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This role provides functional expertise on cases ensuring that medical decisions adhere to Cigna’s global clinical guidelines. He/she will manage pre-authorization and claims review services to ensure cost-effectiveness and appropriateness of treatment, with the goals of generating cost savings and improving health outcomes. The Medical Consultant will also partner with other business divisions such as Sales and Client Management, by applying medical knowledge to support the business needs.
Job Responsibilities:
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Manage the pre-authorisation process for cases in Hong Kong, assessing proposed treatment and therapies for medical necessity, in accordance with global medical guidelines.
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Review claims and evaluate the appropriateness and cost-effectiveness of the medical treatment and services.
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Act as a clinical liaison and advisor for other business divisions.
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Engage and develop relations with key healthcare providers locally to improve customer experience and optimise cost containment efforts.
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Prepare and deliver training to non-clinical associates, serve as resource to provide ongoing education to other business units within the Company.
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Ability to work in ambiguous or new situations by demonstrating a structured approach to diagnosing the problem, analyzing alternatives, recommending and implementing best solutions.
Job Requirements:
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Bachelor of Medicine, Bachelor of Surgery (MBBS) degree or equivalent
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Minimum 5 years’ clinical experience and completed rotations in the following areas: Family Medicine, including Preventive Health; General Surgery; General Medicine; Orthopedics; Obstetrics and Gynaecology
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Prior experience in health insurance industry is a bonus but not required
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Familiar with the healthcare system in Hong Kong
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Fluent in English and Chinese and/or Cantonese – written and spoken
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Strong analytical capabilities with a focus on outcomes and results
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Ability to work independently
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Comfortable with working with all levels of management
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Culturally sensitive to a diverse, international workforce
About The Cigna Group
Cigna Healthcare, a division of The Cigna Group, is an advocate for better health through every stage of life. We guide our customers through the health care system, empowering them with the information and insight they need to make the best choices for improving their health and vitality. Join us in driving growth and improving lives.
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About Cigna

Cigna
PublicThe Cigna Group is an American multinational for-profit managed healthcare and insurance company based in Bloomfield, Connecticut.
10,001+
Employees
Bloomfield
Headquarters
Reviews
3.0
9 reviews
Work Life Balance
3.8
Compensation
2.5
Culture
2.8
Career
2.2
Management
2.0
35%
Recommend to a Friend
Pros
Remote work flexibility and work from home options
Good work-life balance
Great people and teamwork
Cons
Poor management and micro-controlling leadership
Frequent layoffs and job instability
Limited career advancement opportunities
Salary Ranges
18 data points
L2
L3
L4
L5
L6
L2 · Financial Analyst L2
0 reports
$74,750
total / year
Base
$29,900
Stock
$37,375
Bonus
$7,475
$52,325
$97,175
Interview Experience
4 interviews
Difficulty
2.8
/ 5
Duration
14-28 weeks
Offer Rate
50%
Experience
Positive 50%
Neutral 0%
Negative 50%
Interview Process
1
Application Review
2
Recruiter Screen
3
Technical Phone Screen
4
Team Member Interviews
5
Panel/Multiple Interviews
6
Offer
Common Questions
Coding/Algorithm
Technical Knowledge
Behavioral/STAR
Past Experience
Culture Fit
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