Senior Process Executive

• Analyze income & employment, credit strength, property appraisal, and all other information pertinent to the credit decision process on each mortgage application, as presented by the applicant
• Processor to validate that a prospective mortgagor’s loan application adheres to the lenders, Investors (Freddie or Fannie Mae’s) and guidelines of applicable government agencies to approve the loan
• Analyzing the risk involved in approving a loan to determine whether or not it is acceptable to the lender
• Mark errors for any deficiencies observed on the loan
• Verify accuracy of supporting employment documents, source of down payment/reserves, appraisal value and property title commitment received
• Identify the mortgage insurance requirement (MI) and follow the MI guidelines, if applicable
• Minimum 24 months of mortgage experience.
• Knowledge of the full loan cycle (from beginning to end).
• Strong understanding of income documents.
• Maintaining service level standards
• Assisting in new-hire trainings
• Perform internal Quality check, providing floor support and feedback to other staff
• Responding to all emails efficiently
• Adhering to all deadlines
• Strong communication skills, verbal and written
• Strong analytical skills
• Demonstrated ability to resolve complicated issues as they arise
• Proven organizational skills and demonstrated ability to prioritize and multi-task Skills. Able to work through multiple computer programs and multi-computer monitors
• Flexible (Willingness to work in night shift),
• Knowledge of MS Office
• Positive and flexible attitude
• Attention to detail
• Customer focused
• Good Team Player/Strong Interpersonal skills

Education: Graduate

Preferred skills: India Banking->Consumer Banking, Mortgage, Lending Operations, Commercial Banking