
Business Specialist
About the role
Job Summary
Role Summary
We are looking for experienced Business Analysts to support Mortgage and Consumer Financing (Co Fi) workstreams, with a strong focus on lending lifecycle processes, credit decisioning, and AI-enabled solutions. The role involves close collaboration with business stakeholders to capture requirements and translate them into implementable solutions.
Key Responsibilities
- Capture, analyze and document business requirements across the lending lifecycle (Advisory, Initiation, Credit Decisioning)
Support Business Functional Analysis for:
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Lending products
-
Prolongation and post-decision processes
-
Contribute to the design of AI-based solutions, including:
-
Agentic AI for credit decisioning
-
AI-driven document processing and handling
-
Support solution definition
-
Work closely with business, IT, and architecture teams to ensure end-to-end traceability from requirements to solution design
-
Support workshops, requirement walkthroughs, and validation sessions with business stakeholders
Required Skills & Experience
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Strong experience as a Business Analyst / Business Functional Analyst in banking or financial services
-
Domain knowledge in Mortgages, Lending, or Consumer Finance
-
Experience across end-to-end lending lifecycle processes
-
Exposure to AI-enabled solutions (credit decisioning, document management) is a strong advantage
-
Strong analytical, documentation, and stakeholder management skills
-
Ability to work in fast-paced, short-start engagements
Key Responsibilities
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To drive business workshops and gather business requirements
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To review functional specification document and ensure for completeness and storage.
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To conduct the walkthroughâ to brief the functional specification mapping to business requirements and suggest design solutions
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To review test cases and ensure that it is in line with functional requirements
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To lead a team of business analysts
Skill Requirements
Role Summary
We are looking for experienced Business Analysts to support Mortgage and Consumer Financing (Co Fi) workstreams, with a strong focus on lending lifecycle processes, credit decisioning, and AI-enabled solutions. The role involves close collaboration with business stakeholders to capture requirements and translate them into implementable solutions.
Key Responsibilities
- Capture, analyze and document business requirements across the lending lifecycle (Advisory, Initiation, Credit Decisioning)
Support Business Functional Analysis for:
-
Lending products
-
Prolongation and post-decision processes
-
Contribute to the design of AI-based solutions, including:
-
Agentic AI for credit decisioning
-
AI-driven document processing and handling
-
Support solution definition
-
Work closely with business, IT, and architecture teams to ensure end-to-end traceability from requirements to solution design
-
Support workshops, requirement walkthroughs, and validation sessions with business stakeholders
Required Skills & Experience
-
Strong experience as a Business Analyst / Business Functional Analyst in banking or financial services
-
Domain knowledge in Mortgages, Lending, or Consumer Finance
-
Experience across end-to-end lending lifecycle processes
-
Exposure to AI-enabled solutions (credit decisioning, document management) is a strong advantage
-
Strong analytical, documentation, and stakeholder management skills
-
Ability to work in fast-paced, short-start engagements
Other Requirements
null
Required skills
Business operations
Analysis
Coordination
About HCL Technologies
Pune
Headquarters