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Senior Underwriter, Middle Market Construction

Liberty Mutual

Senior Underwriter, Middle Market Construction

Liberty Mutual

Walnut Creek, California, United States; Rancho Cordova, California, United States; Seattle, Washington, United States; San Francisco, California, United States

·

On-site

·

Full-time

·

2mo ago

Manages a portfolio of Construction brokers/agents and clients, leveraging market presence and expertise to develop and underwrite profitable business while acting as a representative for Liberty.

Maintains relationships with senior or market-leading brokers and key agents, sustaining a strong market presence and established agent/broker relationships.

Strengthens existing relationships and develops new ones, articulating key coverage differences with a high degree of detail.

Manages an assigned book of business to optimize rate adequacy, retention, profitability, and sustainable growth by monitoring portfolio performance and loss trends, adjusting pricing and underwriting decisions, and pursuing targeted renewal, cross-sell, and risk-selection strategies within guidelines.

Provides significant input into the business and marketing planning process, including advanced data-driven insights from portfolio analysis.

Participates in cross-departmental projects aimed at driving underwriting and process excellence (e.g., serving on working teams).

Models effective collaboration across teams, stakeholders, and partners (e.g., UW Support, Claims, Actuarial, Directors of Underwriting in North America).

Possesses strong knowledge of key legal cases, legislation, and regulation impacting underwriting expertise areas.

Shares knowledge based on technical expertise, including providing external thought leadership.

Mentors, coaches, and trains other underwriters and internal partners.

Degree in Business or equivalent typically required A minimum of 7 years expected, typically 10 years or more, of progressive underwriting experience and/or other related business experience CPCU or professional insurance designation preferred Proven analytical ability to evaluate and judge underwriting risks within scope of responsibility Demonstrated ability to communicate complex analyses and information in understandable written and/or oral directives to other persons in the organization for underwriting or training purposes Demonstrated effective communication and interpersonal skills in dealing with internal and external stakeholders Must demonstrate comprehension of most complex technical underwriting issues and be capable of defining and implementing necessary underwriting and administrative processes/workflows to properly manage or administer those issues Proven track record of developing and underwriting profitable business

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About Liberty Mutual

Liberty Mutual

Liberty Mutual is a diversified global insurer and the sixth-largest property and casualty insurer in the United States. The company provides personal and commercial insurance products including auto, home, life, and business coverage.

10,001+

Employees

Boston

Headquarters

Reviews

3.4

10 reviews

Work Life Balance

2.8

Compensation

3.7

Culture

3.4

Career

3.6

Management

3.2

55%

Recommend to a Friend

Pros

Great training programs

Good pay and benefits

Supportive management

Cons

High workloads with little relief

Stressful work environment

Slow decision making processes

Salary Ranges

3,207 data points

Junior/L3

Mid/L4

Senior/L5

Director

Junior/L3 · Claims Adjuster

804 reports

$69,993

total / year

Base

$65,580

Stock

-

Bonus

$4,413

$54,581

$90,749

Interview Experience

8 interviews

Difficulty

2.4

/ 5

Duration

14-28 weeks

Offer Rate

25%

Experience

Positive 25%

Neutral 50%

Negative 25%

Interview Process

1

Application Review

2

HR Screen/Phone Interview

3

Technical/Behavioral Interview

4

Panel/Hiring Manager Interview

5

Offer

Common Questions

Behavioral/STAR

Technical Knowledge

Past Experience

Culture Fit