About the Role

We’re seeking a Senior Manager, Strategic Finance to join Chime’s Finance team. In this role, you will lead high-impact, high-visibility work at the intersection of financial strategy, bank partnerships, and product expansion. You’ll lead the financial analysis and recommendations behind commercial structures that support Chime’s growth.

You will partner closely with our Banking Strategy team to negotiate commercial agreements, and work cross-functionally with Product, Risk, Legal, Analytics, and Accounting to assess financial tradeoffs, mitigate commercial risk, and improve product performance. This role requires a strategic mindset, sound business judgment, strong financial modeling skills, and the ability to influence senior leaders through clear, compelling communication.

This is a unique opportunity to help shape Chime’s bank partner relationships, unlock new growth opportunities, and drive meaningful impact on Chime’s financial performance.

The base salary offered for this role and level of experience will begin at $173,000.00 and up to $240,000.00. Full-time employees are also eligible for a bonus, competitive equity package, and benefits. The actual base salary offered may be higher, depending on your location, skills, qualifications, and experience.

In this role, you can expect to:

• Develop economic frameworks and financial models to inform bank partnership strategy and evaluate strategic partnership opportunities
• Partner with Chime’s Banking Strategy team to negotiate commercial agreements that balance strategic value, financial impact, risk, and operational feasibility
• Collaborate with the Business Development team to evaluate high-impact strategic partnerships that deliver sustainable growth
• Own the financial strategy and analysis for new product development, with a focus on enabling and scaling unsecured consumer credit offerings
• Serve as a trusted Finance partner in cross-functional decision-making, helping teams navigate tradeoffs and drive strong financial outcomes
• Synthesize complex analyses into clear narratives and confidently communicate recommendations to Finance leadership and executive stakeholders
• Lead, coach, and develop a high-performing Strategic Finance team

To thrive in this role, you bring:

• 8+ years of experience in strategic finance, investment banking, private equity, or other analytically rigorous finance roles

• Experience in fintech, financial services, consumer lending, banking, or other highly regulated industries is a plus

• Strong financial modeling and analytical skills, with experience building business cases, unit economic frameworks, and ROI analyses to inform strategic decision-making

• Experience evaluating partnership structures, negotiating commercial agreements, and developing new product opportunities in a cross-functional environment

• Proven ability to translate ambiguous business questions into clear financial recommendations and action plans

• Excellent communication skills, with the ability to distill complex analyses into clear recommendations for executive audiences

• Experience leading large, cross-functional initiatives with multiple stakeholders and competing priorities

• Prior people management experience and a demonstrated ability to develop a high-performing team

• A low-ego, roll-up-your-sleeves approach and willingness to operate at both the strategic and tactical levels

A little about us

At Chime, we believe that everyone can achieve financial progress. We created Chime—a financial technology company, not a bank—on the premise that core banking services should be helpful, easy, and free. Through our user-friendly tools and intuitive platforms, we empower our members to take control of their finances and work towards their goals. Whether it's starting a savings account, purchasing a first car or home, launching a business, or pursuing higher education, we're proud to have helped millions unlock their financial potential.

We're a team of problem solvers, dreamers, and builders with one shared obsession: our members. From day one, Chimers have worked tirelessly to out-hustle and out-execute competitors to bring our mission to life. Their grit and determination inspire us to work harder every day to deliver the very best experience possible. We each bring an owner's mindset to our work, refusing to be outdone and holding ourselves accountable to meet and exceed the highest bars for our teams, our company, and our members.

We believe in being bold, dreaming big, and taking risks, while also working together, embracing our diverse perspectives, and giving each other honest feedback. Our culture remains deeply entrepreneurial, encouraging every Chimer to see themselves as stewards of our mission to help everyday Americans unlock their financial progress.

We know that to achieve our mission, we must earn and keep people's trust—so we hold ourselves to the highest standards of integrity in everything we do. These aren't just words on a wall—our values are embedded in every aspect of our business, serving as a north star that guides us as we work to help millions achieve their financial potential.

Because if we don't—who will?

Chime is a financial technology company, not a bank. Banking services provided by The Bancorp Bank, N.A. or Stride Bank, N.A., Members FDIC.

What we offer for our full-time, regular employees

• 🏢 Our in-office work policy is designed to keep you connected - with four days a week in the office and Fridays from home for those near one of our offices, plus team and company-wide events depending on location. Whether you’re coming in regularly or are part of our fully remote program, you’ll stay engaged with your work and teammates.
• 💻 In-office perks including backup child, elder, and/or pet care, plus a subsidized commuter benefit to support your regular commute
• 💰 Competitive salary based on experience
• ✨ 401k match plus great medical, dental, vision, life, and disability benefits
• 🏝 Generous vacation policy and company-wide Chime Days, bonus company-wide paid days off
• 🫂 1% of your time off to support local community organizations of your choice
• 👟 Annual wellness stipend to use towards eligible wellness related expenses
• 👶 Up to 24 weeks of paid parental leave for birthing parents and 12 weeks of paid parental leave for non-birthing parents
• 👪 Access to Maven, a family planning tool, with $15k lifetime reimbursement for egg freezing, fertility treatments, adoption, and more.
• 🎉 In-person and virtual events to connect with your fellow Chimers—think cooking classes, guided meditations, music festivals, mixology classes, paint nights, etc., and delicious snack boxes, too!
• 💚 A challenging and fulfilling opportunity to join one of the most experienced teams in Fin Tech and help millions unlock financial progress

We know that great work can’t be done without a diverse team and inclusive environment. That’s why we specifically look for individuals of varying strengths, skills, backgrounds, and ideas to join our team. We believe this gives us a competitive advantage to better serve our members and helps us all grow as Chimers and individuals.

Chime is proud to be an Equal Opportunity Employer. We consider qualified applicants without regard to race, color, ancestry, religion, sex, national origin, sexual orientation, gender identity, age, marital or family status, disability, genetic information, veteran status, or any other legally protected basis under provincial, federal, state, and local laws, regulations, or ordinances. We will also consider qualified applicants with criminal histories in a manner consistent with the requirements of state and local laws, including the San Francisco Fair Chance Ordinance, Cook County Ordinance, NYC Fair Chance Act, and the LA City Fair Chance Ordinance, and consistent with Canadian provincial and federal laws. If you have a disability or special need that requires accommodation during any stage of the application process, please contact: benefits@chime.com.

To learn more about how Chime collects and uses your personal information during the application process, please see the Chime Applicant Privacy Notice.