The Company

Pay Pal has been revolutionizing commerce globally for more than 25 years. Creating innovative experiences that make moving money, selling, and shopping simple, personalized, and secure, Pay Pal empowers consumers and businesses in approximately 200 markets to join and thrive in the global economy.

We operate a global, two-sided network at scale that connects hundreds of millions of merchants and consumers. We help merchants and consumers connect, transact, and complete payments, whether they are online or in person. Pay Pal is more than a connection to third-party payment networks. We provide proprietary payment solutions accepted by merchants that enable the completion of payments on our platform on behalf of our customers.

We offer our customers the flexibility to use their accounts to purchase and receive payments for goods and services, as well as the ability to transfer and withdraw funds. We enable consumers to exchange funds more safely with merchants using a variety of funding sources, which may include a bank account, a Pay Pal or Venmo account balance, Pay Pal and Venmo branded credit products, a credit card, a debit card, certain cryptocurrencies, or other stored value products such as gift cards, and eligible credit card rewards. Our Pay Pal, Venmo, and Xoom products also make it safer and simpler for friends and family to transfer funds to each other. We offer merchants an end-to-end payments solution that provides authorization and settlement capabilities, as well as instant access to funds and payouts. We also help merchants connect with their customers, process exchanges and returns, and manage risk. We enable consumers to engage in cross-border shopping and merchants to extend their global reach while reducing the complexity and friction involved in enabling cross-border trade.

Our beliefs are the foundation for how we conduct business every day. We live each day guided by our core values of Inclusion, Innovation, Collaboration, and Wellness. Together, our values ensure that we work together as one global team with our customers at the center of everything we do – and they push us to ensure we take care of ourselves, each other, and our communities.

Job Summary:

This job oversees key Treasury processes (e.g. global cash management activities, FX, investments). you will introduce and implement best practices for Treasury based on your proven expertise. You will prioritize projects within your function and you will be responsible for timely delivery of quality of Treasury projects related to your area. You will collaborate with peers under direction of Treasury leaders to optimize treasury processes, manage liquidity, and collaborate with internal teams for compliance and product expansion.

Job Description:

Essential Responsibilities:

• Take ownership of key Treasury processes such as corporate cash management or FX risk management activities.
• Partner with internal constituents to solve corporate cash management issues.
• Leading junior treasury team members for professional growth.
• Institute and socialize BCP/BIA processes and planning.
• Maintain and manage Treasury Workstation usage, optimization, testing, and upgrades.
• Integrate acquisitions and standardize policies across the organization.
• Provide oversight of intercompany loans and other Treasury Policies.
• Identify automation initiatives for daily operations efficiency.
• Collaborate with Risk and Compliance teams for regulatory and licensing compliance.

Minimum Qualifications:

• 5+ years relevant experience and a Bachelor’s degree OR Any equivalent combination of education and experience.

Additional Responsibilities & Preferred Qualifications:

Job Responsibilities:

• Be a part of the Global Treasury team working to expand the Pay Pal Brand and support Japan as one of Pay Pal’s target growth markets

• Work closely with the Japan Entity Management to ensure regulatory and licensing compliance

• Monitor local regulatory ratio requirements, and establish action plans to demonstrate continued compliance

• Work in close collaboration with Treasury Global Cash Management team to manage intercompany funding, cash management and cash flow forecasting & budgeting for Pay Pal’s Japan entities

• Support credit externalization initiatives of our Japanese BNPL business

• Manage local banking relationships and assist our Global Cash Management Operations team in opening and maintaining our network of bank accounts

• Serve as Treasury’s POC for product roadmap and rollouts in close collaboration with Treasury Global Product Team while staying connected with local sales, marketing and product teams

• Provide Treasury support to other Pay Pal entities within APAC as needed.

• Monitor and manage financial risks within Japan, working with global treasury stakeholders, i.e. liquidity risk, counterparty risk, market risk, regulatory risk, etc.

