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채용JPMorgan Chase

Analyst - Credit Risk

JPMorgan Chase

Analyst - Credit Risk

JPMorgan Chase

Mumbai, Maharashtra, India, IN

·

On-site

·

Full-time

·

2w ago

Are you looking for an exciting opportunity to join a dynamic and growing team in a fast paced and challenging area? This is a unique opportunity for you to work in our team to partner with the Business to provide a comprehensive view.

As an Analyst in the EMEA Diversified Industries Credit Risk team, you will collaborate closely with business partners across the region, including Global Corporate Banking, Leveraged Finance and Syndicate, Debt Capital Markets, Sales and Trading, Treasury Services, and Trade Finance. You will conduct comprehensive credit analysis of both Investment Grade and Non‑Investment Grade corporate borrowers, including sponsor‑backed leveraged finance issuers, and work with front office teams to structure a diverse range of credit relationships.

Job Responsibilities:

  • Assume coverage of a portfolio of EMEA corporate clients across diversified sectors (e.g., Business services, Machinery & Equipment, Transportation, Auto, Airlines, Aerospace & Defence), including grading and reviewing credit risk exposures.
  • Track financial performance updates, earnings events, liquidity and covenant compliance, and other developments impacting the assigned portfolio.
  • Monitor risk and exposure metrics across counterparties and the portfolio, contributing to sector analyses and early‑warning assessments.
  • Participate in due diligence processes for onboarding new EMEA clients (both mid and large Caps) and reviewing existing ones, including preparation and analysis of business models, cash flow generation, debt capacity, and refinancing risk.
  • Produce concise and insightful credit memos, articulating recommendations for facilities, limits, tenor, covenants, collateral/security, and inter creditor arrangements.
  • Support analysis and approval processes for leveraged finance and lending requests, including RCFs, term loans and bond transactions.
  • Develop knowledge of legal documentation for corporate markets and banking products, including credit agreements, bond indentures, inter creditor agreements, and security and guarantee packages.
  • Participate in team and department‑level projects to improve processes and drive efficiencies, leveraging AI / LLM.

Required Qualifications, Capabilities, and Skills:

  • Ability to navigate and interpret corporate financial statements (Balance Sheet, P&L, CF).
  • Familiarity with cash flow modelling and valuation methods (including DCFs).
  • Broad understanding of macroeconomic and sector factors affecting corporates and leveraged finance borrowers.
  • Basic knowledge of lending, capital markets, and derivatives products; familiarity with leveraged finance and covenant structures.
  • Ability to establish credibility and trust with internal business partners and credit officers.
  • Good communication skills, both verbal and written, with decision‑oriented analysis.
  • Expertise with MS Office products, including Excel, PowerPoint, and Word.
  • Self‑starting and capable of multitasking, with adaptability to change.
  • Ability to efficiently work and engage with colleagues and stakeholders across geographies, including London, Frankfurt, Paris and Mumbai.

Preferred Qualifications, Capabilities, and Skills:

  • Previous experience in a Credit Risk department or leveraged finance underwriting, including skills in cash flow modelling and financial analysis.
  • Familiarity with corporate business models, sponsor dynamics, and covenant packages.
  • Knowledge of a second European language (French, German, Italian, Spanish) or working towards / having a professional certification (e.g. CFA, FRM) are considered a plus.
  • Degree in Finance, Accounting, Economics or STEM subjects preferred (other subjects also considered).

총 조회수

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총 지원 클릭 수

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모의 지원자 수

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JPMorgan Chase 소개

JPMorgan Chase

JPMorgan Chase & Co. is an American multinational banking institution headquartered in New York City and incorporated in Delaware. It is the largest bank in the United States, and the world's largest bank by market capitalization as of 2025.

300,000+

직원 수

New York City

본사 위치

$500B

기업 가치

리뷰

3.8

10개 리뷰

워라밸

3.2

보상

4.1

문화

3.8

커리어

3.0

경영진

2.5

65%

친구에게 추천

장점

Good benefits and compensation

Supportive and collaborative environment

Flexible work arrangements

단점

Long hours and heavy workload

Management issues and lack of direction

High stress during peak times

연봉 정보

41개 데이터

Analyst

Junior/L3

Mid/L4

Senior/L5

Analyst · Analyst, Investment Banking

6개 리포트

$126,500

총 연봉

기본급

$110,000

주식

-

보너스

-

$103,500

$201,250

면접 경험

5개 면접

난이도

3.0

/ 5

소요 기간

14-28주

합격률

40%

경험

긍정 20%

보통 80%

부정 0%

면접 과정

1

Application Review

2

HireVue Video Interview

3

Recruiter Screen

4

Superday/Panel Interview

5

Final Interview

6

Offer

자주 나오는 질문

Behavioral/STAR

Technical Knowledge

Culture Fit

Past Experience

Case Study