Join the Treasury Analytics team and help drive JPMorgan's asset-liability management, deposit valuation, and retail deposit insights framework. This is a critical role where you will oversee balance sheet analytics, covering interest rate risk, capital, liquidity, transfer pricing, pricing & valuation, and strategy.

As an Associate in Treasury Analytics, you will be responsible for analytics on Consumer & Community Banking's $1T+ retail deposit portfolio, driving improvements to valuation frameworks/models, and providing key insights into macroeconomic & industry trends related to retail banking. You must be able to operate independently to solve ambiguous problems, forging relationships across the firm to generate lasting impacts for teams outside your specific scope of direct influence. Refining balance sheet strategy and assessing market and quantitatively assessing industry trends are key elements of our team's responsibilities. This is a fast-paced role with direct exposure to senior business leaders responsible for the direction of the org's balance sheet.

Job responsibilities

• Design and execute financial analyses to guide business decisions; preparing data; ensure accuracy and integrity of data and results
• Deliver high quality, well-structured written presentations to senior audiences; clearly communicate the team's work to both senior and junior colleagues with finance and non-finance backgrounds
• Build relationships and influencing colleagues at all levels; serving as an internal consultant to help solve some of the biggest challenges across CCB; leading disparate cross-functional teams to achieve common goals
• Leverage & create dashboards, AI tools, and other automation techniques to reduce errors and increase processing speed

Required qualifications, capabilities, and skills

• 2+ years of full-time work experience in finance, investment banking, consulting or strategy
• Proven ability to deal with ambiguous problems, leveraging core financial principles to create viable and innovative solutions
• Solid understanding of corporate finance concepts including capital budgeting, DCF, residual income, cost of capital, IRR, and ROE
• Ability to approach problems methodically, structuring analyses and spreadsheets in an easy to follow manner for individuals unfamiliar with the analysis
• Demonstrated ability to pick up complex concepts quickly, analyze problems, apply quantitative analytical approaches, communicate effectively and confidently (both oral and written), and work well in cross-functional teams
• Quantitatively focused undergraduate and/or graduate degree or other demonstrated quantitative and analytical ability
• Relevant knowledge in at least one of the team's key content areas (e.g., capital, liquidity, or interest rate risk management, corporate finance, loan or deposit pricing)
• Working knowledge of retail banking and products
• Advanced Power

Point and Excel skills:

Preferred qualifications, capabilities, and skills

• Self-motivated, thrive in a fast-paced environment, and have passion and intellectual curiosity to find and capture business value
• MBA and/or progress towards CFA charter, CPA, CTP, or other financial certification
• Experience at another large retail banking institution

To be eligible for this role, you must be authorized to work in the United States. We do not offer any type of employment-based immigration sponsorship for this role. Likewise, JPMorgan Chase & Co. will not provide any assistance or sign any documentation in support of any other form of immigration sponsorship or benefit, including optional practical training (OPT) or curricular practical training (CPT).
Final Job Grade level and corporate title will be determined at time of offer and may differ from this posting. This role does not provide relocation assistance, so all candidates must be local to the work locations listed in the job posting or willing to relocate on their own immediately upon hiring. Candidates must be able to work in our offices full-time (5 days). The specific details and timing will be determined and communicated by direct management.

ABOUT US

Chase is a leading financial services firm, helping nearly half of America's households and small businesses achieve their financial goals through a broad range of financial products. Our mission is to create engaged, lifelong relationships and put our customers at the heart of everything we do. We also help small businesses, nonprofits and cities grow, delivering solutions to solve all their financial needs.

We offer a competitive total rewards package including base salary determined based on the role, experience, skill set and location. Those in eligible roles may receive commission-based pay and/or discretionary incentive compensation, paid in the form of cash and/or forfeitable equity, awarded in recognition of individual achievements and contributions. We also offer a range of benefits and programs to meet employee needs, based on eligibility. These benefits include comprehensive health care coverage, on-site health and wellness centers, a retirement savings plan, backup childcare, tuition reimbursement, mental health support, financial coaching and more. Additional details about total compensation and benefits will be provided during the hiring process.

We recognize that our people are our strength and the diverse talents they bring to our global workforce are directly linked to our success. We are an equal opportunity employer and place a high value on diversity and inclusion at our company. We do not discriminate on the basis of any protected attribute, including race, religion, color, national origin, gender, sexual orientation, gender identity, gender expression, age, marital or veteran status, pregnancy or disability, or any other basis protected under applicable law. We also make reasonable accommodations for applicants' and employees' religious practices and beliefs, as well as mental health or physical disability needs. Visit our FAQs for more information about requesting an accommodation.

Equal Opportunity Employer/Disability/Veterans:

ABOUT THE TEAM

Our Consumer & Community Banking division serves our Chase customers through a range of financial services, including personal banking, credit cards, mortgages, auto financing, investment advice, small business loans and payment processing. We're proud to lead the U.S. in credit card sales and deposit growth and have the most-used digital solutions - all while ranking first in customer satisfaction.

Global Finance & Business Management works to strategically manage capital, drive growth and efficiencies, maintain financial reporting and proactively manage risk. By providing information, analysis and recommendations to improve results and drive decisions, teams ensure the company can navigate all types of market conditions while protecting our fortress balance sheet.