Bring your expertise to JPMorgan Chase. As part of Risk Management and Compliance, you are at the center of keeping JPMorgan Chase strong and resilient. You help the firm grow its business in a responsible way by anticipating new and emerging risks, and using your expert judgement to solve real-world challenges that impact our company, customers and communities. Our culture in Risk Management and Compliance is all about thinking outside the box, challenging the status quo and striving to be best-in-class.

As a Business Banking Credit Risk Manager, VP you will lead a team of Divisional Credit Officers who: decision new credit requests, renew existing credit lines, complete annual reviews of larger credit exposures and maintain relationships with key functional teams (Sales, Operations, Legal, Compliance and other Risk leaders). You will appropriately assess the risk in the portfolio, ensure that the team decisions new credit transactions according to requirements and diligently manages the existing credit portfolio, meeting customer expectations and established goals. You will provide direct accountability for Credit Officer quality and regulatory compliance. As part of the management team, you will be expected to identify opportunities to improve controls and efficiencies as well as lead change through key risk initiatives.

Job Responsibilities:

• Lead a team of credit officers that analyze and decision credit requests of varying complexity while maintaining high quality standards and adhering to credit policies, guidelines and procedures.
• Implement the firm’s risk appetite across the various industries and geographies. Ensure appropriate Risk Grading and Loss Given Default assignments to all credits.
• Develop and oversee the resources and workflow process to manage Time to Money for new and renewed deal flow and other portfolio management related activities.
• Voice your opinion in a clear, concise manner and to defend that position with management.
• Partner with other functions to put in place and consistently improve processes to drive efficiency and consistency, while maintaining credit quality of portfolio.
• Perform reviews of employee activities to ensure compliance with control measures and identify areas for improvement.
• Use analytics and reporting to manage resourcing and workload.
• Partner with the Model Review Group to prepare model documentation, provide credible challenge, and obtain usage approvals.
• Provide input into deep dives and prepare and deliver presentations for various senior Risk forums to give updates on the Credit portfolio and support risk discussions.

Required qualifications, capabilities, and skills:

• Minimum of a bachelor’s degree or equivalent experience, with completion of advanced coursework in finance, accounting, and credit through formal education or bank-sponsored training.
• 10+ years of experience as a Relationship Manager, Credit Officer, or in a similar role requiring business banking/commercial expertise and sound credit judgment.
• In-depth knowledge of credit philosophy and policies, loan documentation, bankruptcy, and related legal matters.
• Exceptional risk assessment skills, including risk identification, measurement, mitigation strategy development, regulatory management, and policy/procedure development.
• Demonstrated leadership abilities with experience managing time-sensitive, complex initiatives and leading teams.
• Excellent interpersonal and communication skills, with the ability to negotiate, compromise, demonstrate diplomacy in sensitive situations, and interact effectively with senior management.
• Proven ability to work in a matrixed environment, collaborate with business and functional experts, provide risk assessment guidance, manage projects, and prioritize multiple complex initiatives.

Preferred qualifications, capabilities, and skills:

• Graduate-level degree (e.g., MBA, MS in Business) from an accredited institution in business or a closely related discipline
• Business Banking/Commercial portfolio management experience