 20022‑based connectivity, intraday liquidity management, queue and limit configuration, and straight‑through processing with robust reconciliation and exception handling

· Excellent communication and influencing skills, and comfortable working with executive leadership

· Self-motivated and results oriented, a problem-solver who takes initiative and able to prioritize and execute tasks

· Intellectually curious, able to handle sensitive information, and to communicate and make decisions under pressure

· Demonstrated leadership qualities and ability to build strong internal and external relationships across geographies and functions, getting work done through others

· Team-oriented, cooperative and collaborative

· Enjoys working in a fast-paced and autonomous environment

· 5 years+ of experience in the treasury function, preferably within regulated financial industries

· Bachelor’s degree in finance, accounting or similar related fields preferred. MBA, CFA, CTP a plus

· Fluency in English a must, other languages will be advantageous

Subsidiary:

Pay Pal

Travel Percent:

0

PayPal does not charge candidates any fees for courses, applications, resume reviews, interviews, background checks, or onboarding. Any such request is a red flag and likely part of a scam. To learn more about how to identify and avoid recruitment fraud please visit https://careers.pypl.com/contact-us.

For the majority of employees, Pay Pal's balanced hybrid work model offers 3 days in the office for effective in-person collaboration and 2 days at your choice of either the Pay Pal office or your home workspace, ensuring that you equally have the benefits and conveniences of both locations.

Our Benefits:

At Pay Pal, we’re committed to building an equitable and inclusive global economy. And we can’t do this without our most important asset-you. That’s why we offer comprehensive, choice-based programs, to support all aspects of personal wellbeing—physical, emotional, and financial—delivering meaningful value where it matters most. We strive to create a flexible, balanced work culture with a holistic approach to benefits, including generous paid time off, healthcare coverage for you and your family, and resources to create financial security and support your mental health.

Who We Are:

Click Here to learn more about our culture and community.

Commitment to Diversity and Inclusion

Pay Pal provides equal employment opportunity (EEO) to all persons regardless of age, color, national origin, citizenship status, physical or mental disability, race, religion, creed, gender, sex, pregnancy, sexual orientation, gender identity and/or expression, genetic information, marital status, status with regard to public assistance, veteran status, or any other characteristic protected by federal, state, or local law. In addition, Pay Pal will provide reasonable accommodations for qualified individuals with disabilities. If you are unable to submit an application because of incompatible assistive technology or a disability, please contact us at paypalglobaltalentacquisition@paypal.com.

Belonging at Pay Pal:

Our employees are central to advancing our mission, and we strive to create an environment where everyone can do their best work with a sense of purpose and belonging. Belonging at Pay Pal means creating a workplace with a sense of acceptance and security where all employees feel included and valued. We are proud to have a diverse workforce reflective of the merchants, consumers, and communities that we serve, and we continue to take tangible actions to cultivate inclusivity and belonging at Pay Pal.

Any general requests for consideration of your skills, please Join our Talent Community.

We know the confidence gap and imposter syndrome can get in the way of meeting spectacular candidates. Please don’t hesitate to apply.