Our Purpose

Mastercard powers economies and empowers people in 200+ countries and territories worldwide. Together with our customers, we’re helping build a sustainable economy where everyone can prosper. We support a wide range of digital payments choices, making transactions secure, simple, smart and accessible. Our technology and innovation, partnerships and networks combine to deliver a unique set of products and services that help people, businesses and governments realize their greatest potential.

Title and Summary

Mastercard Processing S.A.-1

Overview:

The Customer Technical Services Chargeback Team is looking for a Customer Technical Services Analyst I to drive our customer experience strategy forward by consistently innovating and problem-solving. The ideal candidate is passionate about:

• Enhancing Customer Satisfaction: Demonstrating a commitment to delivering exceptional customer service by effectively addressing and resolving customer issues related to chargebacks.
• Technical Expertise: Utilizing strong technical skills and knowledge of payment processing systems to troubleshoot and resolve complex issues efficiently.
• Continuous Improvement: Seeking opportunities for process enhancements and implementing best practices to streamline operations and improve overall efficiency.
• Collaboration and Communication: Working closely with issuers to ensure a seamless and cohesive approach to managing chargebacks.
• Knowledge of Chargebacks: Preferably with an understanding of chargeback processes, regulations, and best practices, as well as the ability to navigate and resolve disputes efficiently.
• Experience with Card Payments Institutions: Proven track record of working within issuers, acquirers or fintech companies, showcasing a strong grasp of industry-specific challenges and regulatory requirements.
• Knowledge of Card Network Rules: Familiarity with rules and regulations, ensuring compliance and effective dispute management.
• Role
• Investigate and Resolve Disputes: Thoroughly investigate transaction disputes, gather necessary documentation, and resolve chargeback claims in accordance with regulatory and card network rules.
• Communicate with Stakeholders: Liaise with customers (issuers), and internal teams to provide updates, request additional information, and ensure timely resolution of disputes.
• Analyze Chargeback Trends: Monitor and analyze trends in chargebacks to identify patterns and improve overall process efficiency.
• Maintain Accurate Records: Ensure meticulous documentation and record-keeping of all dispute and chargeback cases for compliance, reporting, and future reference.
• Ensure Compliance: Adhere to regulatory requirements and industry standards to mitigate risks and avoid penalties.

All About You:

The ideal candidate for this position should:
Essential Knowledge, Skills, and Experience:

• Understanding of Chargebacks and Dispute Resolution: Preferably, an understanding of chargebacks and dispute resolution, including familiarity with the associated processes, regulations, and industry standards, as well as the ability to handle and resolve disputes effectively.
• Possess Technical Proficiency in Payment Systems: Show strong technical skills in payment processing systems and familiarity with the operational workflows of card issuers.
• Exhibit Analytical and Problem-Solving Abilities: Display exceptional analytical skills to identify trends and develop effective strategies for dispute resolution.
• Demonstrate Excellent Communication Skills: Be proficient in communicating complex technical information clearly and effectively to various stakeholders, including card issuers and internal teams.
• Show Attention to Detail and Accuracy: Maintain a high level of precision in documenting and managing dispute cases to ensure compliance and accurate record-keeping.

Desirable or Additional Capabilities:

• Have Experience with Financial Institutions: Bring a background in working with banks, acquirers, fintech companies, or other financial institutions, demonstrating a solid understanding of industry-specific challenges.
• Understand Card Network Rules: Be familiar with the rules and regulations set by major card networks, ensuring compliance and effective management of disputes.
• Task Management Skills: Ability to manage multiple activities simultaneously, prioritize tasks effectively, and meet deadlines in a fast paced environment.
• Embrace a Continuous Improvement Mindset: Have a passion for identifying opportunities for process enhancements, implementing best practices, and driving innovation to improve overall efficiency and customer satisfaction.
  Intrinsic Values:
• Adopt a Customer-Centric Approach: Demonstrate a genuine passion for delivering exceptional customer service and enhancing customer experience.
• Have a Collaborative Spirit: Be a team player who thrives in a collaborative environment and works effectively with cross-functional teams.
• Maintain Integrity and Professionalism: Show commitment to maintaining high ethical standards and professionalism in all interactions and decisions.
• Be Proactive and Self-Motivated: Exhibit a self-starter attitude, taking initiative and proactively seeking out solutions to challenges.

Corporate Security Responsibility

All activities involving access to Mastercard assets, information, and networks comes with an inherent risk to the organization and, therefore, it is expected that every person working for, or on behalf of, Mastercard is responsible for information security and must:

• Abide by Mastercard’s security policies and practices;

• Ensure the confidentiality and integrity of the information being accessed;

• Report any suspected information security violation or breach, and

• Complete all periodic mandatory security trainings in accordance with Mastercard’s guidelines.