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Payment Lifecycle Analyst

JPMorgan Chase

Payment Lifecycle Analyst

JPMorgan Chase

Madrid, Spain, ES

·

On-site

·

Full-time

·

1mo ago

Are you ready to make an impact in the world of digital payments? Join our team where your analytical prowess and problem-solving skills will help shape the future. We offer a stimulating environment with opportunities for constant learning and expanded responsibilities.

As a Payment Lifecycle Analyst within Payments Operations, you will play a pivotal role in ensuring the smooth transfer of funds between various parties while enhancing our payment operations framework. You will leverage your knowledge of automation technologies and systems architecture to process payments across various products and parties. Your responsibilities include identifying and resolving issues, making decisions guided by established practices, and contributing to short-term operational goals. You will engage with stakeholders, manage projects, and spur continuous improvement initiatives, building strong working relationships with internal lines of business. Your ability to understand and apply cybersecurity controls, anti-fraud strategies, and data analysis techniques will be key to your success in this role.

Job responsibilities

  • Utilize independent judgment and technical expertise to resolve exceptions and enhance control environments for technical, financial, and operational processes.

  • Conduct research and data analysis to address non-routine payment lifecycle issues and ensure accurate, timely fund transfers across various products.

  • Define project requirements and metrics using process models, and lead or contribute to process optimization initiatives to improve quality and customer experience.

  • Apply knowledge of systems architecture and automation technologies to support process optimization and build effective relationships with stakeholders and teams.

  • Coach, train, and mentor team members to uphold high service standards and serve as an escalation point for junior team members.

Required qualifications, capabilities, and skills

  • Advanced knowledge of global payment processing operations and systems architecture to support operational efficiency and change management.

  • Proficiency in data analysis techniques to interpret and communicate insights for informed decision-making with senior stakeholders.

  • Commercial and growth mindset to adapt to fast-paced environments and new business initiatives, with strong interpersonal and communication skills.

  • Understanding of cybersecurity controls and anti-fraud strategies to protect information and systems, and ability to navigate dynamic environments with evolving priorities.

  • Familiarity with continuous improvement methodologies and design-thinking techniques to drive continuous improvement initiatives.

  • Fluent spoken and written English and Spanish

Preferred qualifications, capabilities, and skills

  • German, Dutch, Italian and French speaker is a plus

  • Knowledge of some automation tool or basic coding skills

  • Experience with operations, controls and problem solving related to Payments, Cash, Treasury Operations.

  • Experience in global payments and understanding of accounting and money movement processes.

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About JPMorgan Chase

JPMorgan Chase

JPMorgan Chase is a multinational investment bank and financial services company that provides banking, investment, and asset management services globally. It is one of the largest banks in the United States by assets and market capitalization.

300,000+

Employees

New York City

Headquarters

Reviews

4.2

10 reviews

Work Life Balance

4.2

Compensation

4.3

Culture

4.5

Career

4.4

Management

4.1

75%

Recommend to a Friend

Pros

Good pay and benefits

Work-life balance

Career advancement opportunities

Cons

Heavy workload at times

Career advancement takes time

Pay could be better in some roles

Salary Ranges

47 data points

Junior/L3

Mid/L4

Senior/L5

Junior/L3 · Analyst

21 reports

$126,500

total / year

Base

$110,000

Stock

-

Bonus

-

$95,450

$155,250

Interview Experience

4 interviews

Difficulty

2.8

/ 5

Duration

14-28 weeks

Interview Process

1

Application Review

2

HireVue Video Interview

3

Technical/Behavioral Assessment

4

Final Interview Round

5

Offer Decision

Common Questions

Behavioral/STAR

Technical Knowledge

Past Experience

Culture Fit

Case Study