Prefer to move at a faster pace in a challenging, never-boring environment? Join a team where you can drive meaningful change while helping deliver compliant, well-supported loan originations.

Job summary As a Loan Origination Analyst in the Multifamily Loan Origination team, you will conduct insurance and compliance reviews for commercial and multifamily loan files, partnering with internal and external stakeholders to ensure loans are set up accurately and issues are resolved on time. You will apply investor and regulatory guidelines to identify coverage gaps, manage exceptions, and support a consistent, high-quality origination process.

Job responsibilities

• Evaluate loan documentation and third-party reports (appraisals, engineering, seismic, environmental) to determine loan-specific insurance requirements.
• Review loan files to confirm accurate loan setup and completeness of required documentation.
• Audit insurance policies for compliance with investor requirements and applicable coverage standards.
• Identify, assess, and communicate risks related to coverage gaps, deficiencies, or lapses to appropriate stakeholders.
• Process insurance waiver and exception requests, including documentation and tracking of non-compliance items.
• Serve as a primary point of contact for questions related to insurance requirements, coverage standards, and investor guidelines.
• Track origination-related compliance activities and support timely resolution of exceptions.
• Partner with cross-functional teams to resolve compliance issues and improve process outcomes.
• Manage multiple tasks independently, prioritize by urgency and risk, and meet defined deadlines.
• Adapt quickly to changes in workflow, priorities, and procedures while maintaining quality standards.
• Provide responsive, professional service to internal and external clients throughout the origination process.

Required qualifications, capabilities, and skills

• Bachelor's degree or insurance-related industry designation with demonstrated relevant experience.
• Minimum of 3 years of insurance experience supporting commercial or multifamily lending, loan administration, or related underwriting/servicing activities.
• Knowledge of commercial insurance coverages including property (flood, wind, earthquake, terrorism), general liability, workers' compensation, auto, professional liability, and umbrella/excess.
• Demonstrated ability to interpret and apply investor, regulatory, and internal guidelines to assigned processes.
• Strong risk identification skills with the ability to escalate issues clearly and promptly.
• Excellent written and verbal communication skills across varying seniority levels.
• Strong organizational skills and attention to detail with a consistent focus on accuracy.
• Ability to manage a portfolio of work, prioritize by risk and urgency, and meet multiple deadlines.
• Ability to work effectively both independently and as part of a team.
• Demonstrated commitment to high-quality client service for internal and external partners.
• Proficiency in Microsoft Outlook, Word, and Excel.

Preferred qualifications, capabilities, and skills

• Bachelor's degree in (business or finance preferred)
• Experience working with Freddie Mac requirements.
• Experience working with Fannie Mae requirements.
• Knowledge of lender or agency insurance programs.
• Broader general commercial insurance industry knowledge.

ABOUT US

JPMorgan Chase, one of the oldest financial institutions, offers innovative financial solutions to millions of consumers, small businesses and many of the world's most prominent corporate, institutional and government clients under the J.P. Morgan and Chase brands. Our history spans over 200 years and today we are a leader in investment banking, consumer and small business banking, commercial banking, financial transaction processing and asset management.

We offer a competitive total rewards package including base salary determined based on the role, experience, skill set and location. Those in eligible roles may receive commission-based pay and/or discretionary incentive compensation, paid in the form of cash and/or forfeitable equity, awarded in recognition of individual achievements and contributions. We also offer a range of benefits and programs to meet employee needs, based on eligibility. These benefits include comprehensive health care coverage, on-site health and wellness centers, a retirement savings plan, backup childcare, tuition reimbursement, mental health support, financial coaching and more. Additional details about total compensation and benefits will be provided during the hiring process.

We recognize that our people are our strength and the diverse talents they bring to our global workforce are directly linked to our success. We are an equal opportunity employer and place a high value on diversity and inclusion at our company. We do not discriminate on the basis of any protected attribute, including race, religion, color, national origin, gender, sexual orientation, gender identity, gender expression, age, marital or veteran status, pregnancy or disability, or any other basis protected under applicable law. We also make reasonable accommodations for applicants' and employees' religious practices and beliefs, as well as mental health or physical disability needs. Visit our FAQs for more information about requesting an accommodation.

JPMorgan Chase & Co. is an Equal Opportunity Employer, including Disability/Veterans

ABOUT THE TEAM

J.P. Morgan's Commercial & Investment Bank is a global leader across banking, markets, securities services and payments. Corporations, governments and institutions throughout the world entrust us with their business in more than 100 countries. The Commercial & Investment Bank provides strategic advice, raises capital, manages risk and extends liquidity in markets around the world.