Job Description:

Are you a highly skilled and motivated Software Engineer looking to make a significant impact in the dynamic world of finance? Join our cutting-edge technology team and play a pivotal role in developing and enhancing our proprietary “Margin Calculations and Reporting” Platform, a critical component of our Prime Finance Services organization. This is an exceptional opportunity to apply your technical expertise to complex, computing-intensive financial solutions within a collaborative and globally connected environment.

This role is at the heart of our Prime Services division, where you will contribute to the evolution of a sophisticated margin calculation engine. This engine leverages a complex model and intricate business logic to provide leverage to clients and reduce risk for Citi, directly impacting our financial operations. As a Software Engineer, you will be instrumental in delivering end-to-end software solutions, ensuring scalability, performance, and robustness for our critical financial systems globally.

Responsibilities:

As a key member of our global development team, you will:

• Innovate & Develop: Design, develop, and implement robust and scalable application systems and programs for the Margin Calculation Services and reporting, aligning with strategic technology initiatives.
• Problem Solve: Consult with users, clients, and other technology groups on issues, and recommend programming solutions. Analyze complex technical and business challenges, and propose innovative solutions that enhance system functionality and business processes.
• Project work: Monitor and guide all phases of the software development lifecycle, from analysis and design through construction, testing, and implementation, ensuring timely and high-quality project delivery. Provide user and operational support on applications to business users
• Strategic Impact: Utilize your expertise in application development to make evaluative judgments, recommend security measures, and contribute to post-implementation analysis, ensuring optimal system design and functionality.
• Collaboration & Consultation: Partner closely with project managers, business stakeholders, and senior managers to translate complex business requirements into well-architected technical solutions. Consult with users and other technology groups, providing advanced programming insights and support.
• Operational Excellence: Ensure adherence to best practices and essential procedures.
• Autonomy & Ownership: Operate with a high degree of independence and judgment, taking ownership of critical initiatives and driving them to successful completion.
• Risk Management: Proactively assess and manage technical risks, demonstrating a strong commitment to regulatory compliance, ethical judgment, and transparent reporting of control issues.

Qualifications:

We are seeking a talented individual with:

• Experience: 4-6 years of progressive experience in systems analysis and programming of software applications, with a proven track record of implementing successful projects.
• Technical Expertise : Strong proficiency in Java application technologies, including deep experience with TDD (Test-Driven Development),Spring framework, and Microservices architecture.
• Excellent knowledge of algorithms and data structures, design patterns. Experience in systems analysis and programming of software applications
• Strong Java experience : Java core, collections, concurrency, streams
• Frameworks and APIs: Spring (Core, Batch, Integration, MVC, Boot, Data), Hibernate, Jackson , JAX RS, JPA, JAXB
• Experience with distributed caches like Apache Gemfire will be a plus
• Messaging: JMS, Kafka
• Testing: JUnit, Mocking frameworks (Mockito, Power Mock)
• Experience in performance enhancements using parallel processing, multithreading. Understanding locking/synchronization
• Understanding Docker and Kubernetes
• Experience in RESTful API development and integration, deployment framework and source control experience such as Git.
• Solid understanding and experience with SQL.
• Proficiency in Linux environments.
• Experience with job scheduling.
• Methodology: Working knowledge of project management techniques and methods, with a focus on agile methodologies.
• Adaptability: Ability to thrive in a fast-paced environment, manage multiple deadlines, and adapt quickly to evolving requirements and priorities.
• Collaboration: A strong team player with excellent communication skills, capable of working effectively with global teams to deliver integrated solutions.

Nice to Have:

• Prior experience or a keen interest in the financial services industry
• Ability to work under pressure and manage deadlines or unexpected changes in expectations or requirements
• Experience of working in fast paced environment
• Flexible and adaptive, team player
• Excellent analytical and communication, interpersonal skills.

Education:

• Bachelor’s degree/University degree in Computer Science, Engineering, or a related field, or equivalent practical experience.

This job description provides a high-level review of the types of work performed. Other job-related duties may be assigned as required.

In addition to salary, Citi’s offerings may also include, for eligible employees, discretionary and formulaic incentive and retention awards. Citi offers competitive employee benefits, including: medical, dental & vision coverage; 401(k); life, accident, and disability insurance; and wellness programs. Citi also offers paid time off packages, including planned time off (vacation), unplanned time off (sick leave), and paid holidays. For additional information regarding Citi employee benefits, please visit citibenefits.com. Available offerings may vary by jurisdiction, job level, and date of hire.

Visit our Global Benefits page to learn more.

Alongside these benefits Citi is committed to ensuring our workplace is where everyone feels comfortable coming to work as their whole self, every day. We want the best talent around the world to be energized to join us, motivated to stay and empowered to thrive.

Job Family Group:

Technology

Job Family:

Applications Development

Time Type:

Full time

Primary Location:

New York New York United States:

Primary Location Full Time Salary Range:

$121,200.00 - $181,800.00
In addition to salary, Citi’s offerings may also include, for eligible employees, discretionary and formulaic incentive and retention awards. Citi offers competitive employee benefits, including: medical, dental & vision coverage; 401(k); life, accident, and disability insurance; and wellness programs. Citi also offers paid time off packages, including planned time off (vacation), unplanned time off (sick leave), and paid holidays. For additional information regarding Citi employee benefits, please visit citibenefits.com. Available offerings may vary by jurisdiction, job level, and date of hire.

Most Relevant Skills:

Please see the requirements listed above.

Other Relevant Skills

For complementary skills, please see above and/or contact the recruiter.

Anticipated Posting Close Date:

Mar 19, 2026

Citi is an equal opportunity employer, and qualified candidates will receive consideration without regard to their race, color, religion, sex, sexual orientation, gender identity, national origin, disability, status as a protected veteran, or any other characteristic protected by law.

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