Bring your expertise to JPMorgan Chase. As part of Risk Management and Compliance, you are at the center of keeping JPMorgan Chase strong and resilient. You help the firm grow its business in a responsible way by anticipating new and emerging risks, and using your expert judgement to solve real-world challenges that impact our company, customers and communities. Our culture in Risk Management and Compliance is all about thinking outside the box, challenging the status quo and striving to be best-in-class.

As a Vice President for Auto Private Label Captive Finance & Leasing Risk in the Consumer & Community Bank (CCB), you will play a critical role providing independent risk oversight for the Chase Auto business across private label captive finance and leasing. You will deliver strategic, data-driven risk support by analyzing market and portfolio trends and monitoring lease residual performance as well as overseeing key leasing processes and relevant accounting frameworks. You will manage executive and regulatory reporting and partner closely with cross-functional stakeholders (including Finance, Risk, and OEM-facing client teams) and external industry partners to support fact-based decisions while appropriately balancing risk/reward trade-offs. This is an exciting opportunity to work on highly impactful strategic initiatives in a fast-paced environment, requiring creative problem solving, strong relationship management, and the ability to deliver clear, senior-ready insights.

Job Responsibilities

• Serve as the second line of defense for Chase Auto’s leasing portfolio, providing independent oversight and effective challenge across key leasing processes
• Act as the risk liaison for leasing and residual value risk, partnering closely with OEM-facing client teams and stakeholders across Finance, Risk, Legal/Compliance, Operations, and Technology
• Influence discussions by providing Auto Risk point of view related to onboarding new partner relationships
• Monitor leasing portfolio performance, including residual value setting and comparisons of origination values versus realized sale values
• Analyze trends and synthesize data to support risk management decisions and strategic recommendations
• Provide oversight of lease processes, relevant accounting frameworks, and controls
• Prepare and manage executive and regulatory reporting, including senior-ready materials and timely updates to governance forums
• Participate in meetings with external residual value vendor partners and internal risk committees; communicate findings clearly and credibly
• Ensure compliance with the firm’s risk and control framework while identifying opportunities for control and process enhancements

Required qualifications, capabilities, and skills

• Bachelor’s degree in a quantitative or business discipline (or equivalent experience)
• 5+ years of relevant experience in consumer lending risk, auto finance/leasing, portfolio risk, and/or analytics
• Experience with consumer lending products (e.g. Auto loan, Mortgage)
• Strong analytical skills and attention to detail; proficiency with Excel, Tableau, or similar analytical tools
• Strong technical and statistical skills. Ability to synthesize / analyze diverse information, develops recommendations, and make decisions
• Strong communication, collaboration, and stakeholder management skills; ability to influence across functions and seniority
• Project Management Skills -- well-organized, structured approach. Ability to achieve tight timelines on complex deliverables. Ability to manage and prioritize projects
• Strong communication and interpersonal skills, ability to interact with individuals across departments / functions and with senior-level individuals.

Preferred qualifications, capabilities, and skills

• Experience with residual value risk and performance analysis
• Familiarity with risk share agreements, remarketing concepts
• SQL and/or a programming language (Python/R) for data manipulation and analysis