Job responsibilities:

• Collaborating in developing, maintaining, and improving credit program policies, strategies, processes, and procedures within the assigned function,
• Conducting complex analysis and providing accurate and concise results with recommendations to management.
• Develop and maintain ongoing analytics to provide management with full insight into emerging trends and the quality of the originated accounts and portfolio.
• Acquire deep understanding of the operational processes, key performance metrics and profitability drivers, enabling the delivery of insights encompassing the full account lifecycle (e.g., underwriting, portfolio management, collections)
• Identify, evaluate, interpret and leverage complex internal and external data and develop analytical solutions to enhance risk strategies.

Required qualifications, capabilities, and skills.

• Bachelor’s or master’s in engineering, Statistics, Econometrics, Operations Research, Mathematics (or equivalent quantitative field)
• Strong SAS/R/Python and SQL programming skills and Advanced Word, PowerPoint, and Excel skills
• 3+ years of experience in Business Analysis, Consulting, Data Analytics, Risk Strategy, or related Financial Analysis
• Demonstrated excellent written and oral communication skills to clearly present analytical findings and make business recommendations and prepare executive level communications.
• High degree of initiative, self-direction, and excellent project management skills to manage competing priorities under tight deadlines.
• Proven ability to collaborate and build strong partnerships.
• Intellectual curiosity, attention to detail with a proven ability to learn quickly.

Preferred Qualifications, Capabilities, and Skills

• Prior experience of working in Cards industry in strategy / policy role