• Product Director
• EM06KE

We’re determined to make a difference and are proud to be an insurance company that goes well beyond coverages and policies. Working here means having every opportunity to achieve your goals – and to help others accomplish theirs, too. Join our team as we help shape the future.

The Director, Product & Underwriting, will be responsible for product management & development and portfolio underwriting of assigned product(s) and acting as “subject matter expert.” Assigned products include employment practices liability insurance and provide support to the Director responsible for the private and non-profit management liability segment.

Specific responsibilities include:

• Review, draft and maintain the suite of policy forms and corresponding endorsement libraries within the area of expertise and assigned product responsibilities.

• Develop and maintain underwriting guidelines and underwriting authority. Provide internal and external training and collaborate with peers and UW community.

• Continuously research the competitive landscape, economic, industry, product, actuarial trends, risk assessment and financial metrics to keep products current and appropriate for industry needs (competitiveness, profitability and compliance) and provide recommendations for new product/coverage opportunities and strategies to drive profitable business and increased market penetration.

• Work closely with the Financial Liability Underwriting Officer, other members of the Financial Lines Product & Underwriting team, and organization stakeholders to advance pricing and portfolio segmentation for portfolio analysis and shaping.

• Work closely with senior leaders, including the Financial Lines Underwriting Officer, other members of the Financial Lines Product & Underwriting team, and stakeholders throughout the organization to develop and implement underwriting strategies across multiple distribution channels to achieve performance goals, and develop recommendations for improvement, as needed.

• Support underwriting on key business initiatives and maintain relationships throughout the organization to support multi-disciplinary problem solving and execution and input across all levels of the business.

• Provide thought leadership in area of expertise, including drafting white papers and first alerts, and participating on industry panels.

Qualifications:

• 7+ years’ experience in Financial Lines underwriting or product roles; focus and expertise in product & underwriting of employment practices liability; experience with crime and private/non-profit packaged management liability products preferred

• Superior understanding of Product Management & Product Development, inclusive of policy form development and interaction with actuaries and reinsurers

• Strong understanding of all aspects of underwriting execution across multiple distribution channels, including digital

• Ability to use data and analytics to understand and drive underwriting strategy

• Understanding of financial concepts

• Strong project management, negotiation, influencing, legal and analytical skills

• Ability to absorb multi-disciplinary input and translate into effective actions

• Superior communication skills, both oral and written

• Ability to collaborate to drive effective partnerships and deliver outcomes

• Leadership and mentoring skills

• Excellent verbal and written communication skills

• Demonstrate a talent to motivate and inspire team employees and cross functional teams

Work Arrangement: This role can have a Hybrid or Remote work arrangement. Candidates who live near one of our office locations will have the expectation of working in an office 3 days a week (Tuesday through Thursday). Candidates who do not live near an office will have a remote work arrangement, with the expectation of coming into an office as business needs arise.

Compensation

The listed annualized base pay range is primarily based on analysis of similar positions in the external market. Actual base pay could vary and may be above or below the listed range based on factors including but not limited to performance, proficiency and demonstration of competencies required for the role. The base pay is just one component of The Hartford’s total compensation package for employees. Other rewards may include short-term or annual bonuses, long-term incentives, and on-the-spot recognition. The annualized base pay range for this role is:

$139,600 - $209,400

Equal Opportunity Employer/Sex/Race/Color/Veterans/Disability/Sexual Orientation/Gender Identity or Expression/Religion/Age

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