The Risk Management Country Officer (RMCO) for Colombia will double hat with the Wholesale Credit Risk responsibilities providing second line of defense Credit Officer coverage for the corporate credit, financial institutions and public sector portfolio.The RMCO is a senior risk representative that serve as the single point of contact for franchise-level Risk matters in each country. They play a critical role in oversight of review and challenge performed by Independent Risk Management in country and serve as key Risk partners to the respective Citi Country Officer and Banking Head (CCO & BH).RMCOs are expected to demonstrate working knowledge of all Risk verticals, regulatory issues, internal audit processes and issues, and awareness of how external events can affect their countries' exposures, liquidity, and operations.  They are expected to build and maintain networks within countries and regions, foster teamwork among Risk teams in the countries, participate actively in regional and global Risk Management forums, and promote awareness of issues and concerns specific to their countries and regions. RMCOs provide critical second line of defense challenge in line with the Risk Governance Framework; they oversee all Risk-related regulatory and governance matters across all legal entities in each country and ensure timely escalation and resolution of Risk issues from all Risk segments through established escalation channels to the appropriate country, regional or global governance committees.Among key responsibilities of the RMCO, and as required by local regulators, are: Regulatory requirements, reporting, and engagement, Governance Standards, Stress Testing and Capital Planning, IFRS9, Legal Entity Management, Crisis Management, Climate Risk, Environmental, Social and Governance, and any additional franchise responsibility related to core role and responsibilities as second line of defense.The Credit Portfolio Senior Group Manager is a senior management-level position responsible for accomplishing results through the management of a team or department to monitor the Citi portfolio and identify credit migration in coordination with the Risk Management team. The overall objective of this role is to lead the management of Citi's portfolio exposure to client and counterparties globally.Responsibilities:Lead a team/organization responsible for risk management activities associated with the wholesale credit portfolio Analyze credit risk and provide credit recommendations and guidance to senior risk managers Apply understanding of inherent credit risks for a range of banking products including lending, structured/acquisition finance, and capital markets transactions Analyze transactions and assist in structuring transactions to contain Citi’s credit risk within acceptable parameters Conduct internal and external oversight reviews and manage Operating Committee engagement Produce credit and exposure analyses to ensure aggregate risk exposure to customers remains appropriate to credit standing Serve as the main point of contact with local regulators and internal audit function on integrated risk matters Appropriately assess risk when business decisions are made, demonstrating particular consideration for the firm's reputation and safeguarding Citigroup, its clients and assets, by driving compliance with applicable laws, rules and regulations, adhering to Policy, applying sound ethical judgment regarding personal behavior, conduct and business practices, and escalating, managing and reporting control issues with transparency, as well as effectively supervise the activity of others and create accountability with those who fail to maintain these standards.Stay updated on industry developments and apply in-depth knowledge to contribute to strategic and pro-active risk management.Provide guidance, review & challenge, and recommendations on complex credit approvals for an assigned credit portfolio Assess the quality of the loan portfolio, including the identification and assessment of emerging risks and providing regular feedback on issues and opportunities to senior management Monitor assigned credit portfolio, analyzing trends, risks, and key statistics to execute preventative measures.Oversee deal approvals in collaboration with  business partners, demonstrating commercial awareness and sound judgment.Participate in developing and refining procedures for approvals, portfolio functions, and credit guidelines Adhere to compliance standards, assess business risks, and safeguard the company, its clients, and assets Make informed business decisions that consider risk assessment, the firm's reputation, and compliance with laws, rules, and regulations.Ensure compliance with applicable laws, rules, and regulations, upholding policy and ethical business practices Qualifications:10+ years of relevant experience, desirable banking experience or financial institutions.Experience in people management Comprehensive understanding of Banking and Capital Markets products Experience with wholesale credit portfolio performance monitoring and metrics Comprehensive understanding of strategic direction of the function In-depth conceptual/practical grounding in the function and/or expertise in related subject areas Preferably SCO or SCO journey initiated Fully Bilingual (Spanish & English)Education: Bachelor's degree/University degree or equivalent experience Master's degree preferred------------------------------------------------------Job Family Group: Risk Management------------------------------------------------------Job Family:Portfolio Credit Risk Management------------------------------------------------------Time Type:Full time------------------------------------------------------Most Relevant Skills Analytical Thinking, Credible Challenge, Governance, Monitoring and Evaluation, Policy and Procedure, Policy and Regulation, Product Knowledge, Risk Controls and Monitors, Risk Identification and Assessment, Risk Remediation.------------------------------------------------------Other Relevant Skills For complementary skills, please see above and/or contact the recruiter.------------------------------------------------------Citi is an equal opportunity employer, and qualified candidates will receive consideration without regard to their race, color, religion, sex, sexual orientation, gender identity, national origin, disability, status as a protected veteran, or any other characteristic protected by law. If you are a person with a disability and need a reasonable accommodation to use our search tools and/or apply for a career opportunity review Accessibility at Citi.

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