Citi continues to enhance its business control and governance framework by building out Institutional Credit Management (ICM), a new function in the 1st Line of Defense, to house and consistently manage credit risk activities performed across its Institutional Client Group organization. ICM's objective is to provide integrated "end-to-end" credit underwriting, identification, measurement, management, and monitoring for wholesale credit risk across the enterprise. Within ICM, the Credit Underwriting function (ICM-UW) provides analysis, greenlight, underwriting, first-line-of-defense credit approval and subsequent credit monitoring across all ICG wholesale credit businesses.

Citibank Europe Plc (CEP) is the main EU licensed banking entity for Citi in EMEA. It is headquartered in Dublin, with branches in 21 countries.

CEP Credit Risk Team manages CEP’s entire loan book, covering Citi’s clients throughout the world and partners with other Risk Management teams across the globe.

The CEP Risk Analyst Unit in Budapest is responsible for the

• Preparation and submission of CEP obligors’ credit assessments
• The quality assurance and completion of the CEP obligors’ credit assessments prepared by other business units of Citigroup

Responsibilities:

• Review and complete CEP Credit Approval Memo packages
• Analyze and assess risks in the credit relationships and formulate respective recommendations for CEP Credit risk management approval
• Work closely with Credit Officers, Relationship/Product Managers and Traders / Salespeople to facilitate transaction approvals.
• Provide credit input to standardize credit-related documents and reporting for the CEP portfolio.
• Provide ad hoc project support to regional and global Risk management projects.
• Ensure CEP Credit Risk MCA and Controls are effective.

Requirements:

• Candidate should have 2-5 years of credit or related experience
• Good knowledge of credit products and specific industry characteristics (manufacturing, services, banks etc.).
• University Degree/Graduate Degree in Business, Finance or Economics or equivalent is a plus**.**
• English reading and speaking. Knowledge of other languages is beneficial.
• Strong analytical skills and ability to decompose transactions into the core risks. Good quantitative skills a must.
• Sound Risk and Business judgment on the full spectrum of risk issues including Operational and Franchise Risk

What we can offer you:

By joining Citi Hungary, you will not only be part of a business casual workplace with a hybrid working model (up to 2 days working at home per week), but also receive a competitive compensation package and enjoy a whole host of additional benefits that support you (and your family) to be well, live well and save well:

• Cafeteria Program
• Home Office Allowance (for colleagues working in hybrid work models)
• Paid Parental Leave Program (maternity and paternity leave)
• Private Medical Care Program and onsite medical rooms at our offices
• Pension Plan Contribution to voluntary pension fund
• Group Life Insurance
• Employee Assistance Program
• Access to a wide variety of learning and development programs, online course libraries and upskilling platforms, such as Udemy and Degreed
• Flexible work arrangements to support you in managing work - life balance
• Career progression opportunities across geographies and business lines
• Socially active employee communities with diverse networking opportunities

Alongside these benefits Citi is committed to ensuring our workplace is where everyone feels comfortable coming to work as their whole self every day. We want the best talent around the world to be energized to join us, motivated to stay, and empowered to thrive.

Sounds like Citi has everything you need? Then apply to discover the true extent of your capabilities.

Job Family Group:

Risk Management

Job Family:

Credit Risk

Time Type:

Full time

Primary Location Full Time Salary Range:

8 202 730,00 Ft - 12 775 670,00 Ft

Most Relevant Skills

Analytical Thinking, Constructive Debate, Escalation Management, Financial Analysis, Policy and Procedure, Policy and Regulation, Product Knowledge, Risk Controls and Monitors, Risk Identification and Assessment.

Other Relevant Skills

For complementary skills, please see above and/or contact the recruiter.

Automated Processing and AI

We use automated processing, including artificial intelligence, for our legitimate business interests (or our reasonable and appropriate business purposes) to identify and align the candidate's skills and abilities with a specific job opening. Additionally, if you so choose, or consent, we can match your skills and abilities to other suitable roles at Citi.

Importantly, all our hiring processes and decisions, including determining your suitability for a role, are conducted, checked, and decided by individuals. Our automated processing and AI do not involve relying on automatic or autonomous decision-making. Please refer to any Jurisdictional Considerations, with specific provisions for your country (where relevant) for further details.

This job opening is for an existing job vacancy.

Citi is an equal opportunity employer, and qualified candidates will receive consideration without regard to their race, color, religion, sex, sexual orientation, gender identity, national origin, disability, status as a protected veteran, or any other characteristic protected by law.

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