About Payoneer

Founded in 2005, Payoneer is the global financial platform that removes friction from doing business across borders, with a mission to connect the world’s underserved businesses to a rising global economy. We’re a community with over 2,500 colleagues all over the world, working to serve customers, and partners in over 190 countries and territories.

By taking the complexity out of the financial workflows–including everything from global payments and compliance to multi-currency and workforce management, to providing working capital and business intelligence–we give businesses the tools they need to work efficiently worldwide and grow with confidence.

We are looking for an AI & Cloud Fin Ops Specialist to join our Fin Ops team and help drive cost efficiency, governance, and visibility across both cloud and AI environments.
This role combines traditional Fin Ops (Cloud and SaaS) with emerging AI cost management practices. The ideal candidate comes from a Fin Ops or cloud cost management background, with strong technical orientation and the ability to work closely with engineering teams.
Depending on experience and strengths, the role will focus on either:

• building and owning AI Fin Ops capabilities

OR

• driving execution across cloud Fin Ops and vendor management

This is a high-impact role with both execution and ownership opportunities, working across engineering, finance, and procurement.

What you'll do:

• Monitor, analyze, and optimize cloud, SaaS, and AI-related spend (AWS / GCP / Azure, vendors, LLMs)

• Create visibility into usage, cost drivers, and efficiency metrics

• Identify and drive optimization of inefficiencies (e.g., underutilization, over-provisioning, inefficient usage, excess AI consumption)

• Work closely with engineering, DevOps, and data teams to translate usage into cost drivers and influence cost-aware architecture decisions

• Build or support dashboards, tools, and automation for cost visibility and monitoring

• Contribute to AI Fin Ops (governance, automation, agents) and/or Cloud/Vendor Fin Ops (vendor management, budgeting, forecasting)

Who you are:

• 2+ years of experience in Fin Ops, cloud cost management, or SaaS cost governance

• Hands-on experience working with cloud billing data and cost analysis

• Practical experience with pricing models, contracts, and billing structures(cloud, SaaS, or AI); experience with AI tools and token-based pricing is an advantage

• Strong ability to work with engineering and technical stakeholder

• Ability to understand and challenge usage patterns and technical decisions

Solid understanding of:

• cloud environments (AWS / GCP / Azure)

• resource usage and billing models

• APIs and system usage patterns

• how technical decisions impact cost

• Strong analytical skills with the ability to translate data into clear insights and actions

• Demonstrated ownership mindset and ability to drive initiatives end-to-end

Advantage:

• Familiarity with AI tools, LLMs, or token-based pricing models

• Experience with Fin Ops tools or SaaS management platforms

• Experience working in cross-functional environments (engineering + finance + procurement)

• Experience building processes, dashboards, or automation tools

The Payoneer Ways of Working

Act as our customer’s partner on the inside

Learning what they need and creating what will help them go further.

Do it. Own it.

Being fearlessly accountable in everything we do.

Continuously improve

Always striving for a higher standard than our last.

Build each other up

Helping each other grow, as professionals and people.

If this sounds like a business, a community, and a mission you want to be part of, apply today.

We are committed to providing a diverse and inclusive workplace. Payoneer is an equal opportunity employer, and all qualified applicants will receive consideration for employment no matter your race, color, ancestry, religion, sex, sexual orientation, gender identity, national origin, age, disability status, protected veteran status, or any other characteristic protected by law. If you require reasonable accommodation at any stage of the hiring process, please speak to the recruiter managing the role for any adjustments. Decisions about requests for reasonable accommodation are made on a case-by-case basis.