Our Purpose

Mastercard powers economies and empowers people in 200+ countries and territories worldwide. Together with our customers, we’re helping build a sustainable economy where everyone can prosper. We support a wide range of digital payments choices, making transactions secure, simple, smart and accessible. Our technology and innovation, partnerships and networks combine to deliver a unique set of products and services that help people, businesses and governments realize their greatest potential.

Title and Summary

• Director Product Management
• AI Strategy & Solutions Delivery

Overview:

The candidate will join our Authentication Product Management team driving our AI product strategy, roadmap, and customer performance initiatives in the future of Mastercard’s global digital and authentication network. The authentication network is a Mastercard core strategic asset, directly striving to achieve a safer payment ecosystem in the card not presence space.
Join Mastercard’s Authentication Program team as Director – Product Management. In this role, you will look to use AI to bridge the gaps between complex technical delivery and commercial business outcomes, moving from experimental pilots to core operational functions like fraud prevention, real-time transactional analytics, and agentic commerce.

• Role Requirements

• Develop and own the multi-year AI roadmap, aligning technical initiatives with broader business goals such as revenue growth, operational efficiency, and risk mitigation.

• Oversee the transition of AI models into production environments, ensuring they are scalable, dependable, and integrated with legacy payment systems.

• Identify high-value use cases for AI across the payment lifecycle, such as intelligent checkout orchestration, automated dispute resolution, or transaction acceptance optimization.

• Define the data requirements for model training. This includes identifying internal transaction data silos and sourcing external data (e.g., identity verification or social signals) to improve model accuracy.

• Establish robust AI governance frameworks to manage model risk, ensure data privacy, and maintain compliance with evolving global financial regulations.

• Partner with Product, Engineering, Privacy, and Legal teams to embed AI-driven features into our internal processes and/or customer journey.

• Move beyond standard product metrics to track AI-specific success.

• All About You

• Typically requires 4-7+ years of experience in technology leadership, with a background in payments or financial services.

• Experience working with both large and emerging Financial Services, Technology, Service Providers, Processors, and/or digital platform partners.

• Ability to multi-task and work on multiple projects in a demanding environment.

• Strong interpersonal and analytical skills.

• Expert at explaining to non-technical stakeholders why a model "thinks" a certain way and managing expectations around AI's limitations.

• Understanding of payments technology and application of that knowledge to address product and / or customer onboarding needs.

• Demonstrated experience with successful project management and strategic thinking.

• Initiative-taker, highly organized, collaboration-minded and results driven.

Mastercard is a merit-based, inclusive, equal opportunity employer that considers applicants without regard to gender, gender identity, sexual orientation, race, ethnicity, disabled or veteran status, or any other characteristic protected by law. We hire the most qualified candidate for the role. In the US or Canada, if you require accommodations or assistance to complete the online application process or during the recruitment process, please contact reasonable_accommodation@mastercard.com and identify the type of accommodation or assistance you are requesting. Do not include any medical or health information in this email. The Reasonable Accommodations team will respond to your email promptly.

Corporate Security Responsibility

All activities involving access to Mastercard assets, information, and networks comes with an inherent risk to the organization and, therefore, it is expected that every person working for, or on behalf of, Mastercard is responsible for information security and must:

• Abide by Mastercard’s security policies and practices;

• Ensure the confidentiality and integrity of the information being accessed;

• Report any suspected information security violation or breach, and

• Complete all periodic mandatory security trainings in accordance with Mastercard’s guidelines.

In line with Mastercard’s total compensation philosophy and assuming that the job will be performed in the US, the successful candidate will be offered a competitive base salary and may be eligible for an annual bonus or commissions depending on the role. The base salary offered may vary depending on multiple factors, including but not limited to location, job-related knowledge, skills, and experience. Mastercard benefits for full time (and certain part time) employees generally include: insurance (including medical, prescription drug, dental, vision, disability, life insurance); flexible spending account and health savings account; paid leaves (including 16 weeks of new parent leave and up to 20 days of bereavement leave); 80 hours of Paid Sick and Safe Time, 25 days of vacation time and 5 personal days, pro-rated based on date of hire; 10 annual paid U.S. observed holidays; 401k with a best-in-class company match; deferred compensation for eligible roles; fitness reimbursement or on-site fitness facilities; eligibility for tuition reimbursement; and many more. Mastercard benefits for interns generally include: 56 hours of Paid Sick and Safe Time; jury duty leave; and on-site fitness facilities in some locations.

Pay Ranges

O'Fallon, Missouri: $156,000 - $265,000 USD