The Applications Development Technology Lead Analyst is a senior level position responsible for establishing and implementing new or revised application systems and programs in coordination with the Technology team. The overall objective of this role is to lead applications systems analysis and programming activities.

As part of this role, you will be responsible for data extraction and data analysis from structured and unstructured sources. You will develop systems and applications and implement them in a production environment by partnering with technology and business partners. You will have to address complex problems involving financial data with specific focus on credit risk management. You will have to have open and adaptive mindset to learn new and advanced models in LLM and GenAI and bring in innovative solutions to complex business problems.

Responsibilities:

• Architect, Design, and implement robust Python-based solution
• Resolve variety of high impact problems/projects through in-depth evaluation of complex business processes, system processes, and industry standards
• Provide expertise in area and advanced knowledge of applications programming and ensure application design adheres to the overall architecture blueprint
• Utilize advanced knowledge of system flow and develop standards for coding, testing, debugging, and implementation
• Develop comprehensive knowledge of how areas of business, such as architecture and infrastructure, integrate to accomplish business goals
• Experience in using writing and using shell script and other Linux features
• Implement Unit Testing and TDD to ensure software quality and maintainability

Qualifications:

• 5+ years of experience designing and developing scalable and reliable applications.
• Proficiency in Python, SQL, Spark, Py Spark
• Proficiency with tools and LLMs will be and advantage.
• Ability to work independently and collaboratively within a team.

Preferred Skills:

• Experience in GenAI/LLMs projects.
• Familiarity with distributed data/computing tools (e.g., Hadoop, Hive, Spark, MySQL).
• Background in financial business-like banking, risk management.

Education:

• Bachelor’s degree/University degree or equivalent experience in STEM

Job Family Group:

Technology

Job Family:

Applications Development

Time Type:

Full time

Primary Location:

Rutherford New Jersey United States:

Primary Location Full Time Salary Range:

$142,320.00 - $213,480.00

In addition to salary, Citi’s offerings may also include, for eligible employees, discretionary and formulaic incentive and retention awards. Citi offers competitive employee benefits, including: medical, dental & vision coverage; 401(k); life, accident, and disability insurance; and wellness programs. Citi also offers paid time off packages, including planned time off (vacation), unplanned time off (sick leave), and paid holidays. For additional information regarding Citi employee benefits, please visit citibenefits.com. Available offerings may vary by jurisdiction, job level, and date of hire.

Most Relevant Skills

Please see the requirements listed above.

Other Relevant Skills

For complementary skills, please see above and/or contact the recruiter.

Anticipated Posting Close Date:

Apr 15, 2026

Citi is an equal opportunity employer, and qualified candidates will receive consideration without regard to their race, color, religion, sex, sexual orientation, gender identity, national origin, disability, status as a protected veteran, or any other characteristic protected by law.

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