Role Outline/Job Summary:

As part of the Retail Service Risk Management Analytics team, the successful candidate will be responsible for developing, analyzing and executing ideas and initiatives designed to achieve business growth & loss mitigation goals.

ROLE & RESPONSIBILITIESBusiness/ Department Objectives

Enhance and improve the Risk policies using statistical techniques to optimize business growth and profits by minimizing the losses

**Core Responsibilities:

• Support tactical and strategic Risk Analytics projects for Citi’s Retail Services Group in the US.
• Independently manage development and implementation of effective risk management strategies that help mitigate credit losses
• Apply innovative analytical techniques to customer and transaction data to build risk mitigation strategies and processes
• Apply subject matter expertise to the prioritization and planning of projects in conjunction with risk management policies and strategies.
• Must be able to effectively provide updates and communicate key initiatives to senior risk management.
• Analyzing tests and performance using SAS and decision tree (CHAID/ CART)
• Evaluating effectiveness of current policies and strategies

**Day-to-Day Responsibilities:

• Must have capability to clearly develop and communicate analysis
• A good understanding of Credit life cycle and Collections/Recoveries
• Must have hands on expertise in developing and managing segmentation
• Presentations to both technical and non-technical personnel are required to be made frequently as part of the job.
• Ability to work efficiently in a matrix environment balancing between both business and functional interactions and priorities.

**Key Deliverables:

• Provide insight into the data through MIS and deeper analytics
• Summarize analytic reports into presentations and share analyses and reports with senior leadership

**Education:

• Bachelor’s degree in a quantitative discipline: Mathematics, Economics, Operations Research, And Statistics
• Master’s degree in a quantitative discipline: Mathematics, Economics, Operations Research, Statistics is preferred

**Experience: 2+ years of relevant experience

**Skills:

• Strong analytical skills in conducting sophisticate analysis using bureau/vendor data, customer performance data and marketing data to solve business problems.
• Good programming skills in advanced SAS and SQL in mainframe, UNIX and PC environments.
• Highly proficient in Excel/pivot tables and PowerPoint. Credit card industry experience especially in an analytics or policy role is preferred

Others:

• Exposure to project/process management Strong communication and presentation skills targeting a variety of audiences
• A qualified candidate needs to be able to work with cross functional teams
• Creates and sustains a network of strong client relationships.
• Flexibility in approach and thought process
• Ability to work effectively across portfolio risk policy teams and functional areas teams
• Strong influencing, negotiating, and facilitation skills. Analytical mindset

Job Family Group:

Risk Management

Job Family:

Portfolio Credit Risk Management:

Time Type:

Full time

Most Relevant Skills

Analytical Thinking, Constructive Debate, Escalation Management, Industry Knowledge, Policy and Procedure, Policy and Regulation, Process Execution, Product Knowledge, Risk Controls and Monitors, Risk Identification and Assessment.

Other Relevant Skills

For complementary skills, please see above and/or contact the recruiter.

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