Payments Trade Business Management- Balance Sheet & Capital Strategy Lead - Vice President

Join a high-impact team shaping how we deploy capital across Trade & Working Capital. You will partner across Treasury, Risk, Product, and the business to deliver data-driven insights, modernize financial processes, and elevate decisions that drive performance for our clients and our firm.

As a Balance Sheet and Capital Strategy Lead in Trade & Working Capital Business Management within Finance & Business Management (F&BM) for J.P. Morgan Payments in the Commercial & Investment Bank, you lead portfolio-level balance sheet, capital, liquidity, and funding strategy. You will design resilient planning frameworks, build advanced analytics, and deliver executive-ready insights that improve profitability, strengthen risk management, and meet regulatory expectations. You will also drive digital transformation to automate and scale portfolio financial processes and reporting.

Job Responsibilities

• Lead balance sheet, capital, liquidity, and funding optimization for the Trade & Working Capital lending portfolio to improve profitability, pricing, and competitive positioning.
• Design and execute scenario planning and balance sheet frameworks to assess portfolio resilience and inform strategic decisions.
• Build advanced analytics and automated dashboards to monitor exposures, forecast performance, and deliver actionable insights.
• Produce executive-ready financial reporting and analysis for business reviews, strategy discussions, and regulatory deliverables.
• Integrate risk appetite and regulatory requirements, including Comprehensive Capital Analysis and Review (CCAR) and Current Expected Credit Losses (CECL), in partnership with Risk and Finance.
• Partner with Treasury, Product, and Credit Product & Delivery to shape profitability tools, pricing constructs, and related reporting.
• Conduct competitor benchmarking, market trend analysis, and performance assessments to inform portfolio and pricing strategies.
• Drive digital transformation to automate portfolio financial processes, enhancing oversight, transparency, and decision-making.
• Support portfolio and credit management priorities to optimize returns and enable sustainable growth.
• Manage senior stakeholder relationships and advise the Head of Portfolio and Credit on strategy and execution.

Required Qualifications, Capabilities, and Skills

• Bachelor’s degree.
• 10 years of relevant experience in finance, business management, financial analysis, strategy, banking, or related functions.
• Expertise in scenario planning, stress testing, and regulatory frameworks (CCAR, CECL).
• Ability to develop product knowledge across the lending suite, with focus on capital and liquidity requirements.
• Advanced analytics skills leveraging data for predictive and scenario-based insights.
• Strong project management experience leading complex, cross-functional initiatives.
• Demonstrated leadership in automation and digital transformation within finance functions.
• Proven collaboration and influence skills across business and functional stakeholders.
• Strong attention to detail and problem-solving skills, with experience managing and leveraging data for analytics and reporting.
• Excellent written and verbal communication skills, including executive-level presentations.
• High proficiency in Microsoft Excel and PowerPoint; experience with analytics tools such as Tableau, Alteryx, Qlik, and Python.

Preferred Qualifications, Capabilities, and Skills

• Advanced degree (e.g., MBA, MS in Finance or related).
• Experience in capital planning, treasury, risk management, and business strategy within a banking environment.
• Ability to adapt quickly to changing business needs and priorities.

To be eligible for this role, you must be authorized to work in the United States. We do not offer any type of employment-based immigration sponsorship for this role. Likewise, JPMorgan Chase & Co. will not provide any assistance or sign any documentation in support of any other form of immigration sponsorship or benefit, including optional practical training (OPT) or curricular practical training (CPT).