• Explore opportunities to reduce the operational risk and enhance internal controls within Japan and the complex Pay Pal ecosystem

• Assist in managing external debt facilities in collaboration with the Corporate Finance team, enabling drawdowns, renewals, terminations, fee/interest settlements and repayments.

• Work with Treasury M&A Integration team on incorporating newly acquired businesses into existing Japan entities at Pay Pal and standardizing governance and processes

• Develop and maintain key Treasury reports (including month end close reporting) to monitor and track the key performance and risk metrics in the region

• Promote the use of AI and automation across the Treasury function to strengthen controls and optimize operations

Job Requirements:

• Requires bachelor's degree or equivalent, a strong track record of Treasury Management or related experience

• Bilingual proficiency in Japanese and English would be advantageous, as the role involves engaging both English and/or Japanese- speaking stakeholders and peers in Japan and regionally.

• Ability to excel in a fast paced, highly analytical environment where multi-tasking and short timelines are met with consistent ability to achieve financial accuracy

• Strong project management skills

• Ability to collaborate outside of Treasury organization as Company evolves processes and strategy to new global standards

• Strong business acumen with analytical and problem-solving skills

• Proven track record in cash and liquidity management, forecasting and capital planning

• Strong communication skills and experience interacting with all levels of Management and regulators

• Ability to work independently

• Previous experience / comfort around working in in a global environment with dispersed teams across time zones

• Familiarity with global liquidity management and risk management structures

Subsidiary:

Pay Pal

Travel Percent:

0

PayPal does not charge candidates any fees for courses, applications, resume reviews, interviews, background checks, or onboarding. When making an application directly, we will never ask you to share passwords, one-time passcodes (OTP), or verification codes. Any such request is a red flag and likely part of a scam. All communication regarding your application will come from official PayPal email domains. If you suspect fraudulent activity, please report it immediately. To learn more about how to identify and avoid recruitment fraud please visit https://careers.pypl.com/contact-us.

For the majority of employees, Pay Pal's balanced hybrid work model offers 3 days in the office for effective in-person collaboration and 2 days at your choice of either the Pay Pal office or your home workspace, ensuring that you equally have the benefits and conveniences of both locations.

Our Benefits:

At Pay Pal, we’re committed to building an equitable and inclusive global economy. And we can’t do this without our most important asset-you. That’s why we offer comprehensive, choice-based programs, to support all aspects of personal wellbeing—physical, emotional, and financial—delivering meaningful value where it matters most. We strive to create a flexible, balanced work culture with a holistic approach to benefits, including generous paid time off, healthcare coverage for you and your family, and resources to create financial security and support your mental health.

Who We Are:

Click Here to learn more about our culture and community.

Commitment to Diversity and Inclusion

Pay Pal provides equal employment opportunity (EEO) to all persons regardless of age, color, national origin, citizenship status, physical or mental disability, race, religion, creed, gender, sex, pregnancy, sexual orientation, gender identity and/or expression, genetic information, marital status, status with regard to public assistance, veteran status, or any other characteristic protected by federal, state, or local law. In addition, Pay Pal will provide reasonable accommodations for qualified individuals with disabilities. If you are unable to submit an application because of incompatible assistive technology or a disability, please contact us at paypalglobaltalentacquisition@paypal.com.

Belonging at Pay Pal:

Our employees are central to advancing our mission, and we strive to create an environment where everyone can do their best work with a sense of purpose and belonging. Belonging at Pay Pal means creating a workplace with a sense of acceptance and security where all employees feel included and valued. We are proud to have a diverse workforce reflective of the merchants, consumers, and communities that we serve, and we continue to take tangible actions to cultivate inclusivity and belonging at Pay Pal.

Any general requests for consideration of your skills, please Join our Talent Community.

We know the confidence gap and imposter syndrome can get in the way of meeting spectacular candidates. Please don’t hesitate to apply.