Shape the future of automotive finance

This is a unique opportunity to influence the risk strategy of a major automotive finance provider at a pivotal time for the industry. As electrification, new mobility models, and changing ownership behaviours reshape the market, you will be at the forefront of protecting and optimising Ford Credit’s balance sheet across the UK and Europe.

Residual Value (RV) is one of the most critical drivers of profitability in vehicle finance. As an RV Specialist, you will play a key role in setting, managing, and governing Residual Values that balance risk discipline with commercial competitiveness. You’ll combine market insight, data analysis, and strategic thinking to support Ford Credit’s growth ambitions while mitigating financial risk.

Essential

• Proven experience in Residual Value management within automotive leasing, finance, or risk.
• Experience operating in a regulated financial services environment.
• Strong understanding of the automotive market and competitive model ranges.
• Advanced data analysis skills, with high proficiency in Excel and PowerPoint.
• Ability to translate complex data into clear insights and recommendations for senior stakeholders.
• A proactive, improvement-focused mindset and the ability to perform under pressure.

Desirable

• Experience working closely with an automotive manufacturer or strong engagement with the motor trade.
• Degree in Finance, Mathematics, Data Science, or a related analytical discipline.
• Experience using data visualisation and reporting tools such as Power BI, Qlik, Tableau, or Looker.

Additional Information

The Company is committed to diversity and equality of opportunity for all and is opposed to any form of less favourable treatment or harassment on the grounds of race, religion or belief, sex, marriage and civil partnership, pregnancy and maternity, age, sexual orientation, gender reassignment or disability

This position is based in Dunton, and it is expected the successful candidate will be able to attend the Dunton Campus for typically 4 days a week and remain flexible on the days they are required to attend the office according to business requirements.

As part of our pre-employment checks process, successful candidates will be required to undergo a criminal record check. This will be conducted in line with the Rehabilitation of Offenders Act 1974 and applied only to unspent convictions.

Strategic RV Management & Portfolio Oversight

• Set and manage Residual Values across the portfolio in line with risk appetite and policy.
• Monitor RV exposure and proactively identify areas of risk concentration.
• Produce quarterly RV performance reviews and recommendations for senior leadership and risk committees.
• Support RV forecasting and financial reporting, including FINREP.
• Contribute to the objective of achieving zero-loss vehicle returns while maintaining strong market positioning.

New Model & Product Launch Support

• Support new vehicle and model-year launches through detailed RV analysis and external benchmarking.
• Partner with Ford Product, Marketing, and Sales teams to deliver competitive, residual-based propositions.
• Ensure accurate and timely implementation of RVs across internal systems and dealer-facing platforms.

Market Intelligence & Industry Engagement

• Maintain strong relationships with external data providers (e.g. CAP), trade guides, and auction platforms.
• Track used vehicle market trends, competitive positioning, and emerging industry risks.
• Collaborate with Remarketing and Ford of Britain teams to incorporate real-world disposal and auction performance into RV assumptions.

Governance, Controls & Leadership Support

• Ensure the quality, integrity, and governance of RV-related data and systems.
• Provide cover and support for the RV Risk Manager when required.
• Act as a subject matter expert on RV risk for wider strategic initiatives within Ford Credit UK.