About us

N26 is Europe’s leading digital bank. With a full German banking license and a presence in over 20 markets, we have moved past the "disruptor" phase and are entering a period of institutional maturity.

Our strategy is clear: we want to be the primary account for our customers. To achieve this, we are expanding far beyond basic transactions into a holistic financial ecosystem, including our recent launch of N26 for under 18s, bringing families into our digital-first world. This evolution requires a new level of robustness and scalability. We are sharpening how we build, ship, and sustain products at scale, ensuring our core is as reliable as it is innovative.

About the role

As the Director of Accounting and Reporting, you aren't just managing a function; you are the architect of our financial integrity. This is a high-impact, high-intensity role that requires you to get deep into the weeds. We are currently in a phase of heavy-lift construction. You will spend a significant amount of your time setting up the infrastructure and refining the plumbing of our financial systems. This isn't a role for someone who wants to walk into a finished house; it’s for a leader who can navigate extreme ambiguity, make high-stakes decisions with incomplete information, and maintain unwavering resilience while building the engine of a global bank.

Reporting into CFO, based in Berlin

Your impact

• Build the Infrastructure: Drive the heavy lifting of building out our accounting systems and ERP (Workday), ensuring the architecture can support millions of primary accounts and new products like kids' cards.
• Deep-Dive Data Ownership: Get into the weeds of our data sets, subledgers, and source systems. You will ensure our financial "source of truth" is industrial-grade and perfectly aligned with our product reality.
• Own the Fast Close: Take end-to-end ownership of the book-close process, relentlessly optimizing workflows to achieve a 3-business-day fast close without compromising on integrity.
• Decision-Making in Ambiguity: Navigate a rapidly evolving regulatory landscape, making firm, strategic calls even when the path forward isn't perfectly paved.
• Resilient Leadership: Lead your team through a phase of radical transformation. You must provide clear direction and maintain high standards during periods of high pressure and tight deadlines.
• Strategic Interface: Act as the critical link between Finance, Product, and Risk, ensuring every new launch—from crypto to family banking—is seamlessly integrated into our financial reporting.
• Compliance & Policy: Design and implement the accounting frameworks that allow us to scale across Europe while remaining strictly compliant with HGB and IFRS.

What you bring

• 10+ years of experience in a leadership role within a Bank or Fintech.
• A university degree with a focus on Finance, Controlling, Audit, or a related field.
• Professional Certification: Wirtschaftsprüfer, CPA, ACCA, or equivalent is highly preferred.
• Grit & Resilience: You have the mental stamina to handle the pressure of a maturing bank and the "building" phase of a department
• Comfort in the Weeds: You are a hands-on leader who enjoys fixing broken processes and investigating data discrepancies at the granular level
• Technical Mastery: Profound knowledge of IFRS and German GAAP (HGB).
• Systems Architecture: Experience with the design and implementation of reporting and closing processes. Workday knowledge is a significant plus.
• Decisiveness: The ability to provide clear direction and make sound judgments in an environment where things move fast and ambiguity is the norm.
• Language: Fluency in English is required; German is a major plus.

What’s in it for you

• Accelerate your career growth by joining one of Europe’s most talked about disruptors 🚀.
• Employee benefits that range from a competitive personal development budget, work from home budget, discounts to fitness & wellness memberships, language apps and public transportation.
• As an N26 employee you will have access to a Premium subscription on your personal N26 bank account. As well as subscriptions for friends and family members.
• Additional day of annual leave for each year of service.
• A high degree of autonomy and access to cutting edge technologies - all while working with a friendly team of peers of diverse nationalities, life experiences and family statuses.
• A relocation package with visa support for those who need its

What you can expect

We recognize that our strength lies in our people and the varied perspectives they bring to our workforce. We strive to build talented and diverse teams to drive our business success and empower our people to reach their full potential.

We genuinely welcome and encourage applications from people of all backgrounds, cultures, genders, sexual orientations, abilities, neurodiversities, and ages. We're committed to creating an inclusive workspace where everyone feels valued and respected, free from harassment and discrimination. If there's anything you need to make the application process work for you, please let us know by reaching out to candidate.exp@n26.com.

Visit our website to learn more about Diversity, Equity, & Inclusion at N26